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Loans for SME's

Created by : Surender Singh, Associate, HDFC Bank  | 01 28 2009 17:01:28 +0000
Industry : Equity Research/AnalyticsFunctional Area : India(Markets)
Keywords : loans sme's
Activity:  186 views;  last activity : 07 06 2010 20:18:09 +0000

Is it logical to give loans to SME's at 10% when financial intermediaries are getting it at 5.5%?

  
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inspite of financials intermediates getting @ 5.5% but if the loans goes bad then also they have to pay back without default. and in this downfall of industries it is not viable to lend @ 10%.
By sunil agarwal, Head/VP/GM-Marketing, hanuman financials  02 04 2009 02:41:26 +0000
Arguments in: "Loans for SME's"
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Earlier when loans were given they were given at 12% interest and now they are been given 10% so I think it is actually given at a discount rate.


By Surender Singh, Associate, HDFC Bank  | 01 28 2009 17:01:28 +0000
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I think it is absolutely illogical because when govt. is giving to these financial intermediaries loan at 5.5% still they are giving at 10%. That means they are charging 4.5% more interest rate.
By Pravin Patil, Associate, Kotak Mahindra  | 01 28 2009 17:08:55 +0000
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