| Topic : Credit risk management in banks |
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Credit Risk Management
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Source : http://in.answers.yahoo.com
Activity:
1 comments
1116 views
last activity : 07 06 2010 20:18:04 +0000
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The issues related to Credit Risk are addressed in the Policies stated below;
1)Loan Policy.
2)Credit Monitoring Policy.
3)Real Estate Policy.
4)Credit Risk Management Policy.
5)Collateral Risk Management Policy.
6)Recovery Policy.
7)Treasury Policy.
Bank carried out a comprehensive Self-Assessment exercise spanning all the risk areas and evolved a road map to move towards implementation of Basel II as per RBI’s directions. The program in implementation of Risk Management, Organizational Structure, Risk measures, risk data compilation and reporting etc. is as per this laid down road map.
The Polices framed and procedures / practices adopted are benchmarked to the best in the industry on a continuous basis and the Bank has a clear intent to reach an advanced level of sophistication in management of risks in the coming year.
The ever-improving risk management practices in the Bank will result in Bank emerging stronger, which in turn would confer competitive advantage in the Market.
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