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ICICI Bank
 

It is a tech-savvy, non-hierarchical, knowledge sharing environment where early responsibility and independent decision-making enable each member to reach his/her potential. Coupled with this is a strong performance management system that has built a meritocracy where high performing-high potential individuals are duly invited.

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ICICI, ICICI Bank, ICICI Bank Alumni

Web Url: http://toostep.com/ICICI_Bank
Category: Company Network
Company Name: ICICI Bank
Industries: Banking
Moderation:  All Members
Visibility: Everyone
Members: 1063
Jobs: 149
Articles: 179
Questions: 19
Debates: 25
Idea Contests: 20
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Topic of the week :  Credit risk management in banks     Go to Topic
For the past few years, banks in many countries have been involved in a...
Credit risk management is a very important area for for the banking sector and there are wide prospects of growth and other financial institutions also face problems which are financial in nature. Also, banking professionals have to maintain a balance between the risks and the returns.For a large customer base banks need to have a variety of loan products.If bank lowers the interest rates for the loans it offers, it will suffer In terms of equity, a bank must have substantial amount of capital
 
Banks and other lending institutions must constantly balance risks and rewards. Too high a price on loan products, and you lose the customer; too low, and you starve the profit margin or take a loss. Too much capital on reserve, and you miss investment revenue; too little, and you risk regulatory noncompliance and financial instability. When every department, line of business and region measures and reports risks differently – with disparate risk management systems – it can be difficult to accu
Debates in "ICICI Bank"
0 referals, 1 arguments, 0 views
Referred by Hiren Sheth, Cust. Service Manager, ICICI Bank  | Topic:  corporate culture  | 3 years ago
one of those focus areas that are always fully understood. vs one of those focus areas that are not always fully understood.
1373 referals, 36 arguments, 80 views
Argument added by Bishnupada Mohapatra, IFBI Trainee, ICICI Bank  | Topic:  Mobile Banking in India  | 3 years ago
Not for now. No doubt technology makes life simple but for a country like India implementing M-banking in a stage where people still do not know all the options that are available in their mobile, then how they will cope with this new technology. Even...
Idea Contests in "ICICI Bank"
446 referals, 12 ideas, 148 views
Argument added by kiran pandya, Zonal Manager, Piccolo Mosaic Ltd  | Topic:  Role of media in India  | 4 years ago
I came across an interesting quote from Cowper: 'Newspaper -- Here comes the herald of a noisy world, filthy news from all nations lumbering at its back, front inside pages, a messenger of grief to thousands and joy to none.'
Argument added by Roopesh Chandran, Product Development Manager, CIBIL  | Topic:  Next Generation Customer Retention Strategies for Banks  | 4 years ago
Guess with all the call on automation systemic approach for zero defects, FTR (First time Right) the very core of banking being a service industry is forgotten in terms of customer service at front desk. A simple smile across the counter to the...
Trends and Insights in "ICICI Bank"
Referred by Hiren Sheth, Cust. Service Manager, ICICI Bank  | Topic:  EXCELLENCE  | 3 years ago
Two young frogs fell into a bucket of milk. Both tried to jump to freedom, but the sides of the bucket were steep and no foundation was to be had on the surface of the liquid. Seeing little chance of escape, the first frog soon despaired and stopped...
Referred by Hiren Sheth, Cust. Service Manager, ICICI Bank  | Topic:  EXCELLENCE  | 3 years ago
An ancient Indian sage was teaching his disciples the art of archery. He put a wooden bird as the target and asked them to aim at the eye of the bird. The first disciple was asked to describe what he saw. He said, "I see the trees, the branches, the...
Q & A in "ICICI Bank"
Referred by Hiren Sheth, Cust. Service Manager, ICICI Bank  | Topic:  Reducing Expenses Without Sacrificing Service  | 3 years ago
One estimate put the cost of outbound marketing at $332 per lead versus $134 per lead for inbound. The study was commissioned by Hubspot, an inbound marketing firm, so it should be taken with a grain of salt. I do think it's fair to say that outbound...
Referred by Ajeet Kumar Singh, Product Manager, ICICI Bank  | Topic:  Credit , debit and common man  | 3 years ago
I wanted to share a real life experience with you. One of my friend's colleague is a physically challenged person. He finished his MBA and working in a IT company. He wanted to set up his own business in his native place, 65 kms from Hyderabad....
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