bank merger and acquisition in india

One can see from the recent events all over the world how big banks gone/ almost went bankrupt.  Big is good is not a reasonable concept.  The survival, growth, share of the market does not depend on its size but on its strategies, products, human resources, its innovative methods, its customer service, its adaptation of technology for smoother, speedier disposal of clients and so on.

I really dont think that these kind of Mergers and acquitions are really helpful for Economy....

Basic Reason being, If we look at the Trends of Mergers and Acquitions in Banking sector.. only BIG FISH ARE EATING SMALL FISH and they are growing at higher pace compared to the Other small banks.... These Big Banks has not grown in terms of Captured Market and they are expanding on the basis of Big cities and Mid cities and not in RURAL GEOGRAPHICAL AREA... they have stick to their High Earning customers and offering best services to them only in Metro cities, Mid tier cities etc... bt not getting in RURAL MARKET where they can have max monetory Savings in less number of Accounts..

In this Rural Area only Small Scheduled, co operative and couple of PSU Banks exist and has major share...... So, for a Big Pvt Ltd and Ltd banks this is vey attractive market and they hardly prefer getting in to this area...

So, Merger and Acquitions are helping Big banks to grow and expand and not helping the RURAL INDIAN MARKET to grow...