Create knowledge
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(rate this)
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Not safe
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8
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13
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Lack of awareness
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Abraham Paul
| Argues in support of
"Lack of awareness"
| 1 year ago
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Money Through Mobile (MTM). Introduction: Money through Mobile (MTM) is a path breaking state of the art idea to enable all sorts of day to day money transactions through phones. MTM is a non-banking product that will accelerate Financial...
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SHRIKANT MANOHAR DANKE
| Argues in support of
"Not safe"
| 1 year ago
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Still long way to go to be regular. Thanks for referral,Ekta.
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Debate: "Mobile money transactions " deleted from your view.
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(rate this)
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It is expected
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3
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7
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It is not expected
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SHRIKANT MANOHAR DANKE
| Argues in support of
"It is not expected"
| 1 year ago
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It feels very bad to know / heard such things are done by banks. Thanks for referral, Ekta.
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Ekta Dutta
| Argues in support of
| 1 year ago
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What happened with you is not the case everywhere and always. It is bad at the part of Bankers there. It should not take that much of time. This is unacceptable..
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S. Muralidharan
| Argues in support of
"It is not expected"
| 1 year ago
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Benchmarks are in place. Bankers apply rules to their convenience. They apply different rules for different set of customers. If you are a net-worth individual, things happen over a cup of tea/coffee sitting in Branch Manager's cabin (hardly...
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Debate: "Service Benchmark of PSU Bank- Should it take that much time" deleted from your view.
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(rate this)
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YES
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1
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VS |
11
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NO
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Ganesh Ramaswamy
| Argues in support of
"NO"
| 1 year ago
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It is only creating an artificial feeling that inflation is reined and RBI is only postponing another crisis on cost of living....
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Ekta Dutta
| Argues in support of
| 1 year ago
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Mr. Srinivas has explained the whole thing very precisely. To bring inflation under control there are still many things to be done. But perhaps it is not possible for them to do all this. Â
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Srinivas suravajhala
| Argues in support of
"NO"
| 1 year ago
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I doubt the credit policy can only pull down the inflation. There are too many factors contributing to it. RBI is trying its best pull down the circulation of money. The Middle class and the poor will be greatly affected by these measures. The...
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Debate: "Credit policy 2011 " Will it work in reining inflation" " deleted from your view.
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(rate this)
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over qualified
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1
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5
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Not fit for the finance field
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karthik prakash balakrishnan
| Argues in support of
"Not fit for the finance field "
| 1 year ago
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because basically they are technical people... first of all there are not too much software engineers interested in coming to finance field, and those who do come can not cope up with the financials every day...
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Ekta Dutta
| Argues in support of
| 1 year ago
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Hi Lavanya, Both the options that you gave are invalid. They are not over qualifies nor is it that they are not fit for the job. Many of my friends happen to be engineers and are doing good in Banking sector. As far as you not getting selected is...
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Debate: "PRIVATE BANKING SECTORS Are not much preferring to take the Software engnieers due to ?" deleted from your view.
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(rate this)
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yes
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10
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VS |
3
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no
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manikanta raj
| Argues in support of
"no"
| 1 year ago
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NO, it may be useful for filtering the candidates, but not at all a good method for selecting, since good candidates may also be left by the banks. Bcet, contains, logical reasoning, arithmetic, English grammar, giving answer to multiple choice...
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Ekta Dutta
| Argues in support of
| 1 year ago
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I think we need this. But there has to be some reason for which it is not yet implemented.
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Lavanya S
| Argues in support of
"yes "
| 1 year ago
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i prefer that BCET ( bank comman entrance test) is needed because as we appear for once we can get the placement based on our ranking as we do same in the entering of our UG & PG colleges .but still this method of examination is not yet made into...
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Debate: "Bank commom entrance examination is needed ?" deleted from your view.
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(rate this)
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Yes
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11
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VS |
2
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No
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Aditya Sharma
| Argues in support of
"Yes"
| 1 year ago
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Thanks Ekta for the referal. Yes obviously I will go it. The first reason is emotional. The second reson is practical. See after all the abuse the card is subjected to their might be some technological advancement might have been done to safequard...
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S. Muralidharan
| Argues in support of
"No"
| 1 year ago
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I endorse Mr. Sudershan Rao's views. Visa and Master Card have penetrated Indian market to an extent, it will take years to undo their penetration. RUPAY, of course, will create a new market for farmers, merchants in mofussil townships, and small...
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Ekta Dutta
| Argues in support of
"Yes"
| 1 year ago
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It will take long .. too long but Hum honge kamyaab ek din..
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Debate: "Can Rupay replace Visa, master card?" deleted from your view.
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(rate this)
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Yes
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2
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4
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No
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M.B.MALANI
| Argues in support of
"No"
| 1 year ago
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No, Becouse they don't know the what is who is managing and what is govt. role in them
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Niraj S Kakkad
| Argues in support of
"Yes"
| 1 year ago
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YES. We have a regulator IRDA, Ombudsman is in place there have been grievance help line numbers activated so certainly the industry is improving. As far the issue of the scam goes its a governance threat which will subsequently be brought under...
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Debate: "Should the common man believe in Insurance companies?" deleted from your view.
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(rate this)
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Yes
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13
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12
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No
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Harender Singh
| Argues in support of
"Yes"
| 1 year ago
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Eko India Financial Services Private Limited provides Eko, a technology solution for banks to offer mobile banking services in India. Its solution provides peer-to-peer money transfers, cash deposits and withdrawal, wage and salary payments,...
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Nilesh Pawar
| Argues in support of
"No"
| 1 year ago
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No. The formalities need to be reduced & simplified. Security is another concern needs to be answered firmly.
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Ekta Dutta
| Argues in support of
"No"
| 2 years ago
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I don't think its feasible for the time being. We need to work on the current technology we are working. Besides that we need to have good infra for such services. More no. of support centers should be build to handle complaints. Theft of money...
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Debate: "Is India really ready for 'MASS MOBILE BANKING' ??" deleted from your view.
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(rate this)
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1
allocation of resources to all investment tools
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Go for bank bonds
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Kirit Mehta
| Added idea
"Decide asset allocation based on your risk taking capability based on various factors."
| 1 year ago
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Asset allocation normally to be done in % total asset market value. You can normally allocate (100-your present age)% in high risk-high growth assets like equities. The remaining % of assets can be destributed in low risk assets (like Debt based...
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Ekta Dutta
| Added idea
| 2 years ago
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Good question Swati...I think everybody wonders how they should invest their hard earnings. Another way of investing money is the stock market. One can buy stocks in a company as an investment in the company. Stocks are shares in companies which can...
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Vipin Bhasin
| Supported idea
"allocation of resources to all investment tools"
| 2 years ago
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I agree with Jyoti !! As i earlier told in a debate that only Diversified portfolio will provide us good and safe return. Don't invest in single sector although what the factor is. Many good ideas written here but nobody include the size of...
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Ideate: "What is the best way to invest your money?" deleted from your view.
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(rate this)
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Cash Credit, Term Loan and Non-fund based limits
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Loans With Low Interest Rate
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Mohan Prasad N
| Supported idea
"Loans With Low Interest Rate"
| 2 years ago
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dear friend, As i am not much known about all kinds of loan but still its better study and understand the all types of loan and act according to the situation. which we feel better and safe at that time for that we should go. but still taking...
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Ekta Dutta
| Added idea
| 2 years ago
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Mostly business people like to have loans that have simple fast processing. Money is important for any business delay in processing is appreciated. Thus a loan that has faster processing low processing fess is welcomed by business people.
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Ideate: "What type of loan is better for a business person?" deleted from your view.
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