Create knowledge
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(rate this)
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Yes
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27
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5
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No
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kalpesh zanje
| Argues in support of
"Yes"
| 1 month ago
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Rural economy is improved a lot almost in all taluka and district places. In now a days lots of savings and small business also available with the rural people furhter they are aware and have knowledge about their investment, where to invest and...
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Nidhi Agarwal
| Argues in support of
| 2 years ago
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Rural banking is one sector which needs to be explored further. Proper Rural marketing will not only attract more customers but would also take the banking industry to heights. Not only will it help the Indian economy to boom but would also help the...
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sujit Kumar
| Argues in support of
"No"
| 2 years ago
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Not exactly rural marketing. The real rural banking is done by cooperative bank helped by NABARD in India. Still the private players are looking for rural areas for profitability, which is not viable even though the volume is big there. So, yes...
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Debate: "Is Rural banking the new mantra for Retail banks?" deleted from your view.
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(rate this)
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Yes
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6
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5
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No
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Nidhi Agarwal
| Argues in support of
"No"
| 2 years ago
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No, there is no requirement for that. Innovation is one thing which is required the most in the banking industry, going back to basics will not serve any purpose. People love the modern banking system. We need further innovation in the banking...
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Debapratim Das
| Argues in support of
"Yes"
| 2 years ago
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yes, world over customers are conscious that gone are days of financial modeling and exotic products who never understood that over leveraging is dangerous. So its back to basics with CD ratio below 100.
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Debate: "What's next- Should retail banks go back to basics?" deleted from your view.
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(rate this)
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1
Expansion and Diversification in Non Urban sectors
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Indian retail credit in new heights
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kanukurthy sudershanrao
| Added idea
"Branch Banking is out Core Banking In"
| 7 months ago
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After implementation of Core Banking solutions and internet bank, phone banking, mobile banking etc the concept of branch banking is on its way out. A customer need not visit the bank branch at all after the initial opening of the account and...
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Nidhi Agarwal
| Added idea
| 2 years ago
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By then end of 2009, customers would be more educated and knowledgeable in banking products. They will be smarter and would be able to understand the financial products more then today. They would like to choose those service providers who will be...
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vivek khandelwal
| Supported idea
"Expansion and Diversification in Non Urban sectors"
| 2 years ago
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Non Urban areas will change the face of bank.With increasing reach more business oppurtunity will be open for banks.
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Ideate: "What will be the face of Indian banking after 2009? " deleted from your view.
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(rate this)
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Yes
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10
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VS |
7
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No
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Prangya Pradeep Mohanty
| Argues in support of
"Yes"
| 1 year ago
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M shop facilities provided by the bank is relay a nice feature it will not only save your time but also protecting the country economy from fake & duplicate currency network but it is only effective if total security is provided to the consumer....
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Nidhi Agarwal
| Argues in support of
| 2 years ago
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Paying using the mobile phone is still not a good idea..the risk associated is too high..It is very easy to hack a mobile phone.
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Dinesh Agarwal
| Argues in support of
"Yes"
| 2 years ago
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What we are seeing through SBI is just tip of the iceberg. M shopping is going to spread just like mobiles. This will further eliminate use of credit/debit cards/cash, personal visits and transaction delays. It offers a huge opportunity in...
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Debate: "Mshop facilities introduced by the banks: Will it be a success?" deleted from your view.
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(rate this)
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Keeping up with the innovations in the mobile platform, SEBI has now issued a draft model to enable stock trading via mobile phones. According to SEBI’s proposed framework, brokers providing Internet-based trading services will be eligible to use wireless technology for the same. The guidelines also shows SEBI’s seriousness to implement this action as it also lays a lot of emphasis on user identification, network access control and network security, requiring brokers to maintain adequate back up systems and data storage capacity. The guidelines lay a lot of emphasis on user identification, network access control and network security, requiring brokers to maintain adequate back up systems an...
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Nidhi Agarwal
| Commented
| 2 years ago
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Mobile based trading is a good idea however since internet trading is much reliable, secure and faster this really wont work. For trading on mobile phones they have to be compatible with certain features and even after that mobile based...
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Ramakrishna Perumal
| Commented
| 2 years ago
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Mobile trading will be definitely easier and faster but it all depends on the cost of call charges in mobile, if it is cheaper than online trading ie internet trading then more people will go for mobile trading.
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Insight: "SEBI issues norms for Mobile trading" deleted from your view.
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(rate this)
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Yes
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4
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3
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No
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Nidhi Agarwal
| Argues in support of
"No"
| 2 years ago
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SMS Based IPO applications - A big NO.. this will not only increase number of fraud applications but also will be insecure for the customers as there financial details may be mis-used. It may increase duplicity of applications. There can be no...
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Darshil
| Argues in support of
"Yes"
| 2 years ago
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Well Jyoti I think the IPO application through SMS could work out. Actually this is a Baroda based software company who has brough tthis new application into the market. And talking about covering this application to the masses, Yes it is...
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GOPALAN PARTHASARATHY
| Argues in support of
"Yes"
| 2 years ago
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This can work. This is extension of mobile recharging through SMS - a prime account is in the static data. The dynamic data is only the amount to be debited. In the case of IPO there will be one more dynamic data input namely the NSE Code of the...
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Debate: "IPO application now possible just through an SMS" deleted from your view.
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(rate this)
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Mobile Trading
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18
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10
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Internet Trading
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Mukul Bhartiya
| Argues in support of
"Internet Trading"
| 2 years ago
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Any stock market or commodity market across the world is hardly depeendent on Retail investors. Retail investors form a misicule part in daily turnover of stock exchanges and they wait for years to reap the benefit of their investmenet. Stock...
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Nidhi Agarwal
| Argues in support of
| 2 years ago
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Internet trading is safer and more reliable then mobile trading. Reasons are 1. Internet trading is much faster and prices of the scrips are actual whereas mobile applications are slow and there might be delay in updation of prices by 5-10 seconds. 2....
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Jyoti Rath
| Argues in support of
"Mobile Trading"
| 2 years ago
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I believe that more people will go for mobile trading as mobile is more handy device one can have. One can even do the trading on the move, that will be the major advantage of mobile trading. We can get the details of stocks and latest updates...
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Debate: "Mobile Trading Vs Internet Trading" deleted from your view.
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(rate this)
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Both ways.
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Addictive medium in different ways
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Nidhi Agarwal
| Supported idea
"Both ways."
| 2 years ago
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The use of internet is addictive be it for a specific purpose or fun. It gives you everthing u want.. so its upon us weather we are getting addictive to it for our use or we are using internet tobe addictive for it
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SB DIKSHIT
| Added idea
"Both ways."
| 2 years ago
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Who take use of internet while it is required then it is useful.otherwise for those who used to e.g.TOO STEP members it isaddictive.
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Ideate: "Is internet addictive" deleted from your view.
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(rate this)
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1
Organised Service
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Regular Team Meetings
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Nidhi Agarwal
| Added idea
"Give Options, centralized services and above all Give them importance"
| 2 years ago
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I beleive that the to achieve "customer Experiance" excellence you have to give your customers options. Ask him what he wants, how he wants and then plan your services accordingly. Thats the best way to meet customer expectations. I do that...
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vijayasaravanan
| Supported idea
"Organised Service"
| 2 years ago
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The banks should try to minimise the time spent by the customers inside. This will definitely help.
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sujit Kumar
| Supported idea
"Organised Service"
| 2 years ago
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Swati raut has given an excellent idea here. I fully support it.
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Ideate: "How Retail Banks can achieve "Customer Experience" Excellence?" deleted from your view.
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(rate this)
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Quality
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65
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26
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Others
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Ajeet Pratap
| Argues in support of
"Others"
| 1 year ago
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This is a double barreled question !! First of all,clear your thought before stating these terms Quality,Advert,Brand (no offence meant). Brand is itself a broad term used in marketing.A Brand is quite simply a promise, which takes years to build...
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Nidhi Agarwal
| Argues in support of
| 2 years ago
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I beleive that quality is the foremost thing people look fo these days. Due to the growing population between the age 18-35 where people are more educated and are more inclined towards quality rather then the price. However Selling/marketing also...
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Bellala Gopinatha Rao
| Argues in support of
"Quality"
| 3 years ago
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Costliest advertisements also can provoke the consumer only once to buy.But his second buy is depending on its quality. Maximum selebrities are not using their branded product at all. They come in their advertisement only to earn money that's...
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Debate: "What makes a product popular ?Quality ? advertisement ? brand ?" deleted from your view.
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