| Topic : Innovation in the consumer credit proposition |
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Posted in Community :
Equity and equity-linked products
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Activity:
22 views;
last activity : 07 06 2010 20:18:09 +0000
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1
Track record
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Length of credit history
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Type of Credit
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Bankruptcy
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I feel track record has the most significant impact on your score is whether you have paid past
accounts on or before the date the payment was
due.
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No supporting Arguments for this idea
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Well to determine your credit score the length of your credit history is important as it can act as a base to rate your credit. The longer a customer has (had) credit with the same financial institution, higher the rating will be. |
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No supporting Arguments for this idea
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Length and track record of your credit do matter but the type of credit you have also determines your credit score, if a
customer has a mix of revolving credit, installment credit, credit
card, car loan will have an higher rating.
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No supporting Arguments for this idea
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Bankruptcy is a very derogatory mark which will cause your credit rating to fall and it can stay in your credit history for a longer period.
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No supporting Arguments for this idea
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