| Topic : International trade finance and Bank Guarantees |
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last activity : 12 13 2011 04:45:58 +0000
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People are talking about the downfall of Micro Finance Programmes. A few of them blame SHGs for the fate. In my experience, I would say it is not the fault of SHGs per se. The fault lies in the way, the SHGs are groomed and focused. The grooming should focus more on gradual increase of savings, profitable investments of larger credit and application of loan absorption capacity of the borrowing members. Micro finance will work as long as it adopts the same principles and when it is local centered and locally managed. What we need is professional approach in SHGs. It should not be replaced with large scale MFIs. It is too danger to retract when it goes wrong.
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Suryanarayan Murthy, Asst Vice President (Corporate Finance), A Hydro Power Project
| 12 13 2011 04:45:58 +0000
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