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Topic : Key Business Loan Issues....
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Are banks biased on the gender of a business owner?

Created by : Esha Johar, Risk Analyst, Irevna  | 08 07 2010 06:22:54 +0000
Industry : BankingFunctional Area : Getting Started(Entrepreneurship)
Keywords : banks bank loans business loans loan issues woman business owner
Activity:  294 views;  last activity : 04 14 2011 07:14:55 +0000

Finding funding for a small business isn't easy. When you're a woman business owner, it can be even more challenging. By some accounts, roughly 30 percent of businesses are woman-owned, but their businesses get a paltry 3 percent of venture capital dollars.

So, my question is are banks biased on the gender of a business owner??

  
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I strongly say banks are not biased on gender biased, women has major role in acquiring business in banking sector and there are many instences we can find once we chek
By Yugandhar , Assistent Manager - Cost & General Accounts  08 10 2010 03:53:55 +0000
 
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I don't think so all banks have large women staff even holding senior position. So the question of gender biased view does not arise. I personally know women business people doing well even exporting with the help of banks.
By Shashi Kumar U, Manager accounts & commercial, Mazda Concrete Products Pvt Ltd  08 11 2010 04:22:56 +0000
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yes sometimes as they have other responsibilities as well apart from jst business..
By Hetal Samani, Senior Garnishment Services Auditor, ADP Pvt Ltd  | 12 26 2010 16:05:45 +0000
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Banks wont baised on any gender issue
By Rahul M Chawla, MBA/PGDM student, Lorven college of science and Management  | 12 26 2010 06:15:09 +0000
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we cant blame banks for that.....its employees of da branch who r biased....bank jus wan to make profit...no matter its frm men or women....
By anudeep singh kushwaha, Graduate Engineer Trainee(Planning Engineer), Larsen & Toubro  | 08 10 2010 04:59:48 +0000
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I think so. Banks usually don't believe that women can also make business as big as a fortune 500 company. Further there is a perception that women are not smart & intelligent as compared to most men & they are weak & can't handle pressure.
By Esha Johar, Risk Analyst, Irevna  | 08 07 2010 06:24:20 +0000
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I dont think banks are gender biased. In fact they extend more support to women entrepreneurs, because they meet their committments on time.
By Suryanarayan Murthy, Asst Vice President (Corporate Finance), A Hydro Power Project  | 04 14 2011 07:14:55 +0000
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In the good old days, womens were not well educated as compared to mens. Due to this fact gents used to get more opportunities. But now a days womens are grabbing creamy layer jobs & to the fact we can see more women entrepreneurs & CEOs in recent times
By Krishna Reddy, Lead Analyst, Wipro  | 08 10 2010 03:11:43 +0000
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I am completely agree with Reshmi...I guess woman has more managerial skills than man. Housekeeping is one of the best example in this context..
By BIBHASH ROY, Assistant Professor(CSE), TIT Narsingarh  | 08 08 2010 19:31:38 +0000
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I don't agree with you Esha....There are many cases where women are preferred against their male counterparts..

There may be women angel investors within many angel groups whom a woman business owner could target. Check the Web sites of angel groups and scan their "team" list to see if women are involved.
By Rashmi Chawla, Cust. Service Manager, Leading Bank  | 08 07 2010 06:29:21 +0000
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