Credit Risk Management

Risk Management in Banks

Tags:	Banking,Risk Management
Category:	Business Area
Industries:	Banking
Functional Areas:	Performance
Moderation:	All Members
Visibility:	Everyone
Members:	641
Jobs:	175
Articles:	138
Questions:	39
Debates:	42
Idea Contests:	34

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Topic of the week : Biggest Project Management Mistakes Go to Topic

Nearly 70 percent of IT projects are dogged by cost-overruns or aren't...

Problems and Challenges Faced in IT Project Management


	5 risk assesment...
	2 Planning and Execution
	1 IT Funding

Is the time management is really managing the time

Is time management is really managing the time or its jus the criteria to manage ourselves,i m in doubt that are these factors the same or does there exist a difference between them please add ur view regarding the matter with a reason. Thank you,

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Debates in "Credit Risk Management"

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Allow banks to charge more for small loans: Is this suggestion by NABARD right?

197 referals, 12 arguments, 39 views

	Argument added by Ayan Kumar Das, Solution Manager, Misys International Financial Systems \| Topic: Banking access in rural regions \| 1 year ago
	Pricing for loans should be a function of cost of funds, operating costs, credit costs (incl. credit losses/provisions) and profit margin. I feel the operating cost as a percentage of credit extended is pretty high for small ticket loans, be it...

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Are the students changing after entering the corporate office?

1337 referals, 4 arguments, 0 views

	Argument added by Muhammad Salman, Team lead - Operations, Zetroplex \| Topic: Corporate Layoffs \| 1 year ago
	yes they do change. without changing they can't sustain.

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Idea Contests in "Credit Risk Management"

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Dream and the behavior in an Economy

194 referals, 1 ideas, 0 views

	Argument added by Mathew Cherian, Research Associate/Analyst, Western Michigan University \| Topic: Dream India \| 10 months ago
	It is not only in economic activities that we condense, in all our other social, cultural and our academic activities we tend to condense our inference and analysis when we take decisions, the consequence is visible throughout the economy. For example...

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What are the things first time investors must know?

27 referals, 3 ideas, 12 views

	Referred by Sharad Kiyal, Student NSHM and Pursuing CFP \| 2 years ago
	Add your ideas..............

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Trends and Insights in "Credit Risk Management"

Comment

Profound nature of Indian Interest Rates and consequences

0 referals, 0 comments, 0 views

	Referred by Mathew Cherian, Research Associate/Analyst, Western Michigan University \| 9 months ago
	Profound nature of Indian Interest Rates. Indian interest rates are going up. Bluechip companies finds it difficult to raise funds for operations envisioned by Tatas pledging 65% and McDowells 95% of Promoters stocks to Creditors. All signs point to...

Comment

Are You And Your Bank All A-Twitter

43 referals, 2 comments, 12 views

	Commented by Sandeep Kule, Credit Officer, Bank of Baroda \| 1 year ago
	Please try the new Link http://sandeepkule.wordpress.com/2010/08/04/are-you-and-your-bank-all-a-twitter/

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Q & A in "Credit Risk Management"

Answer

Bank & A Common Man

3 answers

	Referred by Ajeet Kumar Singh, Product Manager, ICICI Bank \| Topic: Credit , debit and common man \| 1 year ago
	I wanted to share a real life experience with you. One of my friend's colleague is a physically challenged person. He finished his MBA and working in a IT company. He wanted to set up his own business in his native place, 65 kms from Hyderabad....

Answer

who do you think are better? Quant analysts or Fundamental Analysts??

0 referals, 0 answers, 0 views

	Referred by Shivakumar Thurkanimutt, Senior AVP, Amba Research \| 1 year ago
	Who has performed better always? Quant hedge funds or Fundamental HFs?

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Topics in Credit Risk Management

US ECONOMY - TURN AROUND IN 2009? Go to Topic

UK economy in dire straits

FORGET snow — every part of the Office for National Statistics report on the economy was bad news: household spending, business investment, services, finance, construction, even previously hopeful manufacturing figures — all revised downwards — plus declining house prices and anything else you can measure. The one shard of hope is that the lunatic tendency on the Bank of England’s monetary policy committee (Andrew Sentance) may be silenced on raising interest rates. Rising inflation is almost e

Is US Economy Turning Around?

Yes

New generation of Risk Management & Investments Go to Topic

Is it the time right to start investing in small and mid cap stocks?

Yes

How does investors’ risk appetite work in different conditions?

Top Rated Answer :

Dear Deepa, Investors risk appetite varies depending on the market sentiments. When the market is in a boom phase no matter what is the real value of the security, investor liquidates all his liquid as well as illiquid...

Subprime Crisis: The impact & Lessons Learnt for Indian Economy Go to Topic

Is India heading towards recession?

Yes

The subprime crisis and what it means for India

The subprime mortgage crisis and its potential impact on US economic growth has raised concerns whether growth in India — which averaged over 9% in the last three years — will be adversely affected. The Indian economy showed signs of overheating in mid-2007, with inflation rising above 6%. Although the central bank has pursued a tight monetary policy, inflation has recently risen above 7%. Buoyant capital flows posed challenges for liquidity and macroeconomic management, and the Reserve Bank of

Credit crisis impact on countries Go to Topic

Will the US crisis be Asia's gain?

Yes

If the American economy collapsed or went into rapid decline?what will be the scenario?


	6 We now need an investment mela now - inviting Janardhan Poojary!
	5 will not affect indians
	2 Economy will work

Life on Credit Go to Topic

LETS TOGETHER FIGHT AGAINST TERROR AND MARK A DIFFERENCE

LETS TOGETHER FIGHT AGAINST TERROR AND MARK A DIFFERENCE We - the citizens, must be aware of what is happening around us. It is ridiculous to swallow the entire episode of blood and terror, which happened right before our eyes and blame it on the governance to shirk off the responsibility from our shoulders. How do you feel when you watch any event like this on T.V.? If you think revolutionary, help us spread it, so that we can come up together and do something about it. Here we give you a chan

Cash or Credit Card

Cash

Credit Card

Global measures for credit crisis Go to Topic

Should RBI be persuaded to open financial markets for commodity financing methods like prepayment

Yes

A case for an SEZ of Reconditioned Machinery, Automobile, Household Goods

The financial turmoil has upset many businesses, making thousands of people jobless. It has bruised many economies so significantly, that the world is likely to take sometime to regain confidence, before it considers investing in those countries again. Several Financial Institutions have been jolted and are in serious need of repairs restructuring. Large Business Conglomerates across the globe are busy reassessing their plans, reorient to the emerging situation, renew emerging demand-supply sce

Govt measures for credit crisis Go to Topic

Has RBI done enough to tackle the crisis?


	2 Monetary policy stance needs more easing
	0 Petroleum prices
	0 RBI role

Will the govt's stimulus package work to boost the economy?

Yes

Managing liquidity crisis Go to Topic

What methods are firms using to access liquidity risk and its effect on risk management techniques?

Top Rated Answer :

Well, GAP analysis(using Time Bucket) is still the best way to see the structural liquidity needs and obligations coupled with short term liquidity measurement- focusing in rise/fall in liquidity flow within 90 days. If it is added with liquidity...

Should short-selling be banned?

Yes

Survive credit crisis Go to Topic

Survival Tactics

Stay Liquid: In down times cash is king. Review credit policies for customers and take credit from suppliers. Increase cash discounts for customers if required. Enhance customer relationships: One to one close relationship with customers is a must. Build relationship with all customers including small customers which you may not have got enough attention during economic boom. Listen to customers, know their situation and accept their demands and complaints wherever possible. Build up their

Braving the downturn : Are lessons from Gita the real stimulus ?

The global leaders of G20 gave a stimulus package of $1.1 trillion for the world. Can it solve the problem ? Stimulus package are the part or perception game that Government plays to raise the market sentiments . Government needs help , because there regulation where the part of the problem earlier. Now there perception block adds to it . A real help can be done by an entreprenuer because they where always the part of the solution. Rather then hitting a perception block , they always changes th

Credit crisis impact on industries Go to Topic

How Financial Crisis will Impact Healthcare?


	1 Recruiting
	1 I do not expect it to be more than marginal.
	1 Layoffs

Will there be impact on the Hotel Industry during the current scenario??

Yes

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Risk Management in Banks

Banking,Risk Management