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An environment that stimulates, challenges and rewards a person. In each one of our member we value their need for personal growth along with professional development. It also recognises the importance of ethical business values, creativity and diversity in a workplace and is an equal opportunity organisation. Innovations and ideas are shared throughout the network between our people, so that every customer of HSBC benefits. You may think of it as local knowledge that happens to span the globe.

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Category: Company Network
Company Name: HSBC Holdings
Industries: Asset Management, Banking
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Members: 298
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Topic of the week :  Credit risk management in banks     Go to Topic
For the past few years, banks in many countries have been involved in a...
Credit risk management is a very important area for for the banking sector and there are wide prospects of growth and other financial institutions also face problems which are financial in nature. Also, banking professionals have to maintain a balance between the risks and the returns.For a large customer base banks need to have a variety of loan products.If bank lowers the interest rates for the loans it offers, it will suffer In terms of equity, a bank must have substantial amount of capital
 
Latest Answer :
I do have some postings on Credit risk management which will give you insights on it. Please refer that. It gives a comprehensive idea on Credit risk management.
1 referals, 8 arguments, 111 views
Hit to exports would most-probably be short-term, if the Govt. does not bungle it. Imports would be eased and as India's manufactured goods are having an increasing import content, in the end exports would be helped too. Oil outflow is an obvious...
0 referals, 7 arguments, 105 views
Argument added by Vinod Sharma, Investment Advisor, Reliance Money  | Topic:  Role of media & its effects  | 3 years ago
They do not even understand what is to be done and to see their mood and their comfort zone, it is very difficult.
0 referals, 3 arguments, 15 views
Referred by Binod Pandey, Associate, SBI  | 3 years ago
Should there be further cut in rates?
0 referals, 3 arguments, 63 views
Referred by Rajat Pandey, Sr. Associate, Yes Bank  | 3 years ago
Are the Banks willing to take money from RBI?
0 referals, 2 arguments, 92 views
Referred by Rakesh Chakraborty, Sr. Associate, ING  | 3 years ago
This is in the news these days. Investment bankers taking a hit and converting to commercial banks- does that make any sense? Is there any difference between these two banking concepts? Lets find out-
0 referals, 3 arguments, 138 views
Which is better private banking or retail bank?
0 referals, 4 arguments, 157 views
Referred by Rakesh Chakraborty, Sr. Associate, ING  | 3 years ago
Is it really important that an organization should be a   bank in order to carry out the various functions that a bank generally does like- deposits, lending, investing etc. This can be an interesting debate if we all contribute to this
0 referals, 20 arguments, 272 views
Argument added by SR Sham Sunder, CEO/MD/Director Technoaid  | 3 years ago
Yes.  This is the assessment I was expecting.  Now a word of advice to Indian investors.  If you want to invest, select your scrip and invest on your own.  Dont wait for FIIs to take the lead and then follow.  If your apprisal is sound, you should...
I agree with the view that the stimulus package will work for the ecconomy. Inflation has come down to 6.84 % and it is a matter of one or two months for the inflation to touch the desired level of below 5 %. Another round of interest rate cuts is on...
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