Credit Risk Management

Risk Management in Banks

Tags:	Banking,Risk Management
Category:	Business Area
Industries:	Banking
Functional Areas:	Performance
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Topic of the week : Biggest Project Management Mistakes Go to Topic

Nearly 70 percent of IT projects are dogged by cost-overruns or aren't...

Problems and Challenges Faced in IT Project Management


	5 risk assesment...
	2 Planning and Execution
	1 IT Funding

Is the time management is really managing the time

Is time management is really managing the time or its jus the criteria to manage ourselves,i m in doubt that are these factors the same or does there exist a difference between them please add ur view regarding the matter with a reason. Thank you,

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Answer

Bank & A Common Man

3 answers

	Referred by Ajeet Kumar Singh, Product Manager, ICICI Bank \| Topic: Credit , debit and common man \| 1 year ago
	I wanted to share a real life experience with you. One of my friend's colleague is a physically challenged person. He finished his MBA and working in a IT company. He wanted to set up his own business in his native place, 65 kms from Hyderabad....

Answer

who do you think are better? Quant analysts or Fundamental Analysts??

0 referals, 0 answers, 0 views

	Referred by Shivakumar Thurkanimutt, Senior AVP, Amba Research \| 1 year ago
	Who has performed better always? Quant hedge funds or Fundamental HFs?

Answer

What are your expectations from finance budget 2010-2011?

23 referals, 3 answers, 3 views

	Referred by Sharad Kiyal, Student NSHM and Pursuing CFP \| 2 years ago
	What are your expectations from finance budget 2010-2011?

Answer

The natural Gas and the Industrial investments has shown a return in growth in GDP for the quarter, how will be my returns if...

0 referals, 0 answers, 0 views

	Referred by Archana Singh, Relationship Executive, ICICI Bank \| Topic: Investment Strategies during Economic slowdown \| 2 years ago
	The Gross Domestic Product (GDP) grew 7.9 % during July-September 2009 compared to first quarter of only 6.1 % where the Overall, industrial output was boosted by strong growth in mining (9.5 per cent), manufacturing (9.2 per cent) and electricity...

Answer

Credit Risk -How to calculate individual unexpected loss and portfoilo unexpected loss?

0 referals, 1 answers, 1 views

	Answered by Mathew Cherian, Research Associate/Analyst, Western Michigan University \| Topic: Credit risk management in banks \| 2 years ago
	I do have some postings on Credit risk management which will give you insights on it. Please refer that. It gives a comprehensive idea on Credit risk management.

Answer

How many of us, when we stand in front of a mirror, look into ones own eyes

191 referals, 25 answers, 51 views

	Referred by GOPALAN PARTHASARATHY, Head/VP/GM-Credit/Risk, BANKMUSCAT \| 2 years ago
	How many of us, when we stand in front of a mirror, look into ones own eyes

Answer

What is REIT (Real Estate Investment Trust) ? How does it work ?

4 referals, 1 answers, 270 views

	Answered by Padmanabhan R, Finance student \| 2 years ago
	REIT pool investments and invest in real estate either through properties or mortgages. It operates like a mutual fund and benefit from capital appreciation and get regular payments, rent. The important features are better liquidity and pass through...

Answer

Why there is no secondary bond market in India like the Stock Market?

15 referals, 3 answers, 22 views

	Answered by Japan Shah, Assistant Professor, Omegan School of Business \| 2 years ago
	I agree to all of here, but what i believe that the players in the Bond markets are largely the Institutional Players.. India is far behind in the Financial maturity required for a secondary bond market, we can see that the Indian Stock Market there...

Answer

do you diversify your portfolio

15 referals, 2 answers, 1 views

	Answered by Samir Das, Tech Architect, Infosys \| Topic: Investment Strategies during Economic slowdown \| 2 years ago
	Yeah we need to diversify in our investment we should have kept a tap on some of the things, but then over diversification will lead to problems i guess...so yes i would love to diversify my portfolio in this regard.

Answer

Basel Committee's Guidelines on Liquidity Risk Management in Banks: Issues from Practice and Implementation

0 referals, 0 answers, 0 views

	Referred by Sanjay Thakur, PhD Student in Finance(Portfolio Risk Management), IIT Bombay \| Topic: Liquidity Risk \| 2 years ago
	Hi, The recent guidelines from basel committee's on LRM is very descriptive and detailed. It has also talked about "sufficient liquidity", Liquidity risk tolerance limits, liquidity cushion, intra-day liquidity risk management, early warning...

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Topics in Credit Risk Management

US ECONOMY - TURN AROUND IN 2009? Go to Topic

UK economy in dire straits

FORGET snow — every part of the Office for National Statistics report on the economy was bad news: household spending, business investment, services, finance, construction, even previously hopeful manufacturing figures — all revised downwards — plus declining house prices and anything else you can measure. The one shard of hope is that the lunatic tendency on the Bank of England’s monetary policy committee (Andrew Sentance) may be silenced on raising interest rates. Rising inflation is almost e

Is US Economy Turning Around?

Yes

New generation of Risk Management & Investments Go to Topic

Is it the time right to start investing in small and mid cap stocks?

Yes

How does investors’ risk appetite work in different conditions?

Top Rated Answer :

Dear Deepa, Investors risk appetite varies depending on the market sentiments. When the market is in a boom phase no matter what is the real value of the security, investor liquidates all his liquid as well as illiquid...

Subprime Crisis: The impact & Lessons Learnt for Indian Economy Go to Topic

Is India heading towards recession?

Yes

The subprime crisis and what it means for India

The subprime mortgage crisis and its potential impact on US economic growth has raised concerns whether growth in India — which averaged over 9% in the last three years — will be adversely affected. The Indian economy showed signs of overheating in mid-2007, with inflation rising above 6%. Although the central bank has pursued a tight monetary policy, inflation has recently risen above 7%. Buoyant capital flows posed challenges for liquidity and macroeconomic management, and the Reserve Bank of

Credit crisis impact on countries Go to Topic

Will the US crisis be Asia's gain?

Yes

If the American economy collapsed or went into rapid decline?what will be the scenario?


	6 We now need an investment mela now - inviting Janardhan Poojary!
	5 will not affect indians
	2 Economy will work

Life on Credit Go to Topic

LETS TOGETHER FIGHT AGAINST TERROR AND MARK A DIFFERENCE

LETS TOGETHER FIGHT AGAINST TERROR AND MARK A DIFFERENCE We - the citizens, must be aware of what is happening around us. It is ridiculous to swallow the entire episode of blood and terror, which happened right before our eyes and blame it on the governance to shirk off the responsibility from our shoulders. How do you feel when you watch any event like this on T.V.? If you think revolutionary, help us spread it, so that we can come up together and do something about it. Here we give you a chan

Cash or Credit Card

Cash

Credit Card

Global measures for credit crisis Go to Topic

Should RBI be persuaded to open financial markets for commodity financing methods like prepayment

Yes

A case for an SEZ of Reconditioned Machinery, Automobile, Household Goods

The financial turmoil has upset many businesses, making thousands of people jobless. It has bruised many economies so significantly, that the world is likely to take sometime to regain confidence, before it considers investing in those countries again. Several Financial Institutions have been jolted and are in serious need of repairs restructuring. Large Business Conglomerates across the globe are busy reassessing their plans, reorient to the emerging situation, renew emerging demand-supply sce

Govt measures for credit crisis Go to Topic

Has RBI done enough to tackle the crisis?


	2 Monetary policy stance needs more easing
	0 Petroleum prices
	0 RBI role

Will the govt's stimulus package work to boost the economy?

Yes

Managing liquidity crisis Go to Topic

What methods are firms using to access liquidity risk and its effect on risk management techniques?

Top Rated Answer :

Well, GAP analysis(using Time Bucket) is still the best way to see the structural liquidity needs and obligations coupled with short term liquidity measurement- focusing in rise/fall in liquidity flow within 90 days. If it is added with liquidity...

Should short-selling be banned?

Yes

Survive credit crisis Go to Topic

Survival Tactics

Stay Liquid: In down times cash is king. Review credit policies for customers and take credit from suppliers. Increase cash discounts for customers if required. Enhance customer relationships: One to one close relationship with customers is a must. Build relationship with all customers including small customers which you may not have got enough attention during economic boom. Listen to customers, know their situation and accept their demands and complaints wherever possible. Build up their

Braving the downturn : Are lessons from Gita the real stimulus ?

The global leaders of G20 gave a stimulus package of $1.1 trillion for the world. Can it solve the problem ? Stimulus package are the part or perception game that Government plays to raise the market sentiments . Government needs help , because there regulation where the part of the problem earlier. Now there perception block adds to it . A real help can be done by an entreprenuer because they where always the part of the solution. Rather then hitting a perception block , they always changes th

Credit crisis impact on industries Go to Topic

How Financial Crisis will Impact Healthcare?


	1 Recruiting
	1 I do not expect it to be more than marginal.
	1 Layoffs

Will there be impact on the Hotel Industry during the current scenario??

Yes

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Risk Management in Banks

Banking,Risk Management