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Mahesh H. Assistant Professor, Vishwakarma Global Education
 
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(rate this)
yes 
11
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17
 no
manikanta raj  |  Argues in support of  "no"  |  10 months ago
finance field have very good and more opportunities then any other field. you have to choose your career in which speciality. one can choose, accounting, taxation, budgeting, costing, mergers and acquisition, mutual funds, banking, insurance,...
Mahesh H.  |  Argues in support of  |  11 months ago
Very much. In fact after the US and global financial turmoil there is increasing demand for genuin finance professional rather than mere (fin) degree holders. However one must note the fact that, now days the MNC FI/banks prefer engineering grads for...
Diya Mehra  |  Argues in support of  "no"  |  11 months ago
What is the basis of this? The fact is that there is short of jobs in all the field because there are so many people and very few jobs.. or may be there are jobs but people do not find them at right time..
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Debate: "is there very few opportunity in finance field??" deleted from your view.
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(rate this)
yes 
11
VS
17
 no
manikanta raj  |  Argues in support of  "no"  |  10 months ago
finance field have very good and more opportunities then any other field. you have to choose your career in which speciality. one can choose, accounting, taxation, budgeting, costing, mergers and acquisition, mutual funds, banking, insurance,...
Mahesh H.  |  Argues in support of  |  11 months ago
Very much. In fact after the US and global financial turmoil there is increasing demand for genuin finance professional rather than mere (fin) degree holders. However one must note the fact that, now days the MNC FI/banks prefer engineering grads for...
Diya Mehra  |  Argues in support of  "no"  |  11 months ago
What is the basis of this? The fact is that there is short of jobs in all the field because there are so many people and very few jobs.. or may be there are jobs but people do not find them at right time..
 support: 
 
 
Debate: "is there very few opportunity in finance field??" deleted from your view.
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(rate this)
1 "That's not my job."
2 I will look into the matter.
Jaygopal Raghavan  |  Added idea  "Be attentive to their needs"  |  1 year ago
As a salesman on the floor, the first thing you need to do is to be attentive to the customers needs, be it a query, complaint or request from them. Then go about answering them, if you do not have an answer, try and escalate it to the next...
Mahesh H.  |  Added idea  |  1 year ago
This one is most obvious answer a senier give to a customer, customer knows well that he is just buying the time nothing much can be expected.
 
 
Ideate: "What are the things that your customers don't like to hear??" deleted from your view.
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The most common shocking myths that will never die..... 1 'This is a good time to invest in the stock market.' Really? Ask your broker when he warned clients that it was a bad time to invest. October 2007? February 2000? A broken watch tells the right time twice a day, but that's no reason to wear one. Or as someone once said, asking a broker if this is a good time to invest in the stock market is like asking a barber if you need a haircut. 'Certainly, sir -- step this way!' 2 'Stocks on average make you about 10% a year.' Stop right there. This is based on some past history -- stretching back to the 1800s -- and it's full of holes. About three of those percentage points were only from infl...
Tauseef Iqbal  |  Commented  |  1 year ago
the facts r true but if the investment is done for a longer period then stocks are a very good option....................people usually buy when the market is on a higher side but maintain a distance when the market is at lower side.....stocks are...
Mahesh H.  |  Commented  |  1 year ago
SIMPLY EXCELENT. Every investor must read. I will revert back to thsi topic after a while, because I experienced all the above and also teach this subject (not this way) in Mgt school.
 
 
Insight: "Stock-Market Myths That Just Won't Die " deleted from your view.
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(rate this)
1 Role Plays
2 Periodic training Method
Aparna.Ranjit  |  Added idea  "fun training method"  |  1 year ago
not boring one filled with lectures with examples which you can relate to every day life
Mahesh H.  |  Supported idea  |  1 year ago
I agree with you. Most effective and efficient way to learn is to share someones experience. Everytime you need not start from scratch.
raj singh sindal  |  Supported idea  "Role Plays"  |  1 year ago
this can help improve environment of organization as well as develop good relation between employee and also improve knowledge and personal ability of the one...
 
 
Ideate: "What kind of trainig process you would prefer in your comapany?" deleted from your view.
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(rate this)
Yes 
4
VS
3
 No
Mahesh H.  |  Argues in support of  "Yes"  |  1 year ago
Base will bring bit of transparency in interest rate made applicable to retail customers. Secondly it will curb cross subsidization of cost of fund among the different category of customers. However I strongly feel the retail customer will not...
s.baalu  |  Argues in support of  "No"  |  1 year ago
PEOPLE GOING TO THE BANK FOR HOME LOANS WANT ONLYĀ  THE AMOUNT THEY EXPECT AS SOON AS POSSIBLE FROM THE BANK, AND THE RATE OF INTEREST IS NOT GIVEN MUCH PRIORITY AS LONG AS THERE IS NOT A VERY BIG DIFFERENCE .
Swati Raut  |  Argues in support of  "Yes"  |  1 year ago
These rates will continue to remain, except that now they would be defined as certain basis points above the base rate. For new home loan customers, some banks could lend close to their base rates, thereby making home loans cheaper, by 50 to 100...
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Debate: "Will 'base rates' give a fillip to home loans?" deleted from your view.
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1 Ratan Kumar Tata
2 Kiran Mazumdar Shaw
Prassan Kumar Sharma  |  Supported idea  "Ratan Kumar Tata"  |  2 years ago
Trust has been a legacy with the TATA Group, and Ratan Tata has proved it against all odds in last few years... So he deserves the NUMERO UNO position, at the same time Aditya Birla, and Narayan Moorty also the names which can not be ignored.
Mahesh H.  |  Supported idea  |  2 years ago
The Great Narayan Murthi, most trustworthy businessman in India. The reasons is though he is businessman, he never behaves like one, he is down to earth person, he lives the spirit of real corporate governance CSR. At least at present there is no...
Makrand Bhave  |  Supported idea  "Ratan Kumar Tata"  |  2 years ago
Absolutely!! I consider him to be "INDIAN" in all aspects. Particularly, after the 26/11 carnage at his hotel in Mumbai, I have come to admire the integrity and solidarity of the man. Truly a MAN OF STEEL!!
 
 
Ideate: "Who do you think is the most trusted businessmen in India?" deleted from your view.
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Most of the SME borrowers belongs to small /tiny segment which are engaged in manufacturing activities under un -organised sector which is customer domineted market. Borrowers under medium enterprise...
RAMANATHA PRABHU N  |  Answered  |  2 years ago
Broadly speaking lending to SME's can be devided in to two, that is to existing SME and new SME. Risk factors relating to existing SME can be mitigated if it is sanctioned after anlysing following: 1. Past perforemance recordsĀ  2. Reason for...
Mahesh H.  |  Answered  |  2 years ago
What my experience tells me that rather than businss plan, market most important thing in case of SME's is Character, Credibility, Confidance Intigrity of the key person makes the lenders lending much secured. The number of SSIs may get adapted...
 
 
Answer: "What additional risk mitigation factors should be taken care of by Banks in respect of financing to SME Segments" deleted from your view.
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