Cash-advance-transaction-fees-of-credit-cards-should reduced upto 0.1%

A individual who are in need of cash if choose credit cards advance cash withdrawal facility, he pays 2.5% advance cash withdrawal fees at the time of cash withdrawal and 3.5% pm interest on principal amount and fees both. thus actual rate of bank interest of cash advance on credit cards is 2.5+3.5=6% pm i.e 72% pa.unfortunatly if he press a wrong button i.e 1000 inplace of 10000 or 200 inplace 20000 a minimum fess rs. 300 charged by bank.  this amount is not affordable by a person. it is harrasing the real honest persons and bed for the health of banking sector.

I think if advance cash transaction fees will reduced upto 0.1% then it is more relief to the needful persons who sought cash from credit cards.