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Started by : Swapna Das, Assistant Professor, Govt. college   06 24 2010 12:50:01 +0000
Industry : Radio, TV & Films
Activity:  77 views;  last activity : 01 27 2014 05:51:03 +0000


 

 

 

 

 

 

 

 

 

 

The world is going digital and it is very likely that in future most financial documents will be in a dematerialized form. But for now, several documents continue to be in paper form. Incidents of crucial documents being misplaced or lost are not common.There are some of the important documents like;

1) Insurance policies
2) Fixed deposit receipts
3) PAN card
4) Home loan documents

I am writing what to do in case of PAN card loss. What will you do in case of loss of other documents like marks cards, cheque book, Passport, Ration card etc... How to get these things back?? Are you aware of things like how to get these things back, let us create a repertoire here such that it can be useful in future...please share your views on this.......

 
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1 2 3 4 5
1 University Examinations Mark Sheet?
2 What one should do if they loose their PAN card....
3 Scan All Important Documents
4 Insurance policies
5 Passport
6 Birth Certificate
7 time capsule
8 Duplicate Certificates
9 Fixed deposit receipts
10 .
11 Cheque Books

University Examinations Mark Sheet?

idea posted by Jyoti CHETANI Freelancer, Equity Research/Analytics

Thanx Swapna, great ideat,

Can let me know to get the duplicate os lost mark sheets from universities.

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by suzzane , B.A student, Faculty Of Law Mumbai University, Mumbai  | 01 27 2014 05:51:03 +0000

the process is very cumbersome.. tho I got my papers done from idealservicesindia at ya hoo.. they were very responsive and efficient.. you can give them a try and see.. especially when you;re stuck with the formalities

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by suzzane , B.A student, Faculty Of Law Mumbai University, Mumbai  | 01 27 2014 05:46:36 +0000

The process is very cumbersome.. i had lost my marksheets and didnt even have a copy. It was very tough to get a copy from the university, eventually ideal services india got it done for me

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by suzzane , B.A student, Faculty Of Law Mumbai University, Mumbai  | 01 27 2014 05:46:12 +0000

The process is very cumbersome.. i had lost my marksheets and didnt even have a copy. It was very tough to get a copy from the university, eventually idealservicesindia got it done for me

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What one should do if they loose their PAN card....

idea posted by Swapna Das Assistant Professor, Govt. college

In addition to being a pre-requisite for filing your tax returns and conducting several financial transactions, it also serves as one of the key identification documents. The process to replace a lost PAN Card, however, is not taxing. NSDL and UTI Technology Services are the two agencies authorised to issue a PAN Card.

For the purpose, you can download the new PAN/change request/correction form from the respective websites. The same can also be obtained from the designated PAN application centres.

The completed form, along with the documents specified and your photograph of the dimensions prescribed, have to be submitted at the PAN application centres, along with the requisite fee.

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by NATTERAJA R. ARIKRISHNAN, GM-Projects, Bentec Electricals & Electronics Pvt. Ltd  | 06 26 2010 19:50:36 +0000

Thanks Ms.Swapna Das for the important message and issue related raised in this forum which will be very useful for all.

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by Rathin Deb, Advisor and retail consultant, currently as Branch Manager, Tower Infotech Ltd  | 06 24 2010 13:57:59 +0000

Thanks Swapna for raising such an important subject & which will get more & more important in times to come.

I think in future all ther duplicates of lost originals will be available only after investigation. The UID Card will help the cause.

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Scan All Important Documents

idea posted by CHINTAN Security/ Equity Research Analyst, chintaninc

What I have done with my passport pan card driving license is that I scan them and attached them in my email. So whenever I lost my document I easily have my duplicate document handy and I find it useful. Hope this info will make ur life easy

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by Kaushik Ghosh, CM  | 06 25 2010 07:52:33 +0000

Also scan some attested Xerox copies with these for authentication.

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by Sudeep Tarafdar, Senior Consultant, IBM  | 06 25 2010 06:25:56 +0000

excelellent ideate Swapna....really good one, people infact struggle getting these things in order when they loose such important documents, and all the ideas given by others is also really great...and Mr. Chintan yours idea is something handful and a smart idea infact storing the photocopy in your email and we can easily get them back with the data available at hand in our email id.

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Insurance policies

idea posted by Niranjan Meena Actuary Manager, LIC

To obtain a duplicate copy of the insurance contract, you need to intimate your insurance agent or the life insurer’s call centre. You will be required to submit an indemnity bond on a stamp paper (the stamp duty will depend on the state you reside in). The same can be either handed over to your agent or couriered to the insurance company.

If the policy document is partially damaged due to fire or flood, you may be required to produce the remnants of the policy document as evidence, while applying for a duplicate policy. Once the requisite documents are submitted, the insurance company should ideally take around seven days to issue a duplicate policy.

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Passport

idea posted by Vipin Bhasin National Head, Hamari Property

Passport is a legal document. If we lost our passport then first of all we have to file F.I.R. in nearest police station. Because it will be used to apply a new passport with old number. Because no fresh number will be allotted by authority to same person with same date of birth. We have to fill a form for issuing new copy of passport with all documents, fees required & photocopy of old passport (if available) with copy of F.I.R. to concern authority. Whereas no police verification required at the second time...

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by Rajagopalan Krishnamoorthy, B.A student  | 07 02 2010 16:31:40 +0000

Hello Swapna, Any document person should preserve it very carefully. In case the document is lost approach the concern authorities and submit necessary application along with their formalities. They will verify your record and issue a Duplicate certificate.

K Rajagopalan.  

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Birth Certificate

idea posted by Dr Ali Ahmad Independent Health Care Consultant, Hospital Management Consultant

Thanks for the referral Jyoti, Swapna

Birth Certificate is another important document, there are many hassles in getting it the first time, because some times the name/address or any other thing has not been properly written and people run from pillar to post to get it done right. In case an important as important as this is lost, the whole procedure of application has to be followed. This can be a tedious work especially  if the person is born in one city and has shifted to another.

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time capsule

idea posted by Mohammad Bakhsh Consultant(Civil), Rail Vikas Nigam Limited

The idea has been sought how to obtain duplicate copy of lost original document. In my view to meet with future eventuality,the xerox copies of original should be saved for future records.If this not done,the concerned department may be approached for duplicate copy in case original document is lost, as every thing is digital nowa days.

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Duplicate Certificates

idea posted by Suryanarayan Murthy Project Finance Advisor, Credit Line

Normally a polce compliant (FIR) and an affidavit sworn in the presence of a First Class Magistrate is required for obtaining duplicate certificates from any university. To avoid this cumbersome procedure Universities are giving date of birth certificate as "An exctract of the University Records" In case of Degree Certificates also they give an extract certfying that you passed your degree in such and such a year with th optional subjects chosen (they also state that it is not the practice of the University to give duplicate certificates). For all these things Hall Ticket number and year of passing the examination are a must 

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Fixed deposit receipts

idea posted by Sonali Sarkar Trading Advisor, American Express

The bank with which the fixed deposit is being maintained has to be informed, preferably in writing, about the loss of the receipts. The letter should explain in detail the circumstances in which the receipts were misplaced. In case of joint depositors, the letter has to be signed by all of them.

Next, the account holder is required to furnish an indemnity bond, against which, a duplicate deposit receipt will be issued by the bank. The stamp duty as prevalent in the state you reside in will be applicable to the transaction.

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idea posted by V. Srinivas Freelancer, Information Technology
for the pan card, apply for a new one. state the old number and the new card will be issued with the old number.
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Cheque Books

idea posted by Vipin Bhasin National Head, Hamari Property

Be sure, to make stop payment of lost Cheques & apply for new cheque book in bank through written application, Online or through ATM.

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