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Citibank
 

Job referrals, valuable practices, changes in regulatory norms, business plans, scope in India, discuss growth factors...

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Web Url: http://toostep.com/Citibank
Category: Company Network
Company Name: Citibank
Industries: Banking, Hedge Funds/Vcs/Private Equity
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Visibility: Everyone
Members: 412
Jobs: 46
Articles: 79
Questions: 15
Debates: 25
Idea Contests: 15
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Topic of the week :  Credit risk management in banks     Go to Topic
For the past few years, banks in many countries have been involved in a...
Credit risk management is a very important area for for the banking sector and there are wide prospects of growth and other financial institutions also face problems which are financial in nature. Also, banking professionals have to maintain a balance between the risks and the returns.For a large customer base banks need to have a variety of loan products.If bank lowers the interest rates for the loans it offers, it will suffer In terms of equity, a bank must have substantial amount of capital
 
Banks and other lending institutions must constantly balance risks and rewards. Too high a price on loan products, and you lose the customer; too low, and you starve the profit margin or take a loss. Too much capital on reserve, and you miss investment revenue; too little, and you risk regulatory noncompliance and financial instability. When every department, line of business and region measures and reports risks differently – with disparate risk management systems – it can be difficult to accu
For a customer whenever he/she contacts the bank for any kind of query , complaint or transaction etc.. as a bank it should ensure that the customer doesn't have to run pillar to post for his queries to be resolved and doesn't have to repeat his...
After the Gadgetry has worn off, people need real people at the end of the Voice Recorder and the counter. Indian Banks are doing better since they have an excess of staff and more people available to attend to customers.
Women have always been half of mankind,more or less.The Cultures which have accepted this fact have a better environment for children and economically. For insurance, money or earnings are an important Criterion; women have started earning; have their...
Idea added by Swati Raut, Product Manager, Aviva  | 2 years ago
In my view banks need to focus on different groups of people with varied incomes,varied age groups,demographic groups etc. and come up with new and innovative strategies to attract them. Banks should come up with specific and separate schemes for...
Referred by Swati Raut, Product Manager, Aviva  | 3 years ago
Whether you're McDonalds, Starbucks or a Caribbean financial institution, the quest for customer service excellence is an overarching goal. To achieve that it is critical to understand how to build service into a total customer experience for...
Argument added by Winslie Leon, Investment Advisor, Win Win Investments  | 3 years ago
I would certainly appreciate that. I currently run a franchise of Anugrah stock and Broking and s SEBI regd sub-broker. I sure would appreciate any professional support or help from your side. I would also be happy to be of service to you in any way...
As most of them put it, that it is very easy to launch a new product, but everybody knows how complex the whole procedure is, and it is even difficult when it comes to launch a new product in a retail bank, so the question that arises is like, How to...
The Regulatory compliance, this is a challenge as the retail banks are considered world over now, where including Homeland Security, the Basel II framework, and privacy regulations, are forcing financial institutions to overhaul their information...
Referred by Mohit Sethi, Account Manager, ABN Amro  | 3 years ago
While the involvement of India 's banking system in the sub-prime crisis, which has led to the current global crisis, has been negligible and hence it remained relatively unscathed, it is now facing its own set of problems locally. Among the most...
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