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Topic : Home Loans
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Is it really safe to go with Small banks for Home loans

Created by : Santosh A. Jadhav, Sr. Officer Sales  | 08 23 2010 11:14:41 +0000
Keywords : is it really safe to go with small banks for home loans
Activity:  219 views;  last activity : 01 11 2011 06:22:46 +0000
 
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I think it is not safe because there are certain things/procedures to be followed before issuing a loan. When loan is rejected in nationalized banks it seem you have some issues in your procedures which has to be corrected, so if some bank are coming forward to issue loan then they are not abiding by the rules laid by RBI which is risky....    :)
By Esha Johar, Risk Analyst, Irevna  08 25 2010 10:04:32 +0000
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Whether a small bank or a big bank, they are governed by RBI guidelines which they can not afford to ignore. Since it is a small bank service will be better.
By Suryanarayan Murthy, Asst Vice President (Corporate Finance), A Hydro Power Project  | 01 11 2011 06:22:45 +0000
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As due to some of very strict rules made by big banks or nationalize banks, many times it happens that home loans are rejected,, at that time some of the small banks approaches as they are looking for development of their individual bank (sale).They demand less and provide loan very fast. In such condition is it really safe to go with such banks...??
By Santosh A. Jadhav, Sr. Officer Sales  | 08 23 2010 11:14:41 +0000
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