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Dear All I am working in Middle East for an Insurance company. i want to come to India and take an offer. i need ur opinion on this whether this is a right time for me to quit and come to india for s...
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krissh
| Answered
| 2 years ago
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I am not in favour of coming to india. Today most of the insurance professional leaving india and enployed in gulf and other countries. The expectations are not matching with the domins today in pvt insurers. Thats why experieneced guys leaving...
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Rashmi Chawla
| Answered
| 2 years ago
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hi Dinesh, Yes this is a right time to come to India, Insurance sector has lot of openings. Many private players are launching their office in India. They are looking for potential professionals, I think you can make use of this opportunity. ...
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Mohammed Abdul Bari
| Answered
| 2 years ago
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Even I too agree with darshana, u has to check around in each aspect before leaving. Like check online is there any jobs related to your field and if so, how the response from them and what the package they are offering, is it sufficient for your...
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Answer: "Is it a right time to come to INDIA!!!!" deleted from your view.
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(rate this)
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Yes
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26
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14
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No
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Esha Johar
| Argues in support of
"No"
| 2 years ago
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Andrew I agree with you, the financial products on web are not that successful as direct selling. The major disadvantage is the satisfaction and clarification. If your are selling it directly he can no and then get clarified his doubts which will...
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krissh
| Argues in support of
| 2 years ago
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Oflate every one want to sell their product through internet. Thanks for internet revolution. But it is not easy for products like Insurance and investment. At present people who are sitting in front of computer do their invesetments through net in a...
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Ekta Dutta
| Argues in support of
"Yes"
| 2 years ago
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In my opinion, Internet facilitates the client a more active role in selecting a policy at the best price, while reducing the amount of time agents spend actively seeking new clients. With new technology and innovation, people can choose their...
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Debate: "Is marketing of financial products through web a success?" deleted from your view.
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(rate this)
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1
Create more certainity in the Environment
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Lack of reach and low commission
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Nikhil
| Supported idea
"Lack of Education & Awareness among people regarding Gen Insurance"
| 2 years ago
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General Insurance covers following 1) Motor 2) Property 3) Miscellaneous 4) Marine 5) Fire 6) Liability 7) Ommissions etc There are various othere insurances also which I cannto cover here but these are justa few which we need to educate the...
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krissh
| Added idea
| 2 years ago
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Currently all the PVt general insurance companies eying the PSU general Insureres existing business only. They are not concentrating new areas and new business. Every one want to build their books. Even in motor insurance all the pvt insurer focusing...
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Alok Routray
| Supported idea
"Create more certainity in the Environment"
| 2 years ago
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Dear Mathew Its a great peace of infomation for me. I appreciate your efforts in taking toostep to the new heights of discussion.
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Ideate: "India ranks very low in General insurance business - How to improve it?" deleted from your view.
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(rate this)
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should rbi / irda be more strict on this
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4
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0
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it should run as it is going on
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kawaljit kaur
| Argues in support of
"should rbi / irda be more strict on this"
| 2 years ago
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in asian context ,bancassurance is at nascent stage and there enormous potential lies for banks to cash on b'coz in india banker is seen as financial advisor .there is around retail account base of 450 mn and deposit account of around 300 bn...
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krissh
| Argues in support of
| 2 years ago
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Rightly said bank started selling all the products ,except their banking products.. They feel banking is mere service only. Every banker today selling from gold to insuance. Most of the banks misleading their customer for taking insurance.This is a...
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Debate: "bankassurance" deleted from your view.
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(rate this)
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Yes
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20
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6
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No
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Sharad Kiyal
| Argues in support of
"Yes"
| 2 years ago
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Previously people think insurance as an investment where they get tax benefit and money security. But due to modernization and development there are several more instruments for money security and tax benefit, so now young generation like us opt...
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krissh
| Argues in support of
| 2 years ago
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Term Insurance is full cover with a lower premium. Few private players has term plan with return of premium , in that case premium will be higher. In LIC term plan , there is no rider is avilable. They can cover maximum of 35 years or 70 years of age...
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kandula murali mohan reddy
| Argues in support of
"Yes"
| 2 years ago
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if u go insurance policy for an amount of rs.200000/- for 15 years , u have to pay premium around rs. 15000 per annum. if u go for term policy for rs. 2500000/ u have to pay around rs. 7000 to 9000 premium. i suggest u go for term policy. under...
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Debate: "Are term plans the best when it comes to insurance?" deleted from your view.
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(rate this)
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Insurance industry mergers and acquisitions increased in 2005 to the highest level since 2001 and may foreshadow an acceleration of activity on an year-on-year basis. There are a number of factors that lead us to expect a continuing increase. The insurance industry is growing capital faster than revenues, and while revenue growth is anemic, prospective profitability appears relatively solid. Stock performance for the industry has been relatively strong as well, with each of the sectors outperforming the S P 500 from 2002 through 2005. In addition, I believe advantages of scale are increasing in the industry for a variety of reasons. To give you the reasons in short I will give you the follo...
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krissh
| Commented
| 3 years ago
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as soon as parliment approves the FDi in insurance, most of the companies controll will go to the foreign partners. Their 26% partners are waiting for the opportunity.Few CEOs of Pvt insurance cos will loose their job or they will be absorbed by...
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Trends: "Insurance industry will be hot bed for M&A deals" deleted from your view.
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(rate this)
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insurance in the bad market
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Slowdown = Bag full of Challenges
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Maria Colaco
| Added idea
"Sales a challenge"
| 3 years ago
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In the Indian Context Insurance is still viewed as a tax instrument and not as a need. Customers are still not aware of the adequate insurance they need. Most of the customers have purchased insurance to save taxes and not for the reason that...
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krissh
| Added idea
| 3 years ago
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Earlier Insurance was sold by only individual agents, today lot of channles selling insurance, but the benefits are not reach to the customers.They are selling for the benefits of the agents/brokers/banks. During last year almost all the channales...
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Ideate: "What challenges are faced by Insurance companies during this slowdown period ????" deleted from your view.
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