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Vivek Bimbrahw SBU/Profit Center Head, ICICI SECURITIES LTD
 
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Bad Boss 
11
VS
23
 Bad Organization
Anees A.Quraishi  |  Argues in support of  "Bad Boss"  |  2 years ago
Dear Mr.Acharya, I am happy to know that you got the exact point of the debate topic and i m completely agree with your view. Thanks and Best Regards, Anees
Vivek Bimbrahw  |  Argues in support of  |  2 years ago
I believe on junior levels people quit organizations because of bad bosses. However, as people get professionally mature, they realize bad bosses happen because of bad organizations. If the people senior to the bad boss do not have the ability to...
Devi Kaladeen  |  Argues in support of  "Bad Organization"  |  2 years ago
Anees, this is not a fair comment " I think most people quit their job due to their boss's behaviour". Few people leave a job due to their boss's behaviour. This  also depends if the boss is the owner of the business. If I may go further, it will...
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Debate: "Common Reason for Resignation:Bad Boss(A) or Bad Organization(B)" deleted from your view.
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Cash 
10
VS
10
 Credit Card
Ijas Rahman  |  Argues in support of  "Cash"  |  11 months ago
No Worries of Hidden Charges, Late Fee, Tension free life over all. Don't need Swipe Machine, Accepted everywhere. No More Tele-marketing calls
Vivek Bimbrahw  |  Argues in support of  |  2 years ago
Salaried people would normally go in for credit card while SENP would normally go in for cash !!! Don't think need to explain in detail. Those in the banking industry would understand what I mean !!!
Rahul Gautam  |  Argues in support of  "Credit Card"  |  3 years ago
I would pay using credit card, I am always happy to get 45 days + of grace ( interest free ) period for the product, commodity or services I received. I have never faced any problem such as Mr.Ganesan has faced. I guess Ganesan you might have...
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Debate: "Cash or Credit Card" deleted from your view.
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Yes 
4
VS
2
 No
Vivek Bimbrahw  |  Argues in support of  "No"  |  2 years ago
Why do we look for subsidy in everything ? If you want higher returns, opt for riskier instruments giving higher returns. Take some exposure to equity.There are certain structured products which offer decent protection against normal downsides.
Vivek Bimbrahw  |  Argues in support of  |  2 years ago
Bank cannot borrow on high rates and land at lower rates !!!! What ever deposits the banks get in terms of FD's/ deposits, etc is used to lend at slightly higher rates thereby taking care of operational costs, provision for bad debts and make profits...
Prashanth Kantheti  |  Argues in support of  "Yes"  |  2 years ago
The interest rates are reduced from 8.5% to 6.5% on fixed deposits. This is causing lot of agony to the retired people public.  
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Debate: "It's highly regretable thing to note that the interest rates on fixed deposits are drastically reduced by the banks" deleted from your view.
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Yes 
4
VS
2
 No
Vivek Bimbrahw  |  Argues in support of  "No"  |  2 years ago
Why do we look for subsidy in everything ? If you want higher returns, opt for riskier instruments giving higher returns. Take some exposure to equity.There are certain structured products which offer decent protection against normal downsides.
Vivek Bimbrahw  |  Argues in support of  |  2 years ago
Bank cannot borrow on high rates and land at lower rates !!!! What ever deposits the banks get in terms of FD's/ deposits, etc is used to lend at slightly higher rates thereby taking care of operational costs, provision for bad debts and make profits...
Prashanth Kantheti  |  Argues in support of  "Yes"  |  2 years ago
The interest rates are reduced from 8.5% to 6.5% on fixed deposits. This is causing lot of agony to the retired people public.  
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Debate: "It's highly regretable thing to note that the interest rates on fixed deposits are drastically reduced by the banks" deleted from your view.
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Yes 
19
VS
38
 No
Nikhil  |  Argues in support of  "No"  |  1 year ago
Poor will keep paying interest alone for a few generation and then they will tke anew loan to pay that interest they will end up in vicious debt trap
Vivek Bimbrahw  |  Argues in support of  |  2 years ago
Who says credit card sales are booming ? A majority of banks have put a hold on new aquisitions, made credit policy more tight and have in fact cut down on earlier given credit limits. SBP is already running a gold card scheme wherein by pleadging...
Rashmi Chawla  |  Argues in support of  "No"  |  2 years ago
I don't think credit card will be helpful for the poor because it would again pull back them to deeper poverty. The interest they have to pay in case of delay would be very high and in case of poor person there is a great chance of making default.
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Debate: "Will Credit Card work for the Poor?" deleted from your view.
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1 Promoting the rural indutry
2 Follow the artiya way
Ramdas Pawar  |  Added idea  "Promoting the rural indutry"  |  2 years ago
Rural industry is one of the main backbone of the country's earnings. I think government should promote and uplift the rural industrial sector so that not only financial flow will be more in the rural areas but also the inhabitants will become...
Vivek Bimbrahw  |  Added idea  "Follow the artiya way"  |  2 years ago
Ever researched how things work out in the rural area. India in particular wherein there is no barrier on the number of children you can have (considered as gift of god). A small piece of land keeps getting divided between siblings till it becomes...
 
 
Ideate: "How to improve Financial Services in Rural areas?" deleted from your view.
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