Create knowledge
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(rate this)
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Find your Human Life Value first..
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HLV AND NO BONUS CONCEPT
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Badarish
| Added idea
"Monthly Family Expenses"
| 1 year ago
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E.g:Mr.Raju aged 40,working in MNC and his wife Rekha housewife 35,their monthly house hold expenses is Rs50000/- out of which Raju spends Rs15k on himself.Raju were expected to live till 70 and his wife till 75, How much does Mr.Raju needs to be...
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satish kumar matam
| Added idea
"HLV AND NO BONUS CONCEPT"
| 2 years ago
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human life value is the prime concept in deciding how much insurance you need. but that concept goes bersek once you know how much premium you have to pay for securing that much sum assured. as mr.chandramouli rightly said that no body wants to...
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V.Chandramouli
| Supported idea
"Find your Human Life Value first.."
| 2 years ago
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Even though I agree with human life value, but one must also assume the capacity to pay. Say for eg. I want to cover for a crore S.A. but my annual income is around Rs.1.5 lac how is it possible? I have to cover up my basic needs and daily...
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Ideate: "How much insurance you need?" deleted from your view.
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(rate this)
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Proper Financial Planning
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Get appropriate insurance
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Badarish
| Supported idea
"Proper Financial Planning"
| 1 year ago
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Financial planning helps looking at variety of risk one would come across in entire life.... E.g.... Job loss Accidents and death, Business loss, Professional legitigation...... Many of these risks could be mitigate or managed by knowing one's...
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ASOKE KUSARI
| Supported idea
"Proper Financial Planning"
| 2 years ago
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Rashmi Chawala, Vipin Bhasin : this is ur field : we observe what U suggest. Such questions appear every now and then on TooStep. Wo/men in this field might watch how "Financial Planning" is taking its route in Indian population .. ! Yes .. ...
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Ideate: "How to build a 'Financial Safety' net?" deleted from your view.
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(rate this)
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financial goal
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Hire a planner
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Badarish
| Supported idea
"financial goal"
| 1 year ago
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Good Financial Planning will take into consideration of each every thing pertaining to life's goal..... Any life's goal involves financial element,,,, Taking holistic view about financial planning certainly helps client,planners and family...
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Nem Singh
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"Key Function"
| 2 years ago
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Without financial planing we could not servive any organisation in its functionary. It is key functionary and primary object to run any organisation. We create welth and seve it for future.
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Ideate: "The Importance of a Good Financial Plan" deleted from your view.
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(rate this)
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HR Department in Banking sector is Weak
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Sales Oriented
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Ashwin S Chettiar
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"Sales Oriented"
| 1 year ago
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This industry is highly sales oriented with very neck to neck competition, which calls for the best talent to be in your team. Hence the higher packages are always available to the best deserving and the second in lines too which eventually leads...
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Badarish
| Argues in support of
"HR Department in Banking sector is Weak "
| 1 year ago
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Coz bottomline of the bank is much more important than how employee approaching the customer ...
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Debate: "Why the Attrition Rate is High in Banking Sector in India" deleted from your view.
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(rate this)
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BSE - 20168, NSE - 6075 - Given the present sentiments of the market is our market seeming overvalued ? Or is the buoyant under current for real ?
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Srinivas suravajhala
| Answered
| 1 year ago
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Sensex is around 20000 mark with the support from FIIs. We cant reliably depend on the FIIs, since there is possibility that they can withdraw their investments at any time. Since the Indian economy is good compared to the other world...
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Badarish
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| 1 year ago
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There are two important factor associated with Regret of ommission and regret of commission..... This question would fall into ommssiion....
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Abhishek Rana
| Answered
| 1 year ago
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Well , our market has outperformed in comparision to world Indices/Economies, its due to heavy FII`s Buying and strong economy. Nifty is testing the 6000 levels at present and it may become the support for it. Markets are very Volatile and...
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Answer: "Is the Indian stock market over valued at current levels ?" deleted from your view.
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(rate this)
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Financial planning
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Wealth management
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Suryanarayan Murthy
| Argues in support of
"Financial planning"
| 1 year ago
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Wealth is created through proper Finance planning. Ensuring that wealth is properly utilized and not wasted is wealth management,
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Badarish
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| 1 year ago
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FP holistic in its sense whereas wealth management is a part of financial planners job..... FP include risk management,tax,estate planning,retirement,investment,etc.... Wealth manager would look at the very one important aspect rest is forgotten. In...
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Bhupendra Shah
| Argues in support of
"Financial planning"
| 3 years ago
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Financial Planning is not just limited to wealth management. wealth Management is by definition, a administration of existing assets. But financial planning is a map to achieve one's life GOALS through proper welth management and if required,...
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Debate: "Wealth management vs financial planning" deleted from your view.
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(rate this)
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Identify the decision makers need.
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Validate Lead generation!
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Badarish
| Supported idea
"Identify the decision makers need. "
| 1 year ago
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both the ideas were really worth sharing,,,here by asking right questions? would enable either decision maker mentally prepared to close could be seen.
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Avinash Agrawal
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"a thumb rule to confirm the "need""
| 2 years ago
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This is what I normally follow. you contact a lead. present yourself and interview them for the requirement. if they are mentioning the timelines (hey we need this by next month), and want to know to the timelines and cost - the lead qualifies...
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Ideate: "How to qualify a sales lead? " deleted from your view.
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(rate this)
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Right attitude towards Sales oriented jobs
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OPPORTUNITIES IN OTHER JOBS
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Badarish
| Supported idea
"Right attitude towards Sales oriented jobs"
| 1 year ago
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Passion to succeed with time management would be deadly combination which would fundamentally change....
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s.baalu
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"OPPORTUNITIES IN OTHER JOBS"
| 1 year ago
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Globalisation bringing in many MNCs in different fields white collar job opportunities are plenty.People want to make a fast buck without any stress or stain.Sales jobs require people who can withstand physical and mental strain and people are...
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Ideate: "Sales Management" deleted from your view.
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