Create knowledge
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(rate this)
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Yes
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1
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1
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No
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Avanish Ratna
| Argues in support of
"Yes"
| 2 years ago
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Indeed it is a right move. Start-up company needs to get contacts in the markets since they lack it and it is not easy to do in today's competitive world. So, its very much necessary to get someone who can do preliminary help to them in getting...
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Aravind
| Argues in support of
"No"
| 2 years ago
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Most of the startup companies are approaching middlemen who can help them to get projects initially. These middlemen are getting some projects (Like thirdparty outsourcing) and charging them some fees. Do you think, start up companies really need...
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Debate: "Most of the startup companies depending on the middlemen to get projects..........do you think it's a right move?" deleted from your view.
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(rate this)
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Yes
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3
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3
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No
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Prateek Singh Rathore
| Argues in support of
"Yes"
| 3 years ago
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yes this is the time for consolidation and regroiup things, work out strategies and executing them well is the need of the hour, so i to agree with dushyant and vijay on their views,
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Avanish Ratna
| Argues in support of
| 3 years ago
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Insurance industry is rising ahead rapidly.Its business cycle consists of expansions recession which are integral feature of market economy.A recession has a vicious phase of declining output,income,employment sales which eventually giving way to an...
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Japan Shah
| Argues in support of
"No"
| 3 years ago
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Dear , the insurame companies have come loaded with guns in the past few years, the industry have already consolidate a lot in 2008, i believe the year 2009 the companies are looking for expansion. If one can see the first quater of 2009 2-3 new...
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Debate: "Year 2009 is period of consolidation for insurance or expansion" deleted from your view.
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INSURANCE IS RECESSION PROOF
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Try to become the Financial Advisor
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s.kumaravadivelu
| Supported idea
"Try to become the Financial Advisor"
| 3 years ago
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At the bck drop of the prevailing recession, it is high time to educate people to get their life covered which offers a social protection apart from in built tax saving it offers.A Financial advisor needs to focus on the importance savings in...
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Avanish Ratna
| Added idea
| 3 years ago
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This is what I am learning trying to implement, my focus is on solving people's immediate financial problems. I am trying to become the financial advisor for people helping them to find money reduce their income taxes....
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Manoj Chaturvedi
| Supported idea
"INSURANCE IS RECESSION PROOF"
| 3 years ago
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Dr.Sanjay i completely agree.Insurance industry is somewhat recessaion proof and because of its huge scope this industry will do wonders in the coming years.Because still a huge population is there which is not insured and they have the...
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Ideate: "Tips for Insurance Agents in a bad economy !!!" deleted from your view.
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(rate this)
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Yes
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1
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1
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No
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Jithesh Ramesh
| Argues in support of
"No"
| 3 years ago
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Though these softwares are too good but the 10% flaw which cannot be detected through them has last accounted to an amount of 30 billion dollar in 2005. So, dont you think that there minor flaw can cause great loss.
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Avanish Ratna
| Argues in support of
"Yes"
| 3 years ago
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I think Predictive Claim a software from SPSS has been designed for such schemes. And to my knowledge and past experience the efficiency and accuracy of these softwares is about 90%.
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Debate: "Softwares and Insurance claims" deleted from your view.
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(rate this)
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ULIP
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18
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24
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Mutual Funds
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sandeep
| Argues in support of
"Mutual Funds"
| 8 months ago
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Dear sir U need more to know about MF B`cos there are wide range of MF available.
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Prasad PN
| Argues in support of
"ULIP"
| 2 years ago
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Most of us need insurance and by its very nature it is long term. One cannot buy insurance at old ages and comparing it with short term mutual funds is not correct. Investing in mutual funds on a long term basis without insurance cover is not a...
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SURENDRA TEWARI
| Argues in support of
"Mutual Funds"
| 2 years ago
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There is ever ending comparison between ULIPs and Mutual Funds. The reason behind is that the ULIPs are mis-sold by agents and purchased by the insured, as Investments and not as Insurance but the ULIPs are getting protection in the name of...
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Debate: "ULIP and mutual funds" deleted from your view.
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(rate this)
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Yes
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34
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11
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No
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DEEPAK SHARMA
| Argues in support of
"No"
| 2 years ago
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It hinges upon how you want to take it-from the point of company or the salesperson.See,insurance is still in its evolution phase with growth of approximately 14% percent per year and only 4% of the insurance sector is organised.All this makes...
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Avanish Ratna
| Argues in support of
| 3 years ago
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I think from above statement he meant to say that selling Insurance is bit difficult because when you sell it the buyer get only a leaf of paper in his hand and not any product. And after seeing the collapse of giants like AIG people are skeptical to...
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Dushyant Hada
| Argues in support of
"Yes"
| 3 years ago
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Its no doubt good option but its only for smart hard workers at initial stages, a person who wants comforts of corp. sector then its clearly no at front line sales. but smart hard workers always get success in insurance sector, so it is great...
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Debate: "Sales future In Insurance" deleted from your view.
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Microinsurance is not a new invention. The 'industrial insurance' sold at factory gates in American cities in the early 1900s made the Metropolitan Life Insurance Company the largest company – not just insurance company – in the world at that time. Their industrial insurance was the forerunner of today’s commercial microinsurance. It was simply a response to a market demand managed in a manner that made the products appropriate for the market. The delivery channels - agents at the factory gates – were specific to this market. The premiums reflected the particular risks of the factory worker market. Coverage responded to the workers’ specific needs. Premium collection – on payday as the work...
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Sajila Wakas
| Commented
| 1 year ago
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Hi Such a Nice Post.If any of Student looking for Loan for their studies then he/she can easily get from http://www.paydayloansnocreditcheck.co.uk/
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S. Muralidharan
| Commented
| 1 year ago
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Why LIC, one of the statutory bodies in the insurance sector, have failed to introduce a decade back. They allow the private agencies to take away the major chunk!
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Sharath Kotian
| Commented
| 3 years ago
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Micro Insurance is nothing new to LIC. LIC is the pioneer in micro Insurance in India. In fact LIC has presently got 3 plans under it. Please see the website www.licindia.com for more details under the PRODUCTS link. LIC knows India better than...
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Trends: "Aviva Life introduces rural micro insurance " deleted from your view.
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Susanta Panda
| Answered
| 4 years ago
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Nearly every state in the country has in place a statue that affords some protection to volunteers serving nonprofit organizations. Laws differ from state to state. Among the common elements are the following limitations on whatever immunity the...
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Answer: "If we’re covered under the Volunteer Protection Act, why do we need to purchase D&O insurance? " deleted from your view.
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Mallikarjuna Gupta Bhogavalli
| Answered
| 4 years ago
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Reverse mortgage will not effect the insurance companies. It is only an additional cushions being provided for the elderly people to meet their ends.
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Answer: "How would reverse mortgage effect insurance agencies?" deleted from your view.
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Avanish Ratna
| Answered
| 4 years ago
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I write alot of business in India and the Middle East. While AM best rates businesses doing business in the US they do not track those companies who only do business in India. If you would like to discuss more, please feel free to shoot me an email.
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Answer: "What are the parameters on which a life insurance company could be credit rated?" deleted from your view.
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