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m k mathai senior manager, canara bank , broadway ekm
 
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(rate this)
Yes 
9
VS
28
 No
Biswajit Sarma  |  Argues in support of  "Yes"  |  7 months ago
Everyone is looking for earnings, Banks depend on us in the form of interests and processing fees.
m k mathai  |  Argues in support of  |  7 months ago
farmers and small traders in villages should get loans at the lowest possible interest rate. every one probably agrees. now whether the rate should be below cost of funds . no need . it can be at cost. (then cost of funds include cost of operation...
jyoti kanungo  |  Argues in support of  "No"  |  2 years ago
While we are charging at PLR to Corporates ,what is the fun of charging higher to the classes of people who are beyond the purview of formal sector. We charge low interest to Corporates based on some theoretical analysis and largely on the whims...
 support: 
 
 
Debate: "Allow banks to charge more for small loans: Is this suggestion by NABARD right?" deleted from your view.
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(rate this)
Yes 
9
VS
28
 No
Biswajit Sarma  |  Argues in support of  "Yes"  |  7 months ago
Everyone is looking for earnings, Banks depend on us in the form of interests and processing fees.
m k mathai  |  Argues in support of  |  7 months ago
farmers and small traders in villages should get loans at the lowest possible interest rate. every one probably agrees. now whether the rate should be below cost of funds . no need . it can be at cost. (then cost of funds include cost of operation...
jyoti kanungo  |  Argues in support of  "No"  |  2 years ago
While we are charging at PLR to Corporates ,what is the fun of charging higher to the classes of people who are beyond the purview of formal sector. We charge low interest to Corporates based on some theoretical analysis and largely on the whims...
 support: 
 
 
Debate: "Allow banks to charge more for small loans: Is this suggestion by NABARD right?" deleted from your view.
Undo
 
(rate this)
yes. we should welcome and facilitate islamic banking  
1
VS
0
 no. we should wait and study the concept in more detail
m k mathai  |  Argues in support of  "yes. we should welcome and facilitate islamic banking "  |  7 months ago
with the current rate of lending no one can borrow and do business. if islamic banking facilitates interest free funds whyshould anyone say no to it. but yes the long term viability of the concept should studied
 support: 
 
 
Debate: "islamic banking" deleted from your view.
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(rate this)
No 
44
VS
5
 Yes
Ravindra Sharma  |  Argues in support of  "No"  |  7 months ago
Simply make her repay the bill for all GOI initiatives since accession to India, before she attempts to tinker with clock. And if she still insists give her a copy of Mauryan empire Map to cease loose talk.
m k mathai  |  Argues in support of  |  7 months ago
i do not think that kshmir is not a part of india. neither do i think that kashmir is such a holy issue and no one should question the credentials. i do feel that kashmir is in the grey zone ( neither all that black nor angel white ). so i stand for...
Vinoy Scaria James  |  Argues in support of  "Yes"  |  1 year ago
Dear Suryanaranyan, It is sad that you even mentioned my name in the statement. I only pointed out to Mr. Jayagopal lack of tolerance. It is sad and reflects very, very poorly on Indian democracy. I am not sure how highly few of my friends in the...
 support: 
 
 
Debate: "Do you agree with Arundhati Roy‎ : Kashmir not an integral part of India" deleted from your view.
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(rate this)
1 Untill its not hurting others sentiments.....
2 No limts at all
m k mathai  |  Added idea  "freedom of speech is a selfish trait"  |  7 months ago
what is wrong with selfishness. it concerns ( and protects ) you and no one else. except that a selfish person expects evey one else to be unselfish . only in such a situation can the selfish person really remain selfish. in short selfishness is a...
Arun Solomon  |  Added idea  "tolerance towards freedom of speech"  |  1 year ago
Unfortunately, the idea to allow or to block the freedom of speech depends upon the leaders in the government and public pressure. In the current case, Arundati had clarified that she had truly tried to convey the real situation of people's...
RAMESH KANDADAI  |  Supported idea  "Untill its not hurting others sentiments....."  |  1 year ago
Freedom of speech just for the sake of exercising that right is not correct. However in a tense situation where every word is a proverbial match on the bomb, restraint is more what is called for.  When a situation is very explosive merely...
 
 
Ideate: "How far can the Freedom of speech be taken??" deleted from your view.
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(rate this)
Should I resign  
4
VS
17
 I should forgive and move on
sudhakar  |  Argues in support of  "I should forgive and move on "  |  7 months ago
There are 63 types of toxic executives.And more over who will behave in what manner is always a very difficult prepositions.it all depends on how we perceive things.
m k mathai  |  Argues in support of  |  7 months ago
giving credit where it is due  is not the rule at least in our country. so take heart . you are among the majority. and there is no need to crave for recognition . if you have the expertise you can do it again.  recognition will come tomorrow if not...
Himanshu Pathak  |  Argues in support of  "I should forgive and move on "  |  7 months ago
This is hard decision and we can just give opinions. Leaving right away will not be a wise decision. Either you should see if you can get a better job and then change of you should urge for recognition in the current company for your contribution...
 support: 
 
 
Debate: "Corporate discussion, real time incident , should I resign or forgive " deleted from your view.
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(rate this)
It is a disease 
6
VS
3
 It is an extreme version of normal sexuality
m k mathai  |  Argues in support of  "It is an extreme version of normal sexuality"  |  10 months ago
obsession is bad. obsession with sex  is bad too . but not so bad that it can be called a disease.  as long as it remains personal , or interpersonal if you like  it that way, why should society at large bother about it, let alone try to brand...
Anantha Shayana. D  |  Argues in support of  "It is a disease"  |  1 year ago
We all know it's not a disease, but considering that it has spread into the guts, bones, brains, brawn, and the very soul of the society we live in- I have to accept that it's a *contagious* disease. Freud had classified Sex drive to be the...
Anita Rai  |  Argues in support of  "It is a disease"  |  1 year ago
Yes it is a disease.. a mental disease which makes one urge for more and more.. A person's sexuality is a complex amalgam that involves your brain's hormonal system, its frontal-lobe reward system and its limbic system, which controls mood....
 support: 
 
 
Debate: "Is obssesion to sex a disease?" deleted from your view.
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(rate this)
1 in the context of islamic banking trying to come to india let us debate whether interest on monies is good or bad
2 Every literate to adopt 5 illiterates
Rajendran Mariagnanam Mariagnanam  |  Added idea  "Literacy at a village level."  |  11 months ago
Should we have one teacher for every village then that could be a good initiative to improve literacy. The education at village level could be more on knowledge around their domain of life to improve their survival like agri based etc. Like what...
m k mathai  |  Supported idea  |  11 months ago
yes . informal education is the solution. no need to sit tight for 6 hours in a closed room 5 days a week to learn things. books , teachers, balck boards are all ok but there are alternatives like the internet. i am not talking about primary education...
 
 
Ideate: "How to improve the literacy rate in India?" deleted from your view.
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(rate this)
1 in the context of islamic banking trying to come to india let us debate whether interest on monies is good or bad
2 Every literate to adopt 5 illiterates
Rajendran Mariagnanam Mariagnanam  |  Added idea  "Literacy at a village level."  |  11 months ago
Should we have one teacher for every village then that could be a good initiative to improve literacy. The education at village level could be more on knowledge around their domain of life to improve their survival like agri based etc. Like what...
m k mathai  |  Supported idea  |  11 months ago
yes . informal education is the solution. no need to sit tight for 6 hours in a closed room 5 days a week to learn things. books , teachers, balck boards are all ok but there are alternatives like the internet. i am not talking about primary education...
 
 
Ideate: "How to improve the literacy rate in India?" deleted from your view.
Undo
 
(rate this)
1 in the context of islamic banking trying to come to india let us debate whether interest on monies is good or bad
2 Every literate to adopt 5 illiterates
Rajendran Mariagnanam Mariagnanam  |  Added idea  "Literacy at a village level."  |  11 months ago
Should we have one teacher for every village then that could be a good initiative to improve literacy. The education at village level could be more on knowledge around their domain of life to improve their survival like agri based etc. Like what...
m k mathai  |  Supported idea  |  11 months ago
yes . informal education is the solution. no need to sit tight for 6 hours in a closed room 5 days a week to learn things. books , teachers, balck boards are all ok but there are alternatives like the internet. i am not talking about primary education...
 
 
Ideate: "How to improve the literacy rate in India?" deleted from your view.
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