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This question is for the bankers and persons dealing with the Banks in their official capacity. When you hand over the Business Plan to the banker, seeking Term Loan and Working Capital finance, what...
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Ajay Monga
| Answered
| 1 year ago
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mainly three ratio 01. DSCR 02. Debt equtiy 03. Currrent ratio
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indrajit das
| Answered
| 1 year ago
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1. NP ratio 2. Debt service coverage ratio 3 interest coverage ratio
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Anita Sawant
| Answered
| 1 year ago
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Well.... for me the most important will be : 1. Operational Ratios 2. CSR 3. SLR
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Answer: "What are the 3 ratios a Banker first looks into ?" deleted from your view.
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Yes
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15
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No
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Akhilesh Muthyam Parki
| Argues in support of
"No"
| 2 years ago
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No ways because the whole present infrastructure is using oil some where or the other .So according to me if there is a new innovation which can overcome the need of oil .We cannot have a oil less economy.
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indrajit das
| Argues in support of
| 2 years ago
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I agree with you . The oil dependance is part of a greater politics by USA. More over these oil producing countries will not try tol loose their superiority on this account . They are already enjoying the luxuries of Oil money.
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C Patil
| Argues in support of
"No"
| 2 years ago
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Oil is linked with lot of world economy. The rising price is due to appericaition in dollar index. Oil contracts are highly hedge. Switching to alternate source is likely. With big economies of world involved it wont be easy.
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Debate: "Can we have oil - less economy?" deleted from your view.
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(rate this)
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Yes, USD will weeken in next 12 months
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3
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No, it will regain its strength very soon
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JAGADEESAN S
| Argues in support of
"No, it will regain its strength very soon"
| 1 year ago
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USA Captured almost all oil punkers expect only Saudi Arab.
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indrajit das
| Argues in support of
"Yes, USD will weeken in next 12 months"
| 2 years ago
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Hi Brij - The growth trends of the emerging economies like China and India may pull down the USD rates. How ever there is a point to ponder. China is blamed for artificially regulating it's exchange against USD.
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Deepa Gawade
| Argues in support of
"Yes, USD will weeken in next 12 months"
| 2 years ago
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Hi Brij, I agree with you. There are chances for the USD to weaken in the Indian market because the Indian economy seems to have an increasing GDP every quarter, this show that we are growing rapidly which means the value of our currency is also...
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Debate: "Do you think that USD can weeken to Rs. 40 in next twelve months?" deleted from your view.
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1
Govts. Involvement
2
Have Common Norms and Standards across the Globe
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Surendra Vyas
| Added idea
"E-waste in indis"
| 2 years ago
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India is finally set to have a law which can tackle head on the mounting problem of electronic waste dumped in the country. "The provisions of the new law could be such as could effectively monitor the trade in electronic waste and reduce...
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ATMA RAM CHAVALI
| Supported idea
"Govts. Involvement"
| 2 years ago
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Yes,I agree with Sumitra. The developing countries should form more stringent polices and implement them strictly in e-waste management. The H/W manufacturers should made part and participle of e-waste management. At the same an internation...
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indrajit das
| Supported idea
"Govts. Involvement"
| 2 years ago
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I agree with Mr. sujith's view . I think govt. and NGOs should make more direct communication to the masses ( Not only the Urban educated) . It can be done through the Celebrities as was done for vaccination programmes. Thanks
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Ideate: "How can we stop the developed countries from dumping E-waste in other countries?" deleted from your view.
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(rate this)
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Lack of Awareness
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High Transaction Costs
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Shashi Kumar U
| Added idea
"products do not suit such market."
| 1 year ago
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Many of the so called financial products are urban oriented or rather a copy of the western world. Financial products should made in auch a way that they suit the rural population. They should easy to understand and yield required results correctly.
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indrajit das
| Supported idea
"Scale of investment is low"
| 2 years ago
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I agree with Archana. Could somebody point out the disposable income of Average Indian in rural sector ?
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Ideate: "What are the issues regarding distribution of financial products in rural markets?" deleted from your view.
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