Create knowledge
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(rate this)
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Insurance should be sold as Insurance only and not as Investment
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Too much charges on customer..
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Mathew Cherian
| Added idea
"Premiums to sum assured is analomos"
| 1 year ago
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Suppose if the sum assured is 100000 and the insurance company feels they have 80% chance of pocketing 100000 without needing to pay and 20% chance of pocketng 50000 before risk ensues, then they will price it at 90000 for the life of the...
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HEMANT VERMA
| Added idea
"@KUSHAL "
| 2 years ago
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HE HAD EXPLAINED EVERY THING IN SIMPLE WORDS.
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Kaushal
| Supported idea
"Insurance should be sold as Insurance only and not as Investment"
| 2 years ago
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Agree with this. Insurance is the only structured product available today which covers following financial planning 1) Risk Management : Risk against uncertainty like Death, Accident, Sickness 2) Estate Planning : inbuild facility of assignment...
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Ideate: "Why people don't opt for insurance ?" deleted from your view.
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(rate this)
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How Forcasting helps in this global turmoil? How Financial Service Company is predicting future? Is there any model they are following?
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Jyoti Rath
| Answered
| 3 years ago
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Dear kaushal follow the below things to improve the forecasting: The most accurate way of dealing with these uncertainties is to use “Monte Carlo” modelling techniques . Quantitative modelling techniques that can be incorporated into spreadsheet...
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Manav B
| Answered
| 3 years ago
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Role models and financial risk models are available for banking and insurance industry. In current scenario risk mitigation models should be applied.Any good book on Corporate Finance and Risk Management contains such models.It is very detailed...
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Answer: "How Forcasting (In Financial Services) Helps in current Uncertain Time?" deleted from your view.
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(rate this)
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The Global Meltdown has shaken the World and India is not out of this game. I wish to know How Indian Financial Services forcasting their Business in coming days. Forcasting in Good Time is relativel...
Answer: "What is the Effect of Global Meltdown on the Forecasting Practise of Financial Service." deleted from your view.
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(rate this)
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Make the presentation relevant.
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sell solutions !
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Awadhesh Tiwari
| Supported idea
"Make the presentation relevant."
| 2 years ago
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Sales Presentation should cover entire product range, market demand for each product, and stretegy of promotion of product, because every day market demands keep on changing your planning and stretegy will change and this will give a new...
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Kaushal
| Supported idea
| 3 years ago
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Agree with Sajith. Today when sales person meets a customer most of the time, sales person is selling his needs. For e.g When Insurance sales person is selling insurance product and pitching premium of Rs 50,000 my first question is why Rs 50,000 -...
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sajith marakar
| Supported idea
"Make the presentation relevant."
| 3 years ago
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I think, in the case of one to one sales meetings , it is better to use PPTs as a support tool to pass product information. The sales man can have a discussion with the customer to match his products features with the requirements of the...
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Ideate: "Powerful Sales Presentation- How?" deleted from your view.
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(rate this)
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Differnt Use with Diffrent Industries.
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Keep Track on our client every single need
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Satya Prakash Choudhary
| Added idea
"Meeting exceeding expectations."
| 2 years ago
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CRM Tool helps in plenty of ways, some of them are being listed here : 1) Sales professionals not only to achieve the target but also maintain short and long term existing and futher relationship with the customer. 2) Storing, extracting...
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Kaushal
| Supported idea
| 3 years ago
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I Agree with This. I used to work with a broking company where they were using CRM as one of the very effective mechanism to improve productivity. CRM Captures every detail of the customer including at what time one should call customer. CRM helps us...
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Ideate: "In what way CRM Tool can help Sales Professionals ?" deleted from your view.
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(rate this)
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Yes
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6
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5
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No
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SHRIKANT MANOHAR DANKE
| Argues in support of
"Yes"
| 1 year ago
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May be, as I am not expert from finance sector. Thanks for referral, Danish.
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Kaushal
| Argues in support of
"No"
| 3 years ago
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I dont think CRR cut will anyway help Indian Corporate Sector. It only helps if money is available at 3 to 4% a year.
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Danish khan
| Argues in support of
"Yes"
| 1 year ago
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yes it will lead to the decrease in cost of funds of the commercial banks which in turn will reduce base rate which is benchmark for lending. when interest rate decreases the intrinsic value of financial securities increases which will lead to...
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Debate: "Will the CRR cut ease the market? " deleted from your view.
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(rate this)
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Yes
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5
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20
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No
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DEEPIKA KALIA
| Argues in support of
"No"
| 1 year ago
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SHORT SELLING IS DONE BY THAT INVESTOR WHO HAS KNOWLEDGE ABOUT THE MARKET AND HIS DECISION IS NOT BASED ON MERE SPECULATION
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Kaushal
| Argues in support of
| 3 years ago
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No No and No. Dont try to control the sentiments. If you do it even, it will make thing worse. If someone blames Short Selling for Crisis in Sensex then why such steps are not taken when sensex was soring to 21000 level? At that time even government...
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puja priya
| Argues in support of
"No"
| 3 years ago
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Government should not banned the short selling because these days we have seen that many of our small investers invest their money in market.They are taking interest in market , if government ban then they will fear from investing their money and...
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Debate: "Should short-selling be banned?" deleted from your view.
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(rate this)
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Yes
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19
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14
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No
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Jyoti Rath
| Argues in support of
"Yes"
| 2 years ago
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When the question of investment in share market arises, there is no right or wrong time. Nobody can predict what is going to happen next.Just a few days ago we recovered from economic downturn but are not sure how the future will be. Many good...
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Kaushal
| Argues in support of
| 3 years ago
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I would like to write one statement of Warren Buffet. "When Everyone is Greedy, you should be fearful and when everyone is Fearful you should be Greedy"
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sandesh saboo
| Argues in support of
"No"
| 2 years ago
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every day is a opportunity to buy and sell if you are stock specific. i agree to the view my view is there would be certain stocks which would be good pick on every day and there would be some stocks which could be dumped every day. most of the...
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Debate: "Is this the right time to invest in the market." deleted from your view.
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(rate this)
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Yes
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16
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7
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No
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Kaushal
| Argues in support of
"No"
| 3 years ago
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Decoupling of Economy and having a truly independent country is a dream come true for Asia but it wont happen ever. We are in the era where business requires expansion beyond boundries and we cant say that Asia will shine unless there is a...
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SR Sham Sunder
| Argues in support of
"Yes"
| 3 years ago
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Yes. This is the assessment I was expecting. Now a word of advice to Indian investors. If you want to invest, select your scrip and invest on your own. Dont wait for FIIs to take the lead and then follow. If your apprisal is sound, you...
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veguru vijayakumar babu
| Argues in support of
"Yes"
| 3 years ago
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Yes, US crisis will enable Asia to gain. China and India in particular are poised to make a big leap in setting direction for world economy in the near future. Globalisation has indeed fetched lot of benefits to our industry. Our Indian companies...
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Debate: "Will the US crisis be Asia's gain?" deleted from your view.
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(rate this)
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Yes
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5
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11
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No
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Kaushal
| Argues in support of
"No"
| 3 years ago
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Its not in the hand of Indian Government only. Our economy will never grow in isolation. If UK, USA and other countries are bleeding, eventhough our government offers such lucrative stimulas package, Things will not improve significantly.
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veguru vijayakumar babu
| Argues in support of
"Yes"
| 3 years ago
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I agree with the view that the stimulus package will work for the ecconomy. Inflation has come down to 6.84 % and it is a matter of one or two months for the inflation to touch the desired level of below 5 %. Another round of interest rate cuts is...
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sandeep mehta
| Argues in support of
"No"
| 3 years ago
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There is a need to understand why such stimulus package are required. Credit ,production , demand were working propotionately before economic slowdown leading to inflation .Inflation moving northward requires central bank intervention leading to...
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Debate: "Will the govt's stimulus package work to boost the economy?" deleted from your view.
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