| Topic : 10 ways to use your credit card right! |
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Activity:
74 views;
last activity : 12 08 2010 06:12:04 +0000
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Keeping a close eye on the billing date
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Reduce the Credit Limit
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Use the card Wisely and Pay debt on Time without delay and Dont lost the Credit Cards
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try to use one or two card to ensure unwanted mess because of delay in payment and other charges
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I just use one credit card and use whenever it is really necessary if not ill just use my debit card for most of the things. And while maintaining one or multiple credit cards, keeping track of the billing date of your credit cards can really maximise your interest free credit period. Do stop spending on the card which is very close to billing date and spend on the card that has still some way to go for the billing date. |
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Right option to avoid late payment charges & penalty imposed for that.
Very well said Irani Keeping a close eye on the statement generation date is very much important if you want to utilize the cash generated by using your card. Moreover paying ur dues in time is also equally important this is how u get ur credit limit increased from time to time.
CIBIL is an organisation which works on our credit eligibility when we apply for loans and I know someone who is now settled in the U.K. He was a very poor guy he got his first CREDIT CARD with a limit barely 12000/- But he was so accurate on his payments and date calculations that when he was moving to U.K. he had no problems at all. I know all this coz I only did all the paper work including his VISA application.
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People with many cards, should reduce the credit limits by calling the respective banks. Prevents over spending by the card holder or by theives.
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we have to be wise using the credit card. If we are rich person is not a problem. even we have hundred or thousand credit card. because we have Billion dollar in the bank. I think having one card or two is reasonable. And we have financial program about pay the debt on time without delay.Not hungry for shopping and using this card. Use the card wisely. for emergency things. Not using for consumption. and the important thing is saving and saving. If we have a plan and work, we get the benefits later |
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try to use one or two card to ensure unwanted mess because of delay in payment and other charges
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Its easy to remember the billing date and payment date of one or two cards so pls try to use minimum no of card. |
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