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Banking & Insurance Professionals

 
Created by : Bishnupada Mohapatra, IFBI Trainee, ICICI Bank  | 02 13 2011 06:14:14 +0000
Industry : Investment BankingFunctional Area : Business Processes(Operations)
Activity:  281 views;  last activity : 10 07 2011 17:39:09 +0000
 
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No, They aren't Vs Yes, They are
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Support   Support
Top Argument
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No the aint, They lack customer service, They are rude,When it comes to Help The needies & Only work on our development & Even they lack faciliti
By VISHWA DEEPAK MISHRA, HR-Talent Acquisition Cum Business Development Manager, Leading IT Giant.  02 13 2011 08:07:42 +0000
 
Top Argument
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There are two questions in the debate instead of usual one. Whether Public Sector banks are trustworthy?  No doubt about it. No second thoughts.. Are they more customer oriented ? Many of the PSU banks are changing to customer oriented banking and in a few years they will be able to compete with them. There is a noticeable change in PSU banks in the last 10 years and we can expect a better banking.


By Suryanarayan Murthy, Asst Vice President (Corporate Finance), A Hydro Power Project  02 13 2011 07:50:32 +0000
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private sectors bank are capturing the market by providing their extraordinary facilities specially to the middle class. 1. providing 0% interest. 2.special attention to customer(like-dedicated employees to the customer. 3.variety of product and services.
By anuragini raj sinha, HR TALENT ACQUISITION, Leading IT Gaint  | 02 13 2011 13:44:36 +0000
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 As per my point of view, a better customer service is the main mantra of success for private sector banks. In banking industry, a predetermined trustworthiness is always attached with the name of a bank and for this reason public sector banks get the first priority in a common man mind. But when the question comes regarding CONVENIENT then, private sector banks add more convenience in customer service than public sector bank or you can say particularly in this matter PSU banks are following and competing with private sectors. According to my personal experience, it is just very common or a regular practice that when you visit a public sector bank there is nobody to take care of your problem and even when you put your problem in front of an official either he'll point out to somebody else or make you wait for a long time. But there is no chance of such thing in a private sector bank and it is scarcely there. Rather they are implementing self-care options as well as i-banking, mobile-banking and phone banking to take care of the problem on customer's convenience & comfort.

     No doubt there is a noticeable change in PSU banks in last 10 years, still now we haven't get the desired results. Again we can expect a better banking but what more time we have to wait!!!

As per my point of view, a better customer service is the main mantra of success for private sector banks. In banking industry, a predetermined trustworthiness is always attached with the name of a bank and for this reason public sector banks get the first priority in a common man mind. But when the question comes regarding CONVENIENT then, private sector banks add more convenience in customer service than public sector bank or you can say particularly in this matter PSU banks are following and competing with private sectors. According to my personal experience, it is just very common or a regular practice that when you visit a public sector bank there is nobody to take care of your problem and even when you put your problem in front of an official either he'll point out to somebody else or make you wait for a long time. But there is no chance of such thing in a private sector bank and it is scarcely there. Rather they are implementing self-care options as well as i-banking, mobile-banking and phone banking to take care of the problem on customer's convinience & comfort.
   No doubt there is a noticeable change in PSU banks in last 10years, still now we haven't get the desired results. Again we can expect a better banking but what more time we have to wait!!!

By Bishnupada Mohapatra, IFBI Trainee, ICICI Bank  | 02 13 2011 10:32:45 +0000
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I want to support yes, they are.
By SHRIKANT MANOHAR DANKE, Project Manager, Phadnis Infrastructur Ltd  | 02 15 2011 07:02:08 +0000
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IF YOU FIND ANYONE NOT RESPONDING TO YOU IN A PSU BANK, REPORT TO COMPLAINT CELL, REMEDIAL MEASURES ARE IMMEDIATELY TAKEN AND OFCOURSE YOU HAVEN'T SEEN PSU BANKS OF LATE, THAT'S WHY THIS OPINION.


By HAREENDRAN KOLOTH VEETTIL, Branch Manager/Regional Manager, PNB  | 02 15 2011 06:40:48 +0000
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THOSE FACES YOU SEE ON THE COUNTERS OF PSUs ARE PERMANENT EMPLOYEES UNLIKE NEW GENERATION BANKS, WHO DO NOT HAVE A COMMITMENT TO THEIR CUSTOMERS.
By HAREENDRAN KOLOTH VEETTIL, Branch Manager/Regional Manager, PNB  | 02 15 2011 06:37:42 +0000
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