There are individual health insurance and health insurance floater plans available in market. A person should buy family floater plan, as all family members get coverage under this plan. Apollo Munich’s Easy Health—family plan is believed to be the best-in-class plan. It comes in three variants—Standard, Exclusive and Premium.
Many people have become health conscious due to change in their lifestyle. Few of them prefer to go for walk. Few of them go to gym and other believe in health exercises, but health issues cannot be avoided. They come into life without any intimation. It has been observed that when a person meets any sudden mishap, there are financial problem faced by a family and at this moment of life, a person is left with no other option other than borrowing money or selling household assets. Therefore, it is necessary for an individual to be prepared for it both mentally and financially.
There are individual health insurance and health insurance floater plans available in market. You can choose the one as per your needs and budget. It is advisable to go for Health Insurance Floater plans; as such plans offer coverage to all family members, which can include, an insured, spouse, dependent parents and dependent children. These plans are believed to be affordable as all members of family get coverage under a single plan. This plan offers coverage to hospitalization expenses, pre-and post-hospitalization expenses, day-care procedures, domiciliary treatment, etc. In addition, few health insurance floater plans offer additional coverage to critical illness. One such plan is Apollo Munich’s Easy Health—Family Health Insurance plan. This plan is available in three variants—Standard, Exclusive and Premium.
Easy Health—Family plan offers coverage to eight critical illnesses, which includes Cancer, Kidney Failure, Stroke, Paralysis, Major Organ Transplantation, Sclerosis, First Heart Attack and coronary Artery Surgery.
The unique feature of the plan is that it comes with lifelong renewal facility, using which benefits of the plan can be enjoyed for the entire life. The plan is believed to be a complete medical insurance plan as it offers coverage to both preventive and curative health needs.