Create knowledge
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(rate this)
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Yes
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8
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VS |
2
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No
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Amitkumar Vaidya
| Argues in support of
"Yes"
| 2 years ago
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Yes. The life insurance in particular is busines of liabilities and it requires the continuos cash inflow which is vital point for the insurance company and the return of the investment. The company will have to choice either to increase their...
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Himai Malakar
| Argues in support of
"No"
| 3 years ago
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NO. Because as a customer i want that i should get maximum benefit. That i can get when there is a healthy competition in the market.
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Dushyant Hada
| Argues in support of
"Yes"
| 3 years ago
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Yes, why not? Every M A bring oportunity to all stakeholders. be it companies as they got synergies, reduced infrstructure cost etc or be it client as the got better services, good reach etc. Beside this its a great toll to grow inorganicaly
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Debate: "Mergers and Acquisition in Insurance company" deleted from your view.
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(rate this)
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ULIP
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18
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VS |
24
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Mutual Funds
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sandeep
| Argues in support of
"Mutual Funds"
| 3 months ago
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Dear sir U need more to know about MF B`cos there are wide range of MF available.
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Himai Malakar
| Argues in support of
| 3 years ago
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Section 80C benefit is available in all ULIP investment whereas in mutual funds Section 80C benefit is available only on investments in tax-saving funds. So if you want to save tax go for ULIP....
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SURENDRA TEWARI
| Argues in support of
"Mutual Funds"
| 2 years ago
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There is ever ending comparison between ULIPs and Mutual Funds. The reason behind is that the ULIPs are mis-sold by agents and purchased by the insured, as Investments and not as Insurance but the ULIPs are getting protection in the name of...
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Debate: "ULIP and mutual funds" deleted from your view.
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(rate this)
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Yes
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2
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VS |
2
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No
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Himai Malakar
| Argues in support of
"No"
| 3 years ago
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I think my friend here is becoming emotional by not seeing the other dark side of the coin. If one insurance company is insuring any M A then if by chance some things go wrong in the scheme then the insurance would the biggest looser in the game.
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Susanta Panda
| Argues in support of
"Yes"
| 3 years ago
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I think it is the best option for max. revenue collection. The companies can become billionaire by just ensuring one M A scheme.
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Debate: "M&A Insurance" deleted from your view.
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(rate this)
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1
Choice of doctors
2
What is the Optimum Health Insurance for an Individual?
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Jairam Gopalan Aiyer
| Added idea
"What is the Optimum Health Insurance for an Individual?"
| 3 years ago
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I would first find out , how much should I insure for and why? With Cashless schemes,locations are unnecessary to consider
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Himai Malakar
| Added idea
| 3 years ago
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I would really want to talk in my terms. If I have to go for insurance I would like to look at the place where i would be staying. It depends on the weather also as to what kind of insurance you should go for in such a city, I mean to say that whether...
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Ideate: "Evaluation of health Insurance" deleted from your view.
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(rate this)
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1
Foreign companies
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Himai Malakar
| Added idea
"Foreign companies"
| 3 years ago
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In my opinion the proposed move would help foreign companies to gain exclusive control over the savings of the people in the sector. The move was aimed at appeasing the foreign insurance companies in the country, which were incurring huge losses.
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Ideate: "FDI in Insurance sector" deleted from your view.
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(rate this)
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1
Who Will Kill all the Senior Citizens?
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Himai Malakar
| Added idea
"Who Will Kill all the Senior Citizens?"
| 3 years ago
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This is my favourite from dilberts column as it explains as to how the life insurance services can be helpful and what are the consequences when they are not applied to. And the comic sense which is being applied here is the best.
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Ideate: "Dilbert story" deleted from your view.
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(rate this)
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Term
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5
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VS |
4
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Permanent
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Shailesh Vadalkar
| Argues in support of
"Term"
| 2 years ago
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Not all life insurance policies offer the benefit of savings. Moreover whatever policies offer the benefits of savings cost associated with it is always comparitively high compared to any saving product.So it is advisable as far as possible the...
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Sonam Kapoor
| Argues in support of
"Permanent"
| 2 years ago
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Permanent life insurance policy is better because it not only gives savings account benefits but also gives life insurances of family members. In this way, we get double benefit out of that which we don't get from Term life insurance...
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vishab veer singh rana
| Argues in support of
"Term"
| 2 years ago
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here i dont want to support any one option bcoz both have their own importance in insurance industry, If we look into term plans then it provides us maximum coverage on less premium. And if look into permanent insurance then it provides option to...
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Debate: "Term vs. Permanent life insurance" deleted from your view.
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(rate this)
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As per a recent report 'Indian Insurance Industry Forecast (2007-2009)' published by RNCOS, it has been found that 'Life insurance market in India will likely reach around Rs 1683 Billion by the year 2009. Changing consumer behavior, GDP growth rate, changing socio economic demography, and natural calamities occurring from time to time will remain the key contributors in this growth.' April 2007, current FY’s first month, saw new businesses expand by 49%, whereas general insurance players witnessed 16% increase during the same month. Outstanding performance of SBI Life, ICICI Prudential, and LIC helped the Indian life insurance industry in mopping up almost Rs 2,892 crore in April this year...
Trends: "Reliance Life buys AMP Sanmar" deleted from your view.
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(rate this)
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Insurance industry mergers and acquisitions increased in 2005 to the highest level since 2001 and may foreshadow an acceleration of activity on an year-on-year basis. There are a number of factors that lead us to expect a continuing increase. The insurance industry is growing capital faster than revenues, and while revenue growth is anemic, prospective profitability appears relatively solid. Stock performance for the industry has been relatively strong as well, with each of the sectors outperforming the S P 500 from 2002 through 2005. In addition, I believe advantages of scale are increasing in the industry for a variety of reasons. To give you the reasons in short I will give you the follo...
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krissh
| Commented
| 3 years ago
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as soon as parliment approves the FDi in insurance, most of the companies controll will go to the foreign partners. Their 26% partners are waiting for the opportunity.Few CEOs of Pvt insurance cos will loose their job or they will be absorbed by...
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Trends: "Insurance industry will be hot bed for M&A deals" deleted from your view.
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(rate this)
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Susanta Panda
| Answered
| 3 years ago
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As you know, insurance is protection against risk. Individuals with lots of everday contacts or engaged in activities where they perceive liabilities - assets that would be at risk if for any reason someone chose to sue them. This is an...
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Answer: "When exactly should one have umbrella insurance? Is there any rule of thumb for how much someone should have based on..." deleted from your view.
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