| Topic : Trends In Banking |
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Banking & Insurance Professionals |
Investment Hub |
Equity Derivatives Trading |
4 more ...
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Activity:
102 views;
last activity : 07 06 2010 20:18:09 +0000
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High performance
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concentration in rural areas.
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WTO and Biletaral aggrements by India.
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opportunities for indian banks
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In this year, banks will ensure system stability and protection of consumer interests, leaving managements free to drive far-reaching changes. Changes in regulations and bank capabilities will reduce intermediation costs leading to increased growth, innovation and productivity. Banking will become a driver of GDP growth and employment will increase. |
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Financial inclusion, technological up gradation( mainly for PSBs), growing rural markets will increase credit-deposit ratio and hence money supply will increase to sustain the asset prices. Cost of fund must be kept low through proper synchronization of short term financing and short term funding which will also reduce asset- liability mismatch. Hot money should be employed. Access to foreign markets can be another opportunity for strong domestic banks
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Indian banks or not concentrating in rural areas even though their main agenda is rural. the banking habits and services what we are getting in urban cities is not the same in rural areas and the rural people niether seen nor even tasted that. Many policies are framed by govt and banks to serve the rural people but they reamined to books only. lack of infrastructure and devloping strong community channels are becoming big headache for banks to implement the policies. it will be very strange to heard many of you know this or not most banks in india are not willing to implement even the subsidised loan schemes framed by govt of india to strengthen the rural credit also becuase of only one reason security creation and marketability is very big problem for them. hence government and banks once again has to review and reframe all their policies so that rural credit may be strengthen which will create many opporutnities in the economy. |
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Political Developments in ASIA and opening of trade by Burma, Bangaladesh, Srilanka and other asian countries will open the panderos box for indian banks as they are well developed and managed by high skilled personnels and policies.
i have written a note on immerging business opportunities in banks will explain more in detail.
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white color (i.e schedule bank) must compete with other (private sector banks) . energetic competition is the main opportunity for the indian banks. secondly customer care |
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- Create a confidential Career Profile and Resume/C.V. online
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Will Banks really cut jobs or not? |
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5 arguments,
254 views
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The Banking sector has woken up to the potential in the rural sector. More and more specialized... |
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1 referals
21 arguments,
1303 views
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When it comes to importing, an international trade entrepreneur seeks to derive significant... |
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1 referals
2 votes,
380 views
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Mobile money transactions have failed to gain customers confidence is what I have read. But is it because people are not aware. If I use something which is good I will surely recomend it to someone but when I just do not know enough about the... |
What happened with you is not the case everywhere and always. It is bad at the part of Bankers there. It should not take that much of time. This is unacceptable.. |
Mr. Srinivas has explained the whole thing very precisely. To bring inflation under control there are still many things to be done. But perhaps it is not possible for them to do all this. |