Create knowledge
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(rate this)
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Downgrade
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7
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14
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Upgrade
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Ravichandar S
| Argues in support of
"Upgrade"
| 11 months ago
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hi everyone! i think it is excitement to say "the sector is in crisis". do we decide on the basis of rating alone? normally, rating agencies act after an incident. have they ever foretold any event? since they peruse enormous data, they are in a...
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Raju V P
| Argues in support of
"Downgrade"
| 11 months ago
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The writing has been on the wall for too long. On the one hand, the government sponsored schemes for the economically backward people is adding to the NPAs. And on the other, the largesse being given to the rich industrialists and businessmen (in...
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Leena Khade
| Argues in support of
"Downgrade"
| 11 months ago
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The situation is bad indeed and ofcourse market is not stable. It is not surprising to get a downgrade. "However, with all the gloom doom, the global ratings firm has recognised that Indian banks' stable customer deposit base and their high level...
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Debate: "Banking , finance and investment sector in crisis?" deleted from your view.
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(rate this)
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 My Best Child S P. If some one has done mistake in early then it does not make sense that every time it will repeat the mistake. S P has done the perfect thing that this time it has went ahead and declared the most vulnerable danger awaiting for the world market. In other words what the 12000 Dow Jones and Mr.Obama administration was trying to hide was reveled by S P. This time the rating agency deserves an honor that it did not get influenced by any powerful authority on the earth. I will not make my easy to be prolonged to boar my readers but I will rather cut short and request my readers across the world ACCEPT THE BRUTAL FACTS. Easy days for the world market and US  is over. It time f...
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Leena Khade
| Commented
| 1 year ago
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We never know what can be next. All we need to do is to be ready for the rainy day. Save as much as you can.
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Insight: "EUROPE...WHO IS NEXT......" deleted from your view.
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(rate this)
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Yes
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15
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2
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No
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babyrita
| Argues in support of
"Yes"
| 1 year ago
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rita.2maxwell@yahoo.co.uk hi My name is Rita never married. l saw your profile today and after going through it many times (toostep.com) then l made up my mind to contact you as my friend. so l want you to write back to me through my email address...
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RAJAGOPAL MS
| Argues in support of
"No"
| 1 year ago
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No, This situation will overcome soon. The chance for a recession is very rare, because our economy growth directly depends the agricultural industrial development. The industrial fluctuation change the economy directly, this is a short term...
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Leena Khade
| Argues in support of
"Yes"
| 1 year ago
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Yes. IT might not effect us directly but in someways it will! Can't US learn a lesson from all that has happened in past?? This will effect IT cos and well already it is hard to find a job and now this.. It is going to be difficult. Europe , US...
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Debate: "Are we heading towards another recession ?" deleted from your view.
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(rate this)
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Yes
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7
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4
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No
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Vinoy Scaria James
| Argues in support of
"Yes"
| 1 month ago
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Yes! I agree with Murthy Sir that the younger generation of Indians tend to take risks and as such are prone to risk a degree of debt especially in terms of loans etc... But it is nowhere near the attitude prevailing in the West.
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Padmanabhan R
| Argues in support of
"No"
| 1 month ago
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I also agree, it is changing. Just see the rise in the number of users of credit card.
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Suryanarayan Murthy
| Argues in support of
"No"
| 1 year ago
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The Indian mind set is slowly changing. 20 years back, yes, people are scared of a debt. With the younger generation, willing to take risks, the times are changing.
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Debate: "Indians do not like to be indebted " deleted from your view.
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(rate this)
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Yes
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14
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1
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No
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Vishnu P
| Argues in support of
"Yes"
| 1 year ago
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they do get a lot of money for raiding also since raid is conducted for making some others happy wat is the purpose of tax collection from public and giving tax exemption for Reliance Essar BCCI etc ....
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V. Srinivas
| Argues in support of
"No"
| 1 year ago
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It is not justt linked to revenue projections alone which is also required. Most raids in the news are on high profile targets. Smaller chaps like you/me get notices which maybe we promptly attend to and pay let us say the Rs. 350/- demand that...
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Leena Khade
| Argues in support of
"Yes"
| 1 year ago
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I think these raids should keep on happening now and then. But I sometimes doubt that these IT officials too are corrupt. There are so many people sitting on the top but nothing happens to them. Few such raids happen and then thigns again become...
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Debate: "Income-tax officials conduct half-a-dozen raids in past two days to meet revenue projections " deleted from your view.
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(rate this)
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1
Full range of service
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it should always be balancing act or acting balance.
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Mitul Panchal
| Added idea
"it should always be balancing act or acting balance."
| 1 year ago
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It if you are providing a full range of service u will not win the heart of the customer without building the relation.
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Leena Khade
| Added idea
| 1 year ago
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One should offer a full range of services and transaction expertise, including private placements of equity, capital raising services in public markets, mezzanine and convertible debt, mergers and acquisition and restructuring advisory services.
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Ideate: "Which ideas in investment banking are more suitable and compatible to the client?" deleted from your view.
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(rate this)
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1
WORKED HARD TO BUILD THE BUSINESS EMPIRE
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Do not want to give out their wealth secret
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Jaygopal Raghavan
| Added idea
"Greed and insecurity"
| 1 year ago
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Greed to make more money and keep within the family and insecurity that an outsider may swindle them or beat them at their own game which is nothing short of swindling others and making money !
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Avinash punj
| Added idea
"Its all about securing there future"
| 1 year ago
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So they can secure there future, there family. Not depended on the others.
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Ideate: "Why Indians prefer to keep wealth & business within the family??" deleted from your view.
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(rate this)
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Good
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27
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14
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Bad
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Grahak Jago
| Argues in support of
"Good"
| 1 year ago
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It all depends upon how you use your credit card. If used judiciously, this could be the best way of spending because 1. You need not carry cash in your pocket thus avoiding risk to your life and ofcourse money, 2. It gives you a credit period of...
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Shailesh Vadalkar
| Argues in support of
"Bad"
| 1 year ago
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The credit cards started with an idea of advance spending and for convinience of not carrying money. The banks taking undue advantage of absence of any other convinient system charges hefty interest rates, But now no more beware the mobile banking...
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kanukurthy sudershanrao
| Argues in support of
"Good"
| 1 year ago
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One has to study the billing cycle then use it judiciously during the billing cycle whereby one can get maximum period of 45 to 50 days credit and pay the amount within the time specified one can avoid the interest.
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Debate: "Do we need Credit cards?" deleted from your view.
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(rate this)
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Yes
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9
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8
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No
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Harender Singh
| Argues in support of
"Yes"
| 1 year ago
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Eko India Financial Services Private Limited provides Eko, a technology solution for banks to offer mobile banking services in India. Its solution provides peer-to-peer money transfers, cash deposits and withdrawal, wage and salary payments,...
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Jaygopal Raghavan
| Argues in support of
"No"
| 1 year ago
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Thats definitely a recipe for disaster. It will legalise corruption in the country as practised by top corporates.
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SHRIKANT MANOHAR DANKE
| Argues in support of
"No"
| 1 year ago
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No,to avoid future scams, which may happened in these banks.
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Debate: "Should RBI let big industrial houses to set up banks?" deleted from your view.
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(rate this)
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1
Psychological harm
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Immoral Materialistic LIfe
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Basant jhunjhun wala
| Added idea
"Immoral Materialistic LIfe"
| 1 year ago
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Cause of his irrational behaviour has been in the society from a long due to lack of Ideals, thoughts ,vision and culture.The learnings bestowed to an individual from family,teacher's,society,literature and celluloid all are missing.Only the dream...
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Virag Shah
| Added idea
"Effect on mental status and loose confidence"
| 1 year ago
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In this situation, people require support, motivation, co-operation to recover.
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CHANDRASEKAR C P
| Supported idea
"Psychological harm "
| 1 year ago
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Yes I agree the psychological harm is the most likely harm when one is affected by financial losses, it ruins the entire family.
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Ideate: "What are the harms of financial losses in personal life? " deleted from your view.
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