Create knowledge
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(rate this)
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Yes
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2
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VS |
8
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No
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B.Mehernath
| Argues in support of
"No"
| 3 years ago
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Well Mr. Sudeep in recent days havn't we seen the footages of CCTV cameras on TV? Well that could be bit different but as you are aware the disaster won't knoack before entering similarly in offices and factory premises there are many visitors...
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Mohit Sethi
| Argues in support of
| 3 years ago
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Yes Anurag is right on this that there is very much necessary of CCTVs at the workplace, it is done more importantly for security purposes and nothing much and people should carry their work as normally they do, why should they fear if one is doing...
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Anurag Mitra
| Argues in support of
"No"
| 4 years ago
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Its a necessity for security and safety and not at all any hindrance to privacy...in fact a psychological deterrent as well.
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Debate: "CCTV is an intrusion to privacy in corporates/industries" deleted from your view.
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(rate this)
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1
Get our of the stereotype
2
Expand New Channels
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vivek khandelwal
| Supported idea
"Expand New Channels"
| 3 years ago
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We might be missing an important but basic thing is expending the reach of banks to the Mass Market as still there are many people in the country who are not doing banking transaction or not operating there bank a/c .We should not forget the a/c...
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Mohit Sethi
| Added idea
| 3 years ago
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According to me for most retail banking customers, the traditional branch remains the preferred purchasing venue, but that is changing with time the customers have demonstrated a preference for alternatives such as online services and mobile sales...
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Ideate: "How to Create a New niche in Retail banking??" deleted from your view.
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(rate this)
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Yes
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4
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VS |
3
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No
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Mohit Sethi
| Argues in support of
| 3 years ago
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If the banking system is so strong why is that there are scams after every five years. The well known example is of Harshad Mehta scandal.
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Sandeep Goyal
| Argues in support of
"Yes"
| 3 years ago
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It has proved itself in various cases and even now it is doing that inspite of such a meltdown India is the least affected country.
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Omkar Bapat
| Argues in support of
"No"
| 3 years ago
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And correct me if I am wrong the whole thing was done becuase of the bills that were circulated in the market and no notification was there as to who was purchasing or selling the bills and in the end who was the beneficiary of these bills and i...
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Debate: "Story of Indian banking" deleted from your view.
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(rate this)
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Yes
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7
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VS |
16
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No
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Charles davison
| Argues in support of
"No"
| 3 years ago
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Defenitely NO If we are in crisis cut down on our perks and spendings its in our times it has affected we have to bear it, not those who have served their mite and have endured such economic crisis in their times and gone thru it painfully . It...
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Mohit Sethi
| Argues in support of
| 3 years ago
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And above all the govt. is not having enough funds to pay everyone their their pension, they have decreased it so that all will get the amount though it may be less but would be enough to earn a living.
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Vijay Bhaskar
| Argues in support of
"No"
| 3 years ago
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It is sad that the thought process is going this way. Would you think of loosing on your life long investment just because of the recent screwup of the financials? Pension is the way by which our former peers get recognized for what they have...
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Debate: "Cut cost through Pension of retirees" deleted from your view.
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(rate this)
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Yes
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1
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VS |
1
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No
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Mohit Sethi
| Argues in support of
"Yes"
| 3 years ago
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This is I think a great concept people would be more comfortable with this. They do not have to go through the long process of getting a loan.
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Debate: "ATM's through bank loan" deleted from your view.
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(rate this)
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Private bank
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1
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VS |
6
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Retail bank
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ASHISH TRIPATHI
| Argues in support of
"Retail bank"
| 3 years ago
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Basic Banking is still Retail Banking. There'd be no existence of Private Banking without the basic retail banking. One can say that, Retail Banking is the Cake the private banking is toping over the cake or retail banking is the bread, private...
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Mohit Sethi
| Argues in support of
"Private bank"
| 3 years ago
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Private Banks usually focus on wealthy individuals who have between 100-500 million yen in savings for their personal long term investment needs. These larger amounts often come from the sale of land or business holdings, especially IPOs.
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Debate: "Private bank V/S retail bank" deleted from your view.
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(rate this)
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Cash
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10
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VS |
10
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Credit Card
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Ijas Rahman
| Argues in support of
"Cash"
| 1 year ago
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No Worries of Hidden Charges, Late Fee, Tension free life over all. Don't need Swipe Machine, Accepted everywhere. No More Tele-marketing calls
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Mohit Sethi
| Argues in support of
| 3 years ago
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Cash is safer because of the risk involved in using the credit card. It takes just few seconds to note down the details of your credit card which can used for free shopping. Do you wan to pay for what is not yours ??? I don't think you want to.Â
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Rahul Gautam
| Argues in support of
"Credit Card"
| 3 years ago
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I would pay using credit card, I am always happy to get 45 days + of grace ( interest free ) period for the product, commodity or services I received. I have never faced any problem such as Mr.Ganesan has faced. I guess Ganesan you might have...
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Debate: "Cash or Credit Card" deleted from your view.
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(rate this)
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1
Invest Consulting an Investment Expert
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Cash Reserves
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Mohit Sethi
| Added idea
"Invest Consulting an Investment Expert"
| 3 years ago
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My idea is, you may like to invest in stocks, bonds, and mix and match options to build up a strong portfolio. However, investment options are subjected to market risks, so it's worth consulting an investment expert in order to get maximum...
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Omkar Bapat
| Added idea
"Cash Reserves"
| 3 years ago
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I think most lenders will require you to have cash reserves/savings equal to at least 6 months of mortgage payments apart from what you'll pay for closing costs and down payment. However, not all programs require this but it's better to have some...
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Ideate: "Factors that will help to take out a Loan" deleted from your view.
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(rate this)
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1
Risk management
2
By learning from happened over the last year
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Vijay Bhaskar
| Added idea
"Better Underwriting and Historical Data"
| 3 years ago
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Better Underwriting is the way I feel the existing processes can be improved - along with historical data. The business of the banks are to lend money and to generate revenue. It is not enough if the banks come up with innovative products, it...
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Mohit Sethi
| Supported idea
| 3 years ago
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The credit crisis has shown that the economic cycle is at the heart of financial instability. The banks which put aside the capital should not be a static number. Rather, it should change with the state of the economic cycle to provide liquidity as...
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Rahul Gautam
| Supported idea
"Risk management"
| 3 years ago
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"Failure of risk management is a story that lead to failure of the banking industry".
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Ideate: "How banks can counter the current banking crisis ??" deleted from your view.
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(rate this)
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1
Risk management
2
By learning from happened over the last year
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Vijay Bhaskar
| Added idea
"Better Underwriting and Historical Data"
| 3 years ago
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Better Underwriting is the way I feel the existing processes can be improved - along with historical data. The business of the banks are to lend money and to generate revenue. It is not enough if the banks come up with innovative products, it...
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Mohit Sethi
| Supported idea
| 3 years ago
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The credit crisis has shown that the economic cycle is at the heart of financial instability. The banks which put aside the capital should not be a static number. Rather, it should change with the state of the economic cycle to provide liquidity as...
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Rahul Gautam
| Supported idea
"Risk management"
| 3 years ago
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"Failure of risk management is a story that lead to failure of the banking industry".
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Ideate: "How banks can counter the current banking crisis ??" deleted from your view.
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