Create knowledge
[?]
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(rate this)
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Yes
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40
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VS |
20
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May be
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Abhijeet Magdum
| Argues in support of
"Yes"
| 5 months ago
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bcoz of Sardar, Hyderabad didnt become a 3rd Pakistan, his strong leadership, vision and shrewdness helped integrate all the princely states into India.
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Kaisar Ahmad Mir
| Argues in support of
"May be"
| 9 months ago
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@ Sarika, I agree with you that it is not possible to say for sure. God knows better.
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Sarika Singh
| Argues in support of
"May be"
| 12 months ago
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Saying yes or no straight for something like this is just not possible. We would never know because anything is possible. From what we have know about him we can say that he would have been better but can we say it for sure? I do not think so.
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Debate: "Do you think Jammu -Kashmir issue wouldn't have existed if Sardar Patel was the PM ?" deleted from your view.
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(rate this)
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1
Be customer friendly or perish
2
Grievance Redressal Mechanism
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Ram Krishan Rastogi
| Added idea
"Customer is king and he should be treated as a king.Banks should treat the customer as a friend and try to solve his entire prob"
| 1 year ago
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he should not be ignored at any time.He is obliging us to open a account with us We are not obliging him for opening his account
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Abhijeet Magdum
| Added idea
| 2 years ago
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Even before letting the customer complain, banks should be transparent regarding their service, charges, policies, terms and conditions. The "FINE PRINT" should go away. When things are transparent, the chances of ambiguity and complaints reduce...
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Ashish Charan Khaware
| Supported idea
"Be customer friendly or perish"
| 2 years ago
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Yes sir you are very right. What I think, if your customer will feel easy in your office and with your services then it is possible to handle all the queries of your customers. If you are friendly with your customer, he/she can be with you for a...
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Ideate: "RBI tells banks to improve its service to customers!!" deleted from your view.
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(rate this)
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ISSUER
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8
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VS |
2
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INVESTOR
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Leena Khade
| Argues in support of
"ISSUER"
| 2 years ago
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Abhijeet good debate I agree with you..... In this the issuer is more benefited because in a worst-case scenario where the pool of assets performs very badly, the owner of ABS would pay the price of bankruptcy rather than the originator. So in...
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Omkar Kulkarni
| Argues in support of
"ISSUER"
| 2 years ago
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Yes, Loan security is must for all loans. Indian banks are survied in global slowdown because of it's strict loan policies.
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Debate: "Loan securitization-Is it advantage issuer or investor?" deleted from your view.
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(rate this)
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1
Look for monthly reducing, no penalty for pre-payment loans
2
House property and housing loan
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Abhijeet Magdum
| Added idea
"House property and housing loan"
| 2 years ago
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Would like to bifurcate the important things one should care about while considering a house and housing loan 1. Property itself---- The most important thing is the choice of property. 1A. Title of the property should be clear. Proper sanction...
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C Nijagunaradhya
| Added idea
"Fixed rate"
| 3 years ago
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I would opt for fixed rate because once taken balance is constant for every month and one need not bother about the market outside and new RBi rules also. Due to recent economic slowdown people who have taken floating rate have benefited....
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SB DIKSHIT
| Supported idea
"Look for monthly reducing, no penalty for pre-payment loans"
| 3 years ago
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For auto rickshaw ,no loan is requred, otherwise for house loan with floating rate of interest should be taken.
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Ideate: "How to choose housing loan?" deleted from your view.
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(rate this)
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1
Margin of finance
2
Practical hint
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Abhijeet Magdum
| Added idea
| 2 years ago
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Would like to bifurcate the important things one should care about while considering a house and housing loan 1. Property itself---- The most important thing is the choice of property. 1A. Title of the property should be clear. Proper sanction plans...
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Capt(ex) Uday Mukherji
| Added idea
"Practical hint"
| 2 years ago
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Reduce your current income by 20% to 30% while calculating what amount you should take as a loan, so that should your income decrease due to any unforseen circumstances, you will be better able to manage your financial commitments and live with...
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Ideate: "What should we know about our housing loan?" deleted from your view.
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(rate this)
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Yes
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3
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VS |
0
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No
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Brij Kishor Mishra
| Argues in support of
"Yes"
| 2 years ago
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no doubt , thease are the real heros. we should learn something from them. Everyone has a hero inside, the matter of fact is when it will dominate? I salute to all these real Heros.
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Debate: "Who are the real heroes?" deleted from your view.
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(rate this)
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Yes
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6
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VS |
5
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No
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Ravindra Sharma
| Argues in support of
"No"
| 2 years ago
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What US would do would surely be taking care of their self interests and the same applies to Pakistan justly or otherwise. And worrying about aspects you have no control over is at best wasteful exercise. What India ought do is put all out...
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ravindra shrivastava
| Argues in support of
"Yes"
| 2 years ago
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Indo-Pak problems stem from the cold war mindset of the West that propped up Pak to contain India. In size, population, economy, ideology, social set up, etc, Pak can not hold the same weight as India. The single most imprtant thing that the US...
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Debate: "Should India worry about US-Pakistan Nuclear Deal?" deleted from your view.
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(rate this)
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Yes
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21
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VS |
27
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No
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Sachin Kumar
| Argues in support of
"Yes"
| 2 years ago
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SC has just examined legality or illegality in live-in relationships and pre-marital sex and I think it is upon us to judge whether it is moral immoral.
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Abhijeet Magdum
| Argues in support of
| 2 years ago
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Agree with Kiran... its sounds quite liberating and rosy....but do the couple know what they are entering into and what are the repercussions if things don't work out...social and mental trauma...of being used and dumped....
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Aarti Gupta
| Argues in support of
"No"
| 2 years ago
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Just because supreme court ordered these things as a no offence it is not like people will change their attitude towards it and start to lead live-in relationships, its just telling that when people are mature enough to know what they are doing...
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Debate: "SC rules out Live-in relationships and Pre-marital sex a no offence" deleted from your view.
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(rate this)
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Yes
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10
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VS |
10
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No
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ASOKE KUSARI
| Argues in support of
"No"
| 2 years ago
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" Loan take over/s by Banks " are prevailing. But .. that that is not ( Account Number ) portability. U asked for 'portability' or A/c number portability ? Portabilty of a/c number, in case of Telcos give the owner of the Number freedom to change...
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Abhijeet Magdum
| Argues in support of
| 2 years ago
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How it is to be achieved is a different story.... Couple of years back, did you think that number portability was possible
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Abhijeet Magdum
| Argues in support of
"Yes"
| 2 years ago
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Yes, it should be allowed..Whether it is CASA or loans etc, he should be able to transfer all his relationships and get the best deal. This will increase the competition among banks and take customer service levels to the next level.
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Debate: "Should RBI allow account portability between banks?" deleted from your view.
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(rate this)
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Yes
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10
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VS |
10
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No
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ASOKE KUSARI
| Argues in support of
"No"
| 2 years ago
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" Loan take over/s by Banks " are prevailing. But .. that that is not ( Account Number ) portability. U asked for 'portability' or A/c number portability ? Portabilty of a/c number, in case of Telcos give the owner of the Number freedom to change...
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Abhijeet Magdum
| Argues in support of
| 2 years ago
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How it is to be achieved is a different story.... Couple of years back, did you think that number portability was possible
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Abhijeet Magdum
| Argues in support of
"Yes"
| 2 years ago
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Yes, it should be allowed..Whether it is CASA or loans etc, he should be able to transfer all his relationships and get the best deal. This will increase the competition among banks and take customer service levels to the next level.
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Debate: "Should RBI allow account portability between banks?" deleted from your view.
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