Create knowledge
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(rate this)
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mutual fund
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10
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VS |
7
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insurance
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Padmanabhan R
| Argues in support of
"mutual fund"
| 1 month ago
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Mutual funds and Insurance serve different purposes. I don’t think they are comparable. Demand for ulip have been on constant fall, and ulip depends heavily on mis selling. If are looking for an investment go for mutual fund. If insurance is your...
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Vinod kumar
| Argues in support of
"insurance"
| 1 year ago
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Both are not comparable. one is risk avoiding and other is risky. But as per the situation of general Public insurance is better than the mutual fund. For a common man it is very difficult to put his saving with mutual fund because in short term...
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Niranjan Meena
| Argues in support of
"insurance"
| 1 year ago
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Both these instruments are designed to serve different purposes and are not comparable. A unit-linked plan from an insurance company is an insurance policy designed to pay a lump sum on maturity or on death if earlier. Premium paid under these...
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Debate: "is mutual fund better than insurance for invesment?" deleted from your view.
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(rate this)
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1
They can guide new Businesmans
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Banks can also provide insurance.
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m k mathai
| Added idea
"tourism services"
| 2 years ago
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what tourists look for in an alien land is a dependable contact . branch network of indian banks covers all the places worth visitng. bank manager is immensely suited to act as this dependable contact for the tourists. banks should snatch...
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pappu. vanamali
| Added idea
"village adoption and devlopment"
| 2 years ago
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the banks can adopt under developed villages and make some investments in irrigation and roads and schools/colleges etc and slowly collect theire investments from the village people.At present the same is done by pvt partie or by Ngos but india...
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Ideate: "Top 10 services that banks can provide other than banking?" deleted from your view.
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(rate this)
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1
University Examinations Mark Sheet?
2
What one should do if they loose their PAN card....
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Suryanarayan Murthy
| Added idea
"Duplicate Certificates"
| 2 years ago
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Normally a polce compliant (FIR) and an affidavit sworn in the presence of a First Class Magistrate is required for obtaining duplicate certificates from any university. To avoid this cumbersome procedure Universities are giving date of birth...
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Niranjan Meena
| Added idea
| 2 years ago
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To obtain a duplicate copy of the insurance contract, you need to intimate your insurance agent or the life insurer’s call centre. You will be required to submit an indemnity bond on a stamp paper (the stamp duty will depend on the state you reside...
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romita
| Supported idea
"University Examinations Mark Sheet?"
| 2 years ago
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If u lose University marks sheets you will have to get back to the university in person. They will direct you to the relevant section of the university authorised to hold the records. You have to pay some fine and quote your university...
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Ideate: "How to obtain duplicate copy of lost original documents?" deleted from your view.
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(rate this)
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Yes
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4
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VS |
4
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No
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Shashi Kumar U
| Argues in support of
"Yes"
| 2 years ago
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ULIP is a very good investment instrument.as it covers the risk factor plus it provides gorth so there will always be good demand for it
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Vipin Bhasin
| Argues in support of
"No"
| 2 years ago
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I don't think it was the major issue if we are talking about small and retail investor. there are very less percentage of investors who know the actual process or behind the schemes story. Yeah it was an issue for Insurance companies to survive...
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Debate: "Will the end of ULIP turf war boost investors' appetite for these schemes?" deleted from your view.
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(rate this)
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1
Products aimed at rural markets
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Proper And Effective Communication
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sarvesh trivedi
| Supported idea
"Products aimed at rural markets"
| 2 years ago
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BEST TRANSPARENT COMMENTS BOSS!!
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Vipin Bhasin
| Added idea
"Proper And Effective Communication "
| 2 years ago
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However we see many products as well as companies available in market related to insurance. But till now i am not very much sure that everybody knows about the basic concept behind all products mainly in rural areas. I think proper communication...
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Ideate: "How Insurance industry can reach to general masses?" deleted from your view.
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(rate this)
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1
Brand Name
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Trust & Brand Name
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Aditya Kumar
| Added idea
"Reach !!!"
| 2 years ago
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LIC is the best when it comes to the most important P of he 4Ps . PLACE!! ... LIC has the best reach in india. This reach marks its physical presence in the rural, semi-urban and urban crowd. With so much Visibility and Reach... no doubt LIC has...
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satheesh
| Supported idea
"Trust & Brand Name"
| 2 years ago
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i agree with kulkarni.LIC is not only having brand name.It also have gained everyone's trust in india.
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Ideate: "What are the things that will make LIC a good banking institution?" deleted from your view.
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(rate this)
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sebi
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3
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VS |
4
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irda
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SHRIKANT MANOHAR DANKE
| Argues in support of
"irda"
| 1 year ago
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IRDA is taking care of customers, so no need to worry.
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Niranjan Meena
| Argues in support of
| 2 years ago
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Suresh there is a similar kind of discussion in this platform...... here is the link you can get more form there http://toostep.com/debate/ulip-whether-an-insurance-or-an-investment-product
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Debate: "what is the future of ULIP ?" deleted from your view.
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(rate this)
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Don't we need more Internship Programmes?
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21
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VS |
1
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Experience Candidates are Better
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Shyam S
| Argues in support of
"Don't we need more Internship Programmes?"
| 1 year ago
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Every company hires freshers, see how many they hire in comparison to experienced. Get your statistics right. I think at least 100000 freshers are hired for every 1000 experienced professionals.
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Niranjan Meena
| Argues in support of
| 2 years ago
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Yes the companies should prefer interns for the jobs and train them according to our needs and then employee them. This will avoid attrition to certain extent. And the cost incurred to employee inters are also cost effective, so freshers should be...
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ASOKE KUSARI
| Argues in support of
"Don't we need more Internship Programmes?"
| 2 years ago
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Sir, U.P. Subodh, I am on this side - we understand the agony of you and freshers like you. Even today's experienced was fresher once - why a portion of the job-market should not be 'ear-marked' exclusively for freshers ? The HR people here on...
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Debate: "If every Company or a Bank needs Experienced professionals where will Freshers go?" deleted from your view.
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(rate this)
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Insurance .. IRDA controls
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21
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5
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Investment .. SEBI controls
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Parag Patel
| Argues in support of
"Insurance .. IRDA controls"
| 2 years ago
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As it is advicable not to mix two drinks ...always important to understand purpose of two different concepts...
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Vishal Jindal
| Argues in support of
"Investment .. SEBI controls"
| 2 years ago
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ULIP, must have been created as an Insurance plan but has developed into an Investment plan as each company itself highlights growth and even an investor looks for growth. No body is interested in aspects of Insurance neither company highlights that.
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Niranjan Meena
| Argues in support of
"Insurance .. IRDA controls"
| 2 years ago
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Asoke, according to me ulips is a insurance plan with an investment option. The purpose of the normal insurance plan is just protecting the life but not ensuring any savings for the future. Many people wanted plan which gives protection also...
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Debate: "ULIP .. whether an Insurance or an Investment product ?" deleted from your view.
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(rate this)
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Yes
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6
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VS |
2
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No
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Niranjan Meena
| Argues in support of
"Yes"
| 2 years ago
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Nikhil, yes its true the ULIPS is getting more and more popular among the people. The main reasons being mode of investment, flexibility in altering the asset allocation and tax benefits which made it reach the people. And presently it is been...
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Durgesh Nadkarni
| Argues in support of
" No"
| 2 years ago
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the financial literacy is growing but still rural and semi urban India is not so bold enough to invest in Ulip's. their primary motive is to buy insurance and have a life cover for their family..it will still take some good amount of years for...
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Debate: "ULIPS are selling more in urban and semi urban areas" deleted from your view.
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