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Kunal Garg Associate, Barclays
 
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One Member Asks: I interviewed with a company and was basically told I had the job. They called one of my references, and she said unflattering things about me. I didn't have the best working relationship with her but assumed she'd say I was a reliable worker. How do you provide potential employers with references who'll help land the job? What the Expert Says: Think of your references as houseplants that need nurturing. It's up to you to keep your references up to speed on your whereabouts and help them weed out bad information and recall your good accomplishments. Colorado Springs-based human resources consultant Wendy Bliss, author of Legal, Effective References: How to Give and Get Them...
Diptanjan Mukherjee  |  Commented  |  3 years ago
Hi Varsha, A very good article indeed, I hope many friends will find this article very useful like me. Keep it up.
Kunal Garg  |  Commented  |  3 years ago
very good insight indeed varsha for employees who are changing their job, and thanks on divulging whole detailed perspective of references.
 
 
Insight: "Help Your References Help You:::::::!!!!!" deleted from your view.
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SURENDRA TEWARI  |  Argues in support of  "No"  |  2 years ago
  Recently the Dubai bubble has bursted and governments as also the financial institutions, including Banks are still busy to assess possible impact of the same on their operations. Obviously, the depth of the crisis is still to be assessed with...
Kunal Garg  |  Argues in support of  |  3 years ago
Yes this is the right time to buy a house or apartment or any residential plot, as most of the real estate prices have gone down due to recession. Now one can get plots and houses to the half the prices and some places even less than that, so this is...
Shaju George  |  Argues in support of  "Yes"  |  2 years ago
It is almost clear that the prices are at rock bottom now.. through better negotiations and market study, one can ensure value for money in the current scenario..
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Debate: "Housing - Is it Time to Buy?" deleted from your view.
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Sukhendu Ghosh  |  Argues in support of  "No"  |  3 years ago
I think u will fail coz credit crisis continues to weave its damages throughout the market, with the world of mergers and acquisitions its latest victim. Many blockbuster deals, notably Waste Management’s proposed takeover of Republic Services,...
Kunal Garg  |  Argues in support of  "Yes"  |  3 years ago
I feel this is the right time to acquire firms abroad as economy will revamp Indian firms will have good scope more penetration in the future...
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Debate: "Credit Crunch: Is it the right time for Indian firms to acquire firms abroad?" deleted from your view.
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If the track record of an asset gives you a relative amount of certainty about how it will perform going forward does leveraging the asset make good sense? If the variance of returns for that asset i...
Kunal Garg  |  Answered  |  3 years ago
What makes this question interesting is that it gets into the efficiency of the market...is the market efficient? I believe it is, and here is why I believe leveraging a non volatile asset won't pay: What is the least volatile asset you can think...
 
 
Answer: "Is leveraging an inherently non-volatile asset “risky”?" deleted from your view.
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Gaurav Saha  |  Answered  |  3 years ago
The cost of the labor involved in affixing Fixed Asset ID Tags is much higher than the actual cost of the tags themselves, especially in regard to the labor to actually implement the initial Fixed Asset Management Program and subsequently affix...
 
 
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I need your help conceptualizing alternative risk management financial structures for individuals. Most people carry insurance, which could be viewed as a loan, but does not make for a very good inves...
Neha Tiwari  |  Answered  |  3 years ago
So you're suggesting a high return bond in the social milieu -- sort of like a junk bond? As a bondholder, I get a high rate of return, so long as there's not an earthquake (the equivalent of the company folding)? As a borrower, of course I have...
 
 
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Answer: "What precautions should be taken before picking up stocks in the capital market?" deleted from your view.
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Here's good news for us all: the banking industry itself is, after years of downgrading that brick and mortar outpost, starting to take a fresh look at the branch. The reason? The meeting of two desires: customers wanting a real-life face to sit with when discussing complex products like investments or mortgages and banks wanting to maximise earnings per customer. The whole area is being discussed widely across the industry under the 'tellers to sellers' maxim. And that is giving IT vendors to banks a lot of new opportunities--from CRM (customer relationship management) systems to applications that automate the simple transactions that currently occupy most of the time of those tellers. The...
Kunal Garg  |  Commented  |  3 years ago
rightly said chandrashekhar...
A CHANDRASHEKHAR IYER  |  Commented  |  3 years ago
Excellent & timely article discussing 'untouchable matters'. Current retail banking minus active customer interaction is bound to meet a dead end sooner than later. I think the current crop of techno-geeks are blundering along without valid...
 
 
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Answer: "How do you value fixed income securities with embedded options?" deleted from your view.
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Kunal Garg  |  Answered  |  3 years ago
To a great extent, this depends on your personal and business circumstances (e.g. residence, personal wealth, lifestyle, future tax planning structures, investments, relocation plans, etc). You could pay an advisor to do your research for you,...
 
 
Answer: "If I decide to use an offshore bank, how do I know which jurisdiction is best for me? " deleted from your view.
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