systematic investment plan vs. lump sum invesment

Systematic investment plan helps you to invest at different levels irrespective of the market values. In limp sum investment your timing of market should be accurate else u loose a lot of money. In SIP you average the buying rate, hence risk is less. For e.g. I had invested a lump sum amount when market was at 19K level. Till now i am not able to recover the money. I had invested amount by SIP from August, i got the opportunity to but at different levels at 8K, 9K, 10K, etc.. Thus acc to me SIP is preferred over lump sum for long term investment. 

Investing lump at the right time offer better returns than systematic investing.

But lump sum investing is more risky and professional knowledge is vital for its success. Proper exit is also essential. Cost averaging results in a lower average cost in case of systematic investing and an anti dote to market volatility. For small investors with little exposure to the market systematic investment is the best option. With a number of options there is enough flexibility and the idea of investing small regularly is suitable for salaried employees.

yes invest in lumsum when th emarket is down.how would you know it is th e bottom in th ehind sight you can always say so.trying to tim ethe market is difficult.sip depends on income generation and the time of deployment of that surplus.if you invest and th emarket goes down sip looks good.if you do not invest and the market goes up sip looks taxing.

it depends what sought of a income you have.if you are earning daily you can invest daily.if you get a monthly cheque you can invest monthly.if you have received a lump sum you can think of a lumpsum.

investment surplus is what decides how you are going to invest and when you have that investmet surplus and how much you have as a invetsment surplus would decide how much and when you should invest.

I think you are on the right track. SIP is good when the mrket is uncertain, Also when the market is down along with SIP one can keep investing little and redeam when the market keep rising.

SIP is the best way to invest funds, that does not hurts the pockets too..

Long term goals can be achieved by SIP easily...

my vote goes for SIP. As with the help of sip one can invest in installment basis.even a small investor who want to invest but could not as he/she does not have addequte finance can now invest through SIP.By investing small amount Systematically.

This kind of investment also help when the market is volatile or bearish.Where as the lumpsum investment blocks the amount of an investor.it also  bears high risk in volatile market and bearish market.

Sip plan  can help in averaging the units too. 

The path to achieve long term objectives of investment is SIP. I agree.

None in the world can time the market,, my vote for SIP.

“IN THE SHORT RUN THE MARKET IS A VOTING MACHINE, IN THE LONG RUN IT IS A WEIGHING MACHINE   -BENJAMIN GRAHAM.SYSTEMATIC INVESTMENT PLAN HAS SEVRAL ADVANTAGES THAN LUMP SUM INVESTMENT:

1.REDUCES THE RISK

2.VOLATILITY IN THE MARKET DOES NOT AFFECT MUCH

3.LIGHT ON THE WALLET AS YOU HAVE TO INVEST IN FIXED AMOUNT IN FIXED TIME PERIOD AND ALSO FORCES TO SAVE

4.AVERAGE COST OF ACQUISTION OF SHARES GOES DOWN

5.OPTION OF DIFFERENT CHOICES OF SHARES.