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Is travel Insurance a necessity for Holiday goers??

Created by : James Masih, Product/Brand Manager, FedEx  | 12 12 2008 08:49:51 +0000
Industry : Transportation/AviationFunctional Area : Business Processes(Operations)
Activity:  300 views;  last activity : 01 04 2011 03:05:57 +0000
As both Christmas and New year is approaching, not only on these occasions even in general  there are many who would have made plans for a week on holidays in the country or outside the country, But in general people often, despite looking forward to their holidays many of us will still continue to find ways to avoid those extra costs.  so what do you think Is travel insurance a necessity for holiday goers........
  
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yes i agree with james here you never know what will happen travel insurance is a must and should so one claim back the amount of which the things has lost due to various reasons during a travel........
By Sushil Soren, Executive Manager, Hospitality Services  12 12 2008 08:53:21 +0000
 
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I don't believe the companies offering insurance will really pay back when the time comes. They will keep making excuses to evade payment. Especially if it's a mass case, the company will definitely hesitate from paying up.


By neha singh, Content Editor, Avestia Corp  05 09 2009 12:43:24 +0000
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Yes. If you have normal day2day insurance, there is nothing wrong with travel insurance. It will also help you against accidents, loss of cash etc.
By V. Srinivas, Freelancer, Information Technology  | 01 04 2011 03:05:57 +0000
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I would say YES if you go Abroad. In india its of not much use as you know about india and also you have your personal insurance which is applicable throughout india. However if you go abroad circumstances differ and why take chances just for say Rs.1000 cost towards insurance when you are planning a trip of more than Rs.20000 (min) with so much on stake if something happens to you.
By Nihit Jain, HR - Generalist, Gujarat State Petroleum Corporation  | 01 03 2011 19:02:21 +0000
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Travel insurance is not only for your health or similar reason... It also carries claims for loss of passport, checked baggage lost etc it is mandatroy to travel with travel insurance.
By Vinoth , Sr. Executive - Europe & Australasia Travel , SOTC, KUONI TRVAEL INDIA PRIVATE LIMITED  | 10 10 2009 05:18:42 +0000
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There is a popular saying "Prevention is better than Cure" the same applies to the travel insurance but the following must be kept in mind -choice of the insurance company of repute and the details must be very clear especially the country of travel, number of days and the most of all the Name, address, contact and relationship of the Nominee.
By krishuma , Inbound, Travel Agency  | 10 10 2009 03:03:32 +0000
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It is always better to take the travel insurance to face any unforseen circustances during your travel.You never know what will happen next..so travel insurance comes as a savoiur for those situations
By MANOJ VARSHNEY, Director, TULSI TRAVELS PVT LTD  | 02 05 2009 17:02:11 +0000
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According to me yes it is necessary because you never know what happens when, the best example is the recent terror attacks in Mumbai where so many of the hotel rooms were destroyed, where many personal belongings of an individual were lost and even in flights your baggage at time will go missing where you had money and if such a things happen then your holiday is a waste and the money you lost during it due to various reasons is also lost, so To Travel insurance is a necessary one to all.....Even when i am saying this 7 out of 10 people don't take travel insurance......
By James Masih, Product/Brand Manager, FedEx  | 12 12 2008 08:49:51 +0000
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Definetly No.

I would like to a have instances from supporters of yes where in recent times an insurance has been claimed and obtained and at what time period.

In my knowledge i havent come across anything

We have in Toostep a wide audience from differenr fields with very rich experience in travel and also friends who are constant travellers.There are instances where parents are travelling abroad for short period of time.I would ask participants to make survey in their circle of friends where medical help was taken in a foriegn country and whether the insurance was utilised or were they made to shell out from their pocket due to escuses/clauses in the insurance.

This will give some focus to this debate
By Charles davison, Project Manager, Douglas OHI LLC  | 10 10 2009 03:45:48 +0000
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I would rather say a big NO.. beacuse it makes no sense.. just imagine even if u take a travel insurance will it gaurantee u its benefits..?? or any other means of help immediately..?? the answer is no... as i said earlier.. Travel insurance is just a polished channel of making profits and nothin else.. Because i believe that Life goes on being Optimistic and being positive no matter what happens.. such means of insurance is jus to provide fake or hiden condolences.. i do understand unexpected incidents may happen rarely.. but jus because such incidents have occured in past we cant assume that it will continue..

So Travellers do travel freely, enjoy ur stay  and most importantly

DO NOT FEAR...!!!
By AKRAM ASLAM, Banquet Sales Executive/ Manager, A.B. Group of Hotels & Resorts  | 08 12 2009 13:56:56 +0000
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No travel insurance is not necessary as it is an additional cost to the already burgeoning cost of your holiday expenses, and first of all with the financial crisis, there is not much happening in the travel industry, there are jobs being axed every where, so when one is going for a holiday once in a while he doesn't need a travel insurance, but for a regular traveler due to work might need it... so to  me travel insurance is not necessary, one can look after his or her own things a bit carefully.....
By Rajat Mittal, Product/Brand Manager, Jet Airways  | 12 12 2008 08:54:11 +0000
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