Create knowledge
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(rate this)
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1
State Bank of India
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All are same
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Ajay Tiwari
| Added idea
"RupeeTalk.com"
| 7 months ago
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One should be check www.rupeetalk.com here you read reviews of all Indian Banks
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Kundan Jyoti
| Supported idea
| 1 year ago
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Its SBI all the way. all other banks can compee among themselves only. Recent rewards and recognition from different govt., industry, press and trade bodies only reiterate this statement.
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Suryanarayan Murthy
| Supported idea
"State Bank of India"
| 1 year ago
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On any given day SBI is the best. They support you and guide you. They make an objective assessment of the requirements and help a company. Sometimes they go out of the way to help to keep the business running. My vote even in my sleep is for SBI.
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Ideate: "Which bank provides the best banking services in India?" deleted from your view.
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(rate this)
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1
Customer Relation
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Man-power Planning
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ATMA RAM CHAVALI
| Supported idea
"Talent Management"
| 1 year ago
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yes, i fully agree with Ekta Dutta. Apart from this Banks should also think of paying salaries based on performances and it should be left to individual banks rather settlements at industry level to retain the talented lot
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Kundan Jyoti
| Supported idea
| 1 year ago
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Yes in todays fast changing world its the largest challenge for public sector banks to train, retrain and motivate their highly demotivated man powr.
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Ideate: "Top 10 challenges for public sector banks in India - Do you know?? " deleted from your view.
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(rate this)
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Its really hard to see how this year Union budget 2010 spans out but then if we take a close look at the 2009 budget highlights , then we can draw some conclusions like how budget 2010 will come out. Most probable 2010 budget highlights: 1. 2% point excise hike expected in budget. 2. Traders hoping a feed on STT status. 3. Tax benefits should not be withdrawn: MF industry. 4. Budget 2010-11 may skip Corporate tax cut. 5. Budget 2010-11 to boost SME IT sector. And lets look back at the 2009 budget highlights. 2009 budget highlights: • Budget spells out the target for the UPA: To bring back the 9% growth • Commodities Transaction Tax (CTT) to be scrapped • 10% surcharge on personal Income ta...
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Kundan Jyoti
| Commented
| 2 years ago
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Probable highlights of Budget 2010 01. Impetus to agriculture. 02. Concessions on agricultural loans. 03. Some incentive in income tax on housing loan repayment. 04. Ceiling for concession on Interest on housing loan may be enhanced.
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Insight: "Most probable 2010 budget highlights" deleted from your view.
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(rate this)
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It is necessary
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Yes, it happens
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Niranjan K Joshi
| Supported idea
"It is necessary"
| 2 years ago
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It is necessary to have Technical persons in the HR, but this also needs to be done with a different approach. Engineers (having good communication skills people approach) from the Manufacturing functions within the Organization should be picked...
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Kundan Jyoti
| Supported idea
| 2 years ago
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Yes I agree with the comment that Engineers are preferred in HR
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Basab Ghosh
| Supported idea
"It is necessary"
| 2 years ago
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For any business, HR needs to have a through knowledge about the business process and the profiles of people required to run it. It then follows that for manufacturing, engineering, construction etc. companies, the preferred HR personnel should...
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Ideate: "Are Engineers preferred in core HR & OD role in the manufacturing industry? And how non Engineers can face this challenge?" deleted from your view.
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(rate this)
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How does a retail bank innovate? Traditional innovation literature would suggest that organizations innovate by getting new and/or improved products to market. However, in a service, the product is the process. Thus, innovation in banking lies more in process and organizational changes than in new product development in a traditional sense. This paper reviews a multi-year research effort on innovation and efficiency in retail banking, and discusses both the means by which innovation occurs along with the factors that make one institution better than another in innovation. Implications of these results to the study of the broader service sector will be drawn as well. Innovation in banking is...
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Kundan Jyoti
| Commented
| 2 years ago
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Retaining customers is a critical key for ICICI to improve the numbers this year and time is running out fast. Retaining and deepening customer relationships in these difficult economic times for growth is very crucial for them
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Shan Gehlot
| Commented
| 3 years ago
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I think one should use more technology or integrate more IT into the banking business during a suituation like this, where banks today are really at a crossroads. And management is faced with increasing pressure from shareholders to determine...
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Venkatesh Iyer
| Commented
| 4 years ago
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Nice article. It really touches core of the issue and is very insightful. I agree with you that breaking down the wall between sales and customer service will improve customer experience. Another interesting question to consider is if this will...
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Insight: "Innovating Customer Service: Retail Banking’s New Frontier" deleted from your view.
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(rate this)
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Domestic
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9
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1
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Global
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Azhar Kazmi
| Argues in support of
"Domestic"
| 2 years ago
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ICICI Bank's top management should first realize that the most significant thing in a relationship with a bank is mutual trust. And this bank has done nothing since its inception to create trust among its customers. OK it might be doing fine on...
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Kundan Jyoti
| Argues in support of
| 2 years ago
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I personally feel that ICICI shud first improve their present inhouse structure than going on for any acquisition, be it domestic or global. Still a lot needs to be done on customer service front.
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Vishal Goel
| Argues in support of
"Domestic"
| 2 years ago
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Sorry ICICI, but you people are not even capable of matching domestic demands or maintain a proper CRM with present customers. Wht you people will do in Global mrk. There are 'N' no. of customer complaints which i come across regarding Credit...
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Debate: "ICICI bank prefers domestic buyout over Global acquisitions " deleted from your view.
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(rate this)
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Customers will accept it
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7
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3
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Customers will resist it
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ASOKE KUSARI
| Argues in support of
"Customers will accept it"
| 2 years ago
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Most likely, Customers may agree as after 1st Apl'10 interest on Savings A/c will start 2be calculated on daily rest and they might gain. Even deposit for one day may fetch them interest which was not happening so long. Interestingly, Savings...
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Kundan Jyoti
| Argues in support of
| 2 years ago
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Yes customers will definitely accept it, as the primary motive and driver for deposit in Savings Bank is not interest but safety and liquidity.
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RAMANATHA PRABHU N
| Argues in support of
"Customers will accept it"
| 2 years ago
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Customers of the banking industry normally do not mind what is the interest rate on savings bank account, their intention is that they need safer place to keep their money to use it conviniently for their requirements. Customers have got several...
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Debate: "Bankers demand 3.0% on SB A/c- will customers accept this?" deleted from your view.
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