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John D Nevin Manager - Finance & Administration,StreetEdge Investments
 
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Yes 
26
VS
51
 No
linda  |  Argues in support of  "Yes"  |  1 year ago
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John D Nevin  |  Argues in support of  |  2 years ago
Its really good to see that the finance minister presented a growth oriented budget with emphasis on all sectors keeping in view the long term vision of making India a fastest growing economy and one of the major economic powerhouses in the world.
Sonam Kapoor  |  Argues in support of  "No"  |  2 years ago
No, I mean this year's Budget 2010 India is not a Common man's budget and also it has not covered all the areas. And infact it has added fuel to the flame for the already increasing fuel price and now one needs to shell out 2 Rs more for fuel,...
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Debate: "Are you pleased with Pranab Mukherjee's India Budget 2010?" deleted from your view.
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(rate this)
Yes 
21
VS
12
 No
Vipin Bhasin  |  Argues in support of  "No"  |  1 year ago
It is not true that Indians banks are more financially robust than big foreign banks. Rashmi In recession Indian banks are less effected not due to more financially robust but due to credit risk policy. In India to get loan is not easy even for...
John D Nevin  |  Argues in support of  "Yes"  |  2 years ago
Yes, Indian banks are financially sound unlike their counterparts across the globe.
Rashmi Patil  |  Argues in support of  "Yes"  |  2 years ago
Last year, when the whole world was struggling because of this recession, Indian banks were one of the least effected sectors. They not only could come out of the recession very fast, but also could cover up all the losses incurred very easily....
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Debate: "Are Indian banks ‘financially robust'?" deleted from your view.
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(rate this)
Yes 
10
VS
4
 No
KETKI VAIRAGARE  |  Argues in support of  "No"  |  2 years ago
no, this is not a right move because there are millions of illiterate people who may be penalised with this move.instead the govt. should find ways to curb corruption and punish and penalise those offering as well as accepting bribe. it should...
ASOKE KUSARI  |  Argues in support of  "Yes"  |  2 years ago
Yes ... conditions apply. Wide publicity should be given to this new rule. I.T. Deptt should arrange to issue PAN cards to all eligible and should open facility counters for issue of cards.   -------------   Just few minutes .. I was visiting...
John D Nevin  |  Argues in support of  "Yes"  |  2 years ago
Its a right move by the Government of India. Hope it will bring in more transparency in the Taxation process.
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Debate: "More tax cuts for those without permanent account number: Is this a right decision?" deleted from your view.
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(rate this)
Yes 
59
VS
28
 No
Jayant Vishnu  |  Argues in support of  "Yes"  |  2 years ago
Ghalib interesting argument, I completely agree with you. Job hopping continues because it is the human nature. What you said is true, man gets satisfies only when his life is ended. 
John D Nevin  |  Argues in support of  |  2 years ago
People who stay longer in a particular job in a concern giving their best at every task that they do, being loyal and trustworthy are the people who reach the highest level of excellence in the corporate ladder. People who change jobs frequently can't...
Sonam Kapoor  |  Argues in support of  "Yes"  |  2 years ago
I think yes, job hopping helps as it helps you learn diverse skills and know more about your industry. One may not be able to gain diverse experience if they stick to one job for way too long. But it's important to consider factors like growth...
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Debate: "In Corporate world, is constant job hopping the new mantra for success?" deleted from your view.
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(rate this)
Yes 
8
VS
4
 No
Hally Vishwanath  |  Argues in support of  "Yes"  |  3 months ago
Prepaying a loan is always good as the debt is off faster,however one needs to see if there are charges for prepayment also HL is a tax benefit factor attached to it too
John D Nevin  |  Argues in support of  |  2 years ago
The prepayment of a home loan or any other loans is highly advisable since you save on interest on the loan. Also, one should consider the prepayment penalty charges of the concerned lender before making a decision to prepay.
Deepak Agrawal  |  Argues in support of  "No"  |  2 years ago
Prepaid of home loan depends upon several factors like- Loan tenure Your exposure amount EMI Paid Surplus Availability of cash Your risk appetite Market rate of interest and prepayment charges etc. You have to consider all these factors before...
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Debate: "Is prepaying your home loan a good tactic?" deleted from your view.
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(rate this)
1 Good past credit repayment history and future repayment capacity
2 Location and Earnings
Vipin Bhasin  |  Added idea  "Location and Earnings"  |  2 months ago
For home loan there are two major things are considered by banks or NBFCs : - Location of property and Earnings of applicant. Every financial institution(bank or NBFC) has different criteria for considering the location(Area of property). Earning...
John D Nevin  |  Added idea  |  2 years ago
The home loan eligibility of a person is increased if he has a good credit repayment history in the past and has a good future repayment capacity in hand.
 
 
Ideate: "How to increase one's Home Loan eligibility??" deleted from your view.
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(rate this)
Yes 
17
VS
3
 No
John D Nevin  |  Argues in support of  "No"  |  2 years ago
I believe that the banks should provide the benefit of the lower interest rates arising out of the rate cuts to all customers both old and new. Its not fair on the banks part to charge a higher rate of interest for old customers and lower...
shome suvra chakraborty  |  Argues in support of  "Yes"  |  2 years ago
Home loan demands depends more on price discounts offered by the developers rather than on reduction of interest rate on home loans. So depending on demands, bank can increase or decrease home loans irrespective of previous loans. With the...
Ekta Dutta  |  Argues in support of  "Yes"  |  2 years ago
In my opinion, for the Bankers, only the incremental cost of fund has softened. For this they could charge lower rates to new customers but old customers has to pay more as old funds were raised at a higher cost.
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Debate: "Is it a right thing done by Banks saying no to uniform home loan rate cut?" deleted from your view.
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(rate this)
Everytime the budget is given by finance minister and everytime people have expectations from the budget. So what are your expectations from budget this time.
John D Nevin  |  Answered  |  2 years ago
A growth oriented budget with increased emphasis on health care, infrastructure development and foriegn direct investment(FDI).
malladi madhukumar  |  Answered  |  2 years ago
More allocation for urban and rural health, Vocational training,Maintainance of cultural heritages.
 
 
Answer: "What are your expectations from finance budget 2010-2011?" deleted from your view.
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(rate this)
Yes 
8
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17
 No
Govindu Ravikumar  |  Argues in support of  "No"  |  2 years ago
as US printing additional money, gold will still hold the high value.
John D Nevin  |  Argues in support of  |  2 years ago
Its not the right time to sell gold and instead the right time to buy gold. One can benefit from the upside of gold prices by  obtaining physical gold from the gold market or by investing in Gold Exchange Traded Funds(ETFs). Gold can provide good...
Nitin M Aras  |  Argues in support of  "No"  |  2 years ago
I agree with Jyoti...we need to wait for at least 3 months, before annual report of the companies...which will decide the right path of thinking about gold prices. In y opinion it will raise and touch to 20000 level.
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Debate: "Is this the right time to sell gold?" deleted from your view.
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(rate this)
Yes 
2
VS
6
 No
John D Nevin  |  Argues in support of  "No"  |  2 years ago
I don't think the worst for the US economy is over. This is because of the fact that 85,000 jobs were lost in December 2009 according to the latest unemployment data. Also, demand and credit growth hasn't started picking up in the economy....
Jyoti Rath  |  Argues in support of  "Yes"  |  3 years ago
Yes definitely if there is no manipulation of the stocks in the market then there are chances for market to grow.
Japan Shah  |  Argues in support of  "No"  |  3 years ago
No i do not think so, as there are many thing in the US economy which have still not happened. the effect is partial.
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Debate: "US stocks" deleted from your view.
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