EQUITY INVESTMENT

Today investing in GOLD, POST Provident Fund, Indira Vikas Patra, National Savings Certificat or any other Government Securities or any regulated form of scheme that is giving guarantee or Fixed return, either has Low-Return OR Lock-in Period of >3 years. And Then also your Investment in it do not increase your money to that extent that it can have the same purchasing power that was at the time of investing-(AS Consumer Price Index is increasing by 17% YOY)

******************************************************************************** On the contrary Investments done in Equity had given above average return i.e 100000 initially invested in last 10 years in Equity (@19)-by just passive-(only following nifty) investing. (and has doubled in a year-and -half) So your investment of 100000 done 10 years ago would have been 478544 and 410840 is needed to have same purchasing power at end of 10 years considering 17% CPI ******-CLEAR SURPLUS OF 67704.