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minakshi sharma Branch Manager/Regional Manager Indusind Bank
 
minakshi sharma's Profile
Indusind Bank
minakshi sharma
Branch Manager/Regional Manager Indusind Bank
confidential
Bangalore, India
confidential
Toostep 
Professional summary
minakshi sharma's Experience
Current :

Branch Manager/Regional Manager, Indusind Bank
Banking

Working from 1986

Previous :

Independent Financial Consultant, Tax Planning , Investment Advisory Services

Worked from 2008 to 2011

Brief summary :

PROFESSIONAL EXPERIENCE Independent Financial Consultant Since Apr08 Rendering consultancy on Tax Planning, Investment Advisory Services, Mortgage Loans, Home Loans, Professional Loans as well as organizing Business Loans, SME Loans, Project Funding, etc. for Proprietor / Partnership Firms, Pvt Ltd. and Ltd. companies. Highlights: Currently working on a strategic assignment for the First National Bank of South Africa on their project for setting up Retail Banking in India. Handling Corporate and Public Relations for B schools like AIMS (Acharya Institute of Management studies), AMC and T John College. Pivotal in conducting the following: Workshops and Group Discussions on Marketing, Finance and HR Case Studies for MBA students Training and Development Programs on Communication and Presentation Skills, Interview Handling for MBA and Engineering students Facilitating placement of MBA and Engineering students in Banking and IT companies. Interfacing with HR Depts in organisations like Axis Bank, HDFC Bank, ESI Software, etc. for this initiative.

Previous :

Branch Manager/Regional Manager, Indusind Bank
Banking

Worked from 2008 to 2008

Brief summary :

An astute Manager with 21.6 years experience at Senior level in banking industry, having worked with Banks like ANZ Grindlays,HDFC Bank,Bank Muscat,IDBI & IndusInd Bank.

Previous :

Assistant Vice President, INDUSIND BANK LTD
Bangalore

Worked from 2003 to 2008

Brief summary :

INDUSIND BANK LTD., Bangalore, Karnataka Mar03-Apr08 Last designated as Assistant Vice President, Retail Joined as Chief Manager; promoted as AVP in Dec04. Spearheading business worth over Rs. 800 Crores for Retail / Corporate Liabilities, Retail Assets and SMEs across 10 Regional Branches of Karnataka in the period Feb03-Dec07. Distinction of turning around operations and establishing Karnataka as a profitable region, within a years time of taking up the assignment. Highlights: Managed a large team of over 100 personnel in Sales, Operations, Assets, and Customer Service. Led the Karnataka Branch Banking team to deliver outstanding performance. Highlights include: The Number One ranking in an All India contest for highest value of revenue generation through sale of Third Party Liability products and Investment Advisory Services. The region also topped the country in the Insurance Business. Surpassed liabilities budgets by 120% for a consecutive 3 years. Instrumental in opening 10 branches and 24 ATMs in Karnataka by being actively involved in selecting branch locations, doing feasibility studies for opening and setting up Branches and offsite ATMs. Successfully revamped Savings, Current and Salary Accounts. Introduced the procedure of cost benefit analysis for Acquisition of Individual relationships as well as bulk business of CASA. Established successful client relationships with organisations such as Karnataka Urban Infrastructure Corporation; Wipro ; Robert Bosch; Café Coffee Day; Biocon; Robert Bosch; BWSSB; IIM; Texport Garments; Texport Syndicate; Goetze India; Hubli Urban Co-operative Bank; Sirsi Urban Co-operative Bank; Dhawangiri Co-operative Bank; Textile Co-operative bank; etc. Instrumental in setting up regional operations of the bank. Conceptualized and introduced the following products: Loan against Employee Share Option at National level. Generated over Rs. 60 Crores business Pan India in less than a year through a Tie-up with ICICI Bank. Designed the entire project and process flow chart for the product, obtained board approval and launched the product. Also did a similar tie-up with Wipro and UTI. Corporate Employee Loan Program in 2004 Introduced the first ever Corporate Employee Loan Program (CELP) for Personal Loans, Vehicle Loans etc. to Corporates. Forged All India tie-ups with companies like Wipro, Biocon, Robert Bosch, Goetze, HTMT, Dynamite Technologies, Sasken, Techspan, and Andale with over Rs. 20 Crores of CELP business for Bangalore. Pivotal in introducing various methods of Cash Disposal to handle large accumulation of cash at branches due to major thrust being on acquisition of current accounts. Nominated for the Bangkok Pattaya Trip and Los Angeles trip (USA) for generation of the highest revenue in 2007. Also received various Awards and Certificates in recognition of excellent performance.

Previous :

Branch Manager/Regional Manager, Indusind Bank
Banking

Worked from 1986 to 2008

Brief summary :

An astute Manager with 22.6 years experience at Senior level in banking industry, having worked with Banks like ANZ Grindlays,HDFC Bank,Bank Muscat,IDBI & IndusInd Bank.

Previous :

IDBI BANK
Ranchi

Worked from 2002 to 2003

Brief summary :

IDBI BANK, Jamshedpur, Jharkhand Mar02-Feb03 Cluster Head Joined as Branch Head of Jamshedpur Branch; promoted as Cluster Head - Jharkhand in Sep02. Steered the Ranchi and Jamshedpur Branches into profit making entities within a year of joining. Highlights: Generated business revenue of around Rs. 2 Crores in Liabilities within 8 months through sales of Mutual Funds, IDBI Suvidha and IDBI Bonds. The Jharkhand Branch Banking achieved the number one ranking in an All India contest for highest value in Savings Bank in Dec02 and Jan03. Facilitated the successful opening of 3 branches at the Telco Extension Counter, Ranchi and Dhanbad. Seamlessly launched the following: Retail Assets, Personal Loans and Home Loans. Entered into corporate tie-ups with Telco, TISCO and Uranium Corporation of India. Priority Banking as a pilot project at Jamshedpur branch in Oct02. Individually handled relationships with clients like Uranium Corporation of India Ltd., Jharkhand Electricity Board, Tribal Welfare Fund, HEC and Coal India.

Previous :

Chief Manager, BANK MUSCAT Bangalore Karnataka
Bangalore

Worked from 2000 to 2002

Brief summary :

BANK MUSCAT, Bangalore, Karnataka May00-Feb02 Chief Manager Drove overall operations across Bangalore with a team of 40 personnel. The branch was rated as the No. 1 branch in a customer satisfaction survey, conducted by an external agency. Highlights: Surpassed liabilities budget by 140% for 2 consecutive years. Opened 6 Offsite ATMs at prime market locations. Developed a base of 3800 customers within 1 year (2000-01) across India with a single branch at Bangalore. Successfully launched a savings account called Easy Life after conducting proper market survey etc through an external agency Managed corporate relationships with clients like Pizza Hut, Shobha Developers, United Telecom, Vysya Co-operative Bank and Tumkur Grain Merchants Co-operative Bank. Conducted feasibility studies for launch of core banking software - `Flexcube from iFlex Solutions and `Finacle from Infosys.

Previous :

Branch Manager, HDFC BANK
Kolkata

Worked from 1998 to 2000

Brief summary :

HDFC BANK, Kolkata, West Bengal Jun98-Apr00 Branch Manager Initiated and launched a prime branch for High Net Worth Customers. Exceeded all set targets across the tenure with the bank. Achieved very good rating in audit within a year of operation. Handled key clients like Britannia, South Point School Fees etc. Received a promotion and a performance bonus alongwith 7000 ESOPS within a year of joining the bank for commendable performance.

Previous :

Assistant Manager, ANZ GRINDLAYS BANK
Kolkata

Worked from 1987 to 1998

Brief summary :

ANZ GRINDLAYS BANK, Kolkata, West Bengal Jan87-Jun98 Last designated as Assistant Manager Joined as Banking Executive; received various promotions and rose to Asst Manager (No. 2 position in a branch) in Jun94. Highlights: Steered the successful merger of 10 branches of ANZ Grindlays at Kolkata with 98% customer retention with zero operational issues in 1997. Headed Forex, NRI Services, Remittances, Clearing, CMS, Front Office Operations the centralized departments of two main Branches (41, Chowringhee and 19, N.S. Road at Calcutta). Managed accounts like Missionaries of Charity, ITC, INDAL, Dunlop, ICI Paints, CESC etc. Drove sales and business development for Credit Cards. Handled the gamut of functions including process management, credit operations, credit product management, credit administration and merchant tie-ups. Key member of the team that launched ANZ Grindlays Credit Cards in 1991.

Previous :

Plantation Industries Ltd. Trainee, Plantation Industries Ltd.
Darjeeling

Worked from 1985 to 1986

Brief summary :

PREVIOUS WORK EXPERIENCE Mar85-Dec86 Darjeeling Plantation Industries Ltd. Trainee - Marketing

Previous :

Reprographics Ltd. Marketing Executive, Hindusthan Reprographics Ltd.

Worked from 1984 to 1985

Brief summary :

Oct84-Mar85 Hindusthan Reprographics Ltd. Marketing Executive

 
 
 
 
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