Will the end of ULIP turf war boost investors' appetite for these schemes?

ULIP is a very good investment instrument.as it covers the risk factor plus it provides gorth so there will always be good demand for it

The turf war affected many ulips ipos in the past months and this would flood insurance companies with relief for sure atleast for the short term. there is too little to argue about demand for ulips, as ulips constitute majority of their sales portfolio.

In spite of the huge market success ulips is also a highly misunderstood and missold product and how effective they are in clubbing insurance and investment benefits is also matter of debate. More regulatory action addressing the short comings is expected in the coming days and is vital for the long term existence. Another thing is, insurance companies will come under the scanner of sebi automatically if they go for public issue.

This will completely end the uncertainty regarding unit linked insurance plans. Ulips have turned extremely customer-friendly after recent measures taken by the regulator to bring down surrender charges. The government’s clarification will enhance policy holder confidence as it settles the issue over regulation. Thus the appetite for these schemes of investors will boost.