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AJAY SAXENA Branch Manager/Regional Manager, State Bank of India Group
 
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1 From day 1 of the job
2 This depends on your income, your expenses and your ability to save
sanjay dey  |  Added idea  "saving is a habit"  |  2 years ago
To save you have to practice saving. It is a practice. One fine day you cannot start saving may be it is your first salary. Saving should ideally be started as a teenager. The first saving should be from the pocket money. CUT THE EXPENSE for a...
AJAY SAXENA  |  Supported idea  "from the first salary ideally"  |  2 years ago
It is never too early to start for retirement.To encash the growth potential and compounding effect of your money start planning for retirement from day one .
sachin  |  Supported idea  "From day 1 of the job"  |  2 years ago
I was not a money saver ever. My father always forcefully make me to do this in early stage of my professional life cycle. And really guys today i know the benefit of savings...i am too agree that u shud start saving from day 1 of your job...as...
 
 
Ideate: "When should one ideally begin to save for retirement?" deleted from your view.
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Nikhil  |  Argues in support of  "Yes"  |  2 years ago
PAN is must as it ia very important doc and has validity as identity proof 
AJAY SAXENA  |  Argues in support of  "No"  |  2 years ago
It will lead to unnecessary hassels for ordinary citizens and especially senior citizens in semi urban and rural ares.
Satish Salpekar  |  Argues in support of  "Yes"  |  2 years ago
PAN No. should be made mandatory because it can keep a track of every individual's financial activity. Having a PAN No. does not mean that you have to necessarily pay tax, even if your income in not taxable. There are still  huge numbers of...
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Debate: "Should PAN number be mandatory for people who do not have tax liability?" deleted from your view.
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AJAY SAXENA  |  Argues in support of  "Yes"  |  2 years ago
It will add to unnecessary hassels for ordianry indian citizen.
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Debate: "obtain-a-pan-number-or-pay-20-tds-is-it-too-harsh-for-ordinary- citizen ?" deleted from your view.
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