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We visit banks frequently for depositing or drawing the money. Sometimes we approach them for loans i.e. vehicle loans, housing loans, personal loans. Have you ever encountered rude behaviour from an...
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M. Kannan
| Answered
| 1 year ago
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Greetings! Sorry, I haven’t encountered as such situation but I could see this kind of abuses still happening to many people - My humble opinion on this as follows., Customers are not well educated on the Banking process and procedure. Due to...
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Ganesan S
| Answered
| 1 year ago
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Yes bankers were rude but now the scenario is changing...with many private banks which are out there are giving good customer feedback and are taking care of customers in a really good way....and this has rubbed of to the PSU banks as well and now...
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parth parikh parikh
| Answered
| 1 year ago
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Being a banker myself  I can say that it depends on the bank staff and also customer. Sometimes the bank staff has a bad day and it is responsible for banker's rude behaviour.... or sometimes the customer is very demanding and unable to...
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Answer: "Have you ever encoutered rude behaviour from a Banker ? If so, why ?" deleted from your view.
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How do financial institution make decision on who to layoff ? People who have just started the working are the first to layoff or the seniors ? What do they look at ?? Is it performance ? Â
Answer: "How do financial institution make decision on who to layoff ?" deleted from your view.
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Cash
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10
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10
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Credit Card
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Ijas Rahman
| Argues in support of
"Cash"
| 1 year ago
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No Worries of Hidden Charges, Late Fee, Tension free life over all. Don't need Swipe Machine, Accepted everywhere. No More Tele-marketing calls
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Kundan Jyoti
| Argues in support of
"Credit Card"
| 2 years ago
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I am using Credit card for quite long and am quite convinced that its certainly abetter option than cash. Its proper use (NOT MISUSE) will always be beneficial for the customers. THe free cedit period, bonus loyalty points and overall the ease of...
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Rahul Gautam
| Argues in support of
"Credit Card"
| 3 years ago
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I would pay using credit card, I am always happy to get 45 days + of grace ( interest free ) period for the product, commodity or services I received. I have never faced any problem such as Mr.Ganesan has faced. I guess Ganesan you might have...
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Debate: "Cash or Credit Card" deleted from your view.
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Why dollar price increasing when US is facing financial crisis?? I have noticed that the dollar price has increased and has touched new heights inspite of US going through recession ??? I want to kno...
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Ganesan S
| Answered
| 3 years ago
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The main reason why dollar price is increasing is due to Trade Deficit i.e India's imports are more than exports. Due to which the outflow of dollar increases which leads to increase in price of dollars compared to Indian Rupee. The other reason...
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Answer: "Why dollar price is increasing , when US is going through recession??" deleted from your view.
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1
Risk management
2
By learning from happened over the last year
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Vijay Bhaskar
| Added idea
"Better Underwriting and Historical Data"
| 3 years ago
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Better Underwriting is the way I feel the existing processes can be improved - along with historical data. The business of the banks are to lend money and to generate revenue. It is not enough if the banks come up with innovative products, it...
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Mohit Sethi
| Added idea
"Risk management"
| 3 years ago
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I feel the banks have to look carefully at what types of risk they are prepared to take on their books. Previously they have failure to took at it. The challenge was that there was so much product innovation in structured products. The speed at...
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Rahul Gautam
| Supported idea
"Risk management"
| 3 years ago
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"Failure of risk management is a story that lead to failure of the banking industry".
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Ideate: "How banks can counter the current banking crisis ??" deleted from your view.
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Favour
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1
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4
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Against
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Shameena W.
| Argues in support of
"Against"
| 1 year ago
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It has definitely not shown in the market. The job opportunities continues. But yes if the economic slowdown continues then it definitely will affect the country's industries not just the banking sector. But as far as possible the banks should...
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Ganesan S
| Argues in support of
| 3 years ago
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I am sorry to say this but I think my friend did not think rationally he said it after looking only one aspect of it because what I think is right now is the correct time for banks to heir more sales force and increase stability in the market and gain...
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Debate: "Jobs and Banks and slow down" deleted from your view.
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Customer service
2
Types of spreads they offer
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Vaibhav Rastogi
| Added idea
"Learn Forex (Currency) Trading"
| 2 years ago
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Anyone can do Forex Trading No Qualification required No English Knowledge required No Mathematic knowledge required No Advance computer knowledge required No Share Trading Knowledge required Start trading immediately From basics to advance level...
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Ganesan S
| Supported idea
| 3 years ago
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Look for a broker that offers low spreas as when you're comparing brokers, you'll find that the difference in spreads in forex is as large as the difference in commissions in the stock arena. This means is that lower spreads will save you money.
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Ideate: "How to Choose The Right Forex Brokers ? " deleted from your view.
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Special economic reforms
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Helping in the Bailout!!
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Rahul Gautam
| Supported idea
"Special economic reforms"
| 3 years ago
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Yes there should be special economic reforms by which both the countries are beneffitted for that matter, so i guess with these economic reforms there would be closer ties with both the countries which will really help in future.
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Sandeep Goyal
| Supported idea
"Helping in the Bailout!!"
| 3 years ago
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I guess India should help America in the bailout of the financial crisis which is affecting the whole world's economy right now, so both the countries best minds should come together in helping the bailout plan.
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Ideate: "How will India get affected with the election of Obama as President??." deleted from your view.
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High percent of investors lose money in forex trading, only few percent makes money. Given the high casualty rate, it is all the more important for investors to approach forex trading in the correct manner. Few Forex Trading Rules that should be kept in mind while trading... Never over-trade. Never risk more than 10% of your trading capital in a single trade. Never trade without protective stops. Never cancel a stop-loss after placing a trade. Never average a loss. Never let a profit run into a loss. Never buy or sell just because the price is low or high. Never try to guess tops or bottoms. Never try to regain all your loses in one trade. Never trade with money you cant afford to lose Neve...
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Vaibhav Rastogi
| Commented
| 2 years ago
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Anyone can do Forex Trading No Qualification required No English Knowledge required No Mathematic knowledge required No Advance computer knowledge required No Share Trading Knowledge required Start trading immediately From basics to advance level...
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Rahul Gautam
| Commented
| 4 years ago
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After reading the above article I want to add few more to it. >>Don't be carried away by emotions i.e fear and influence your trading. >>Don't trade on research done by others, trade only when you have done a proper research.
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Trends: "Forex Trading Rules" deleted from your view.
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Good
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1
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6
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Bad
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Rakesh Chakraborty
| Argues in support of
"Bad"
| 3 years ago
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The value of Dollar is falling against Rupee now a days. The strength of Rupee, Euro, Yen etc are increasing. The supremacy of Dollar is going to end very soon...
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Mohit Sethi
| Argues in support of
"Good"
| 4 years ago
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Dollar rising against will benefit the hotel industry mostly the luxury hotel segment as most of the revenue are in foreign currencies.Thus any depreciation of the rupee goes directly to the bottom line, as none of the costs are directly linked...
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veguru vijayakumar babu
| Argues in support of
"Bad"
| 4 years ago
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Rupee weakening to a certain extent, i.e. to encourage exporters is good for the country. It will also benefit IT firms and tourism industry to a great extent. But the way rupee is depreciating at present , i,e at Rs.50 per dollar is harmful for...
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Debate: "Dollar rising against Rupee : Good or Bad" deleted from your view.
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