HSBC Bank

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Category:	Company Network
Company Name:	HSBC Holdings
Industries:	Asset Management, Banking
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Members:	298
Jobs:	41
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Idea Contests:	10

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Topic of the week : Credit risk management in banks Go to Topic

For the past few years, banks in many countries have been involved in a...

The Importance of Credit Risk Management for Banking

Credit risk management is a very important area for for the banking sector and there are wide prospects of growth and other financial institutions also face problems which are financial in nature. Also, banking professionals have to maintain a balance between the risks and the returns.For a large customer base banks need to have a variety of loan products.If bank lowers the interest rates for the loans it offers, it will suffer In terms of equity, a bank must have substantial amount of capital

Credit Risk Management by ICICI Bank

Banks and other lending institutions must constantly balance risks and rewards. Too high a price on loan products, and you lose the customer; too low, and you starve the profit margin or take a loss. Too much capital on reserve, and you miss investment revenue; too little, and you risk regulatory noncompliance and financial instability. When every department, line of business and region measures and reports risks differently – with disparate risk management systems – it can be difficult to accu

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Debates in "HSBC Bank"

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What can be better option for savings having idl liquidity or investing in short term product like ELSS etc ? any suggestions

7 referals, 2 arguments, 9 views

	Referred by Fuzel Khan, Assistant Manager Operations/Documentation-Executive/Manager, HSBC Hope \| Topic: Managing liquidity crisis \| 2 years ago

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Why cant rupee be allowed to appreciate?

1 referals, 8 arguments, 111 views

	Argument added by Sanjay Arora, CEO/MD/Director, Videh International Pvt. Ltd. \| 2 years ago
	Hit to exports would most-probably be short-term, if the Govt. does not bungle it. Imports would be eased and as India's manufactured goods are having an increasing import content, in the end exports would be helped too. Oil outflow is an obvious...

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Idea Contests in "HSBC Bank"

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What are the opportunities and challenges of retail banking in India?

0 referals, 2 ideas, 132 views

	Idea added by Pervash Kumar, Cards Operations Manager, HSBC Holdings \| Topic: Major problems and challenges of products in the retail banking sector innovations \| 2 years ago
	The Regulatory compliance, this is a challenge as the retail banks are considered world over now, where including Homeland Security, the Basel II framework, and privacy regulations, are forcing financial institutions to overhaul their information...

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Has RBI done enough to tackle the crisis?

0 referals, 5 ideas, 140 views

	Referred by Shabana Khan, Associate, Yes Bank \| 2 years ago

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Trends and Insights in "HSBC Bank"

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All villages to enjoy banking in two years

0 referals, 0 comments, 0 views

	Referred by Rakesh Chakraborty, Sr. Associate, ING \| 2 years ago
	In another two years, every Indian village is tipped to come into the organised credit fold under an ambitious plan by banking regulator Reserve Bank of India (RBI) to achieve financial inclusion across the country with the help of business......

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LETS TOGETHER FIGHT AGAINST TERROR AND MARK A DIFFERENCE

0 referals, 1 comments, 3 views

	Commented by Arijit Sarkar, Investment Advisor, Deutsche Bank \| Topic: Common man & Credit crisis \| 2 years ago
	I think as Asghar has said one should be aware of what is happening in his surroundings all the time, one can't give the attitude who cares.... if something wrong is happening or something suspicious, one should take care of it immediately..and coming...

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Q & A in "HSBC Bank"

Answer

why not operation of credit cards have a pin number which needs to entered at the merchant place by the card owner, this...

0 referals, 0 answers, 5 views

	Referred by Sukhendu Ghosh, Investment Advisor, Standard Chartered \| 2 years ago

Answer

Whether relief of CRR by 50 bps will have positive effect on the financial crunch ?

4 referals, 1 answers, 67 views

	Referred by Amitava Chaudhuri, Associate, India Infoline \| 2 years ago
	Whether relief of CRR by 50 bps will have positive effect on the financial crunch ?

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Topics in HSBC Bank

Driving Relationships and Profits with Debit Cards Go to Topic

Indian Financial Card Market - More Debit than Credit for Future

Growing success of the Indian banking industry has resulted in the heightened demand for payment cards. The market for debit and credit cards is amplifying and RNCOS expects debit cards to outshine credit market in future. Opportunities in Indian Banking Sector" is an extensive research on the Indian banking industry that gives deep insight regarding the opportunities and challenges in the industry. According to a recent report on the Indian banking industry published by RNCOS, the number of de

Would a national ID card be economically sound?

Yes

Govt measures for credit crisis Go to Topic

What the Government should do to counter Credit crisis?


	3 Increased Transparency
	2 Forcing Banks to Bear the Bailout Burden
	1 Mixed Economy Footage....

Will the CRR cut ease the market?

Yes

Life on Credit Go to Topic

LETS TOGETHER FIGHT AGAINST TERROR AND MARK A DIFFERENCE

LETS TOGETHER FIGHT AGAINST TERROR AND MARK A DIFFERENCE We - the citizens, must be aware of what is happening around us. It is ridiculous to swallow the entire episode of blood and terror, which happened right before our eyes and blame it on the governance to shirk off the responsibility from our shoulders. How do you feel when you watch any event like this on T.V.? If you think revolutionary, help us spread it, so that we can come up together and do something about it. Here we give you a chan

Cash or Credit Card

Cash

Credit Card

Credit crisis impact on countries Go to Topic

Will the US crisis be Asia's gain?

Yes

Is world recession likely?

Yes

Optimising operational efficiency Go to Topic

Better operational-risk management for banks

Can any quantifiable value be derived from operational risk management [ORM]? The question resonates in the minds of bankers all over the world. And for good reason, with the New Basel Capital Accord [Basel II] initiative to bring order to international capital markets and level the playing field for banks becoming operational in 2007. It requires that banks thoroughly address operational risks and develop internal solutions. Banks first developed operational risk management programs to build s

Managing liquidity crisis Go to Topic

Terrorism is a great threat to or financial assets and investment values

Yes it is a threat but manageable

It is very dangerous and we are not good at handling it too