Create knowledge
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1
We now need an investment mela now - inviting Janardhan Poojary!
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will not affect indians
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ASOKE KUSARI
| Added idea
"If not collapse, India should take a lesson"
| 2 years ago
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Whether we want or not, USA economy is a big economy and its (sudden ?) fall may affect all the economies of the globe including India. In some cases it may happen in a big way and for some, the impact may be negligible. Further, it is now...
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hemchand jaichandran
| Supported idea
| 3 years ago
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Right. American bankers lent without verifying the physical quality of assets. They went by processes. In India, we have been taught right from the sixtees and seventies to make lending decisions bases on the three Cs - Character, capacity and...
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hemchand jaichandran
| Supported idea
"We now need an investment mela now - inviting Janardhan Poojary!"
| 3 years ago
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I agree. It is wrong to state that Indian Banks too have been careless in lending. PSBs with their trained restraint have avoided impulsive lending. The results can be seen even during this period of recession. With whole hearted support from the...
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Ideate: "If the American economy collapsed or went into rapid decline?what will be the scenario?" deleted from your view.
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Yes
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19
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14
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No
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Jyoti Rath
| Argues in support of
"Yes"
| 2 years ago
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When the question of investment in share market arises, there is no right or wrong time. Nobody can predict what is going to happen next.Just a few days ago we recovered from economic downturn but are not sure how the future will be. Many good...
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hemchand jaichandran
| Argues in support of
| 3 years ago
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There is more pain to come. Of course PE for India INC. is at a low but chances of the market touching October lows are very good. There will always be chance to invest at 6500-7500 levels of sensex during the next six months. Invest for a minimum...
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sandesh saboo
| Argues in support of
"No"
| 2 years ago
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every day is a opportunity to buy and sell if you are stock specific. i agree to the view my view is there would be certain stocks which would be good pick on every day and there would be some stocks which could be dumped every day. most of the...
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Debate: "Is this the right time to invest in the market." deleted from your view.
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(rate this)
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1
We now need an investment mela now - inviting Janardhan Poojary!
2
will not affect indians
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ASOKE KUSARI
| Added idea
"If not collapse, India should take a lesson"
| 2 years ago
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Whether we want or not, USA economy is a big economy and its (sudden ?) fall may affect all the economies of the globe including India. In some cases it may happen in a big way and for some, the impact may be negligible. Further, it is now...
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hemchand jaichandran
| Supported idea
| 3 years ago
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Right. American bankers lent without verifying the physical quality of assets. They went by processes. In India, we have been taught right from the sixtees and seventies to make lending decisions bases on the three Cs - Character, capacity and...
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hemchand jaichandran
| Supported idea
"We now need an investment mela now - inviting Janardhan Poojary!"
| 3 years ago
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I agree. It is wrong to state that Indian Banks too have been careless in lending. PSBs with their trained restraint have avoided impulsive lending. The results can be seen even during this period of recession. With whole hearted support from the...
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Ideate: "If the American economy collapsed or went into rapid decline?what will be the scenario?" deleted from your view.
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(rate this)
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Yes
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4
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VS |
3
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No
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hemchand jaichandran
| Argues in support of
"No"
| 3 years ago
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In India, sub prime loans are small ticket personal loans and credit card dues which are given by the more aggressive private banks. The amount involved is very low
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Souvik Das
| Argues in support of
"Yes"
| 3 years ago
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YES! With Lehman brother filing for bankruptcy, the biggest investor in India is gone... FII's are wary of this once golden, now uncertain economy. what will help India's economy grow. NOTHING but a miracle.
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Debate: "Will a subprime crisis sink India's economy?" deleted from your view.
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(rate this)
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CCI has been abolished in India. Still the CCI formula is used by Merchant Bankers while fixing the IPO price. Though the formula need not be strictly adhered to, it is a benchmark. What is the formul...
Answer: "What is the CCI formula for pricing IPOs" deleted from your view.
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(rate this)
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An Excellent Manager taps into talents and resources in order to support and bring out the Best in others. An Outstanding Manager evokes possibility in others. 1. Creativity Creativity is what separates competence from excellence. Creativity is the spark that propels projects forward and that captures peoples' attention. Creativity is the ingredient that pulls the different pieces together into a cohesive whole, adding zest and appeal in the process. 2. Structure The context and structure we work within always have a set of parameters, limitations and guidelines. A stellar manager knows how to work within the structure and not let the structure impinge upon the process or the project. Know ...
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babyrita
| Commented
| 9 months ago
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rita.2maxwell@yahoo.co.uk hi My name is Rita never married. l saw your profile today and after going through it many times (toostep.com) then l made up my mind to contact you as my friend. so l want you to write back to me through my email address...
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hemchand jaichandran
| Commented
| 3 years ago
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pl.add PROTECTING YOUR SUBORDINATES. A leader who lets down his juniors can be very dangerous especially in the banking domain.
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Hitesh Thakkar
| Commented
| 3 years ago
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Dear Anil, Thanks for referring a very good article. thanks Aliakbar. It's really good to get single snapshot of good qualities of Manager - thus sometime PLs are promoted to PM due to their potential to exhibit some of this. Best regards, Hitesh
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Insight: "Top 10 Qualities of an Excellent Manager !!! " deleted from your view.
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What are the job profiles available for MBAs from leading B-school in India. For Commerce Background/Engineers ?
Answer: "Job profile" deleted from your view.
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hemchand jaichandran
| Answered
| 3 years ago
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PD is the probability of a borrower defaulting. Along with LGD (Loss given default) PD helps banks price their loan products taking the default probability into consideration. The new BASEL accord gives a graphic explanation of these terms.
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Mohit Munjal
| Answered
| 4 years ago
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Probablity of default implies the percentage of the no. of the cases in a given portfolio which may not pay as per the term of disbursement. It is usually considered by the banks which divising the pricing and profitiability of a proposed product.
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Answer: "In Credit Risk Management , what is the meaning of " "Probability of Default" .?" deleted from your view.
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Mohit Munjal
| Answered
| 4 years ago
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To Add further, for say you have dollar and crude in your portfolio. As both generally moves in opposite direction, you have reduced unsystamatic i.e diversible risk to great extent. Unsyestamatic risk can be diversified through the combination of...
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hemchand jaichandran
| Answered
| 3 years ago
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It is the risk which can be reduced through diversification. It is company or industry specific. Sytematic risk cannot be reduced through diversification. An investor according to some theories is rewarded for bearing systematic risk.
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Answer: "What do we mean by unsystematic risk ?" deleted from your view.
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hemchand jaichandran
| Answered
| 3 years ago
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Credit appraisal preceds underwriting. Underwriting involves some commitments, usually commitment of funds. At the appraisal stage only scrutiny of financial statements,borrower's track record and confidential reports and making necessary...
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Mohit Munjal
| Answered
| 4 years ago
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Credit Appraisal role does the ground work of the goiung thorugh the financial statements, speaking to client, checking market references, checking product parameterss and preparing and recomending the proposal. Credit Underwriting is subsequent...
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Answer: "What is the difference between credit appraisal and credit underwritting" deleted from your view.
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