Create knowledge
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(rate this)
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Yes
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4
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3
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No
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Omkar Bapat
| Argues in support of
"No"
| 3 years ago
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And correct me if I am wrong the whole thing was done becuase of the bills that were circulated in the market and no notification was there as to who was purchasing or selling the bills and in the end who was the beneficiary of these bills and i...
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Sandeep Goyal
| Argues in support of
"Yes"
| 3 years ago
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It has proved itself in various cases and even now it is doing that inspite of such a meltdown India is the least affected country.
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Debate: "Story of Indian banking" deleted from your view.
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(rate this)
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1
Invest Consulting an Investment Expert
2
Cash Reserves
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Mohit Sethi
| Added idea
"Invest Consulting an Investment Expert"
| 3 years ago
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My idea is, you may like to invest in stocks, bonds, and mix and match options to build up a strong portfolio. However, investment options are subjected to market risks, so it's worth consulting an investment expert in order to get maximum...
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Omkar Bapat
| Added idea
"Cash Reserves"
| 3 years ago
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I think most lenders will require you to have cash reserves/savings equal to at least 6 months of mortgage payments apart from what you'll pay for closing costs and down payment. However, not all programs require this but it's better to have some...
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Ideate: "Factors that will help to take out a Loan" deleted from your view.
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(rate this)
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Yes
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1
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VS |
1
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No
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Omkar Bapat
| Argues in support of
"No"
| 3 years ago
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No i don't think so. Credit rating agencies fetch increased possibility of a few weak banks deferring coupon payment on their hybrid instruments as their possibility of shrinking profits and even losses have increased.
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Debate: "Coupon payment and hybrid debts" deleted from your view.
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(rate this)
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Favour
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1
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4
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Against
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Shameena W.
| Argues in support of
"Against"
| 6 months ago
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It has definitely not shown in the market. The job opportunities continues. But yes if the economic slowdown continues then it definitely will affect the country's industries not just the banking sector. But as far as possible the banks should...
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Omkar Bapat
| Argues in support of
| 3 years ago
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One more thing is that at present many banks are thinking of expanding their branches. One example that I could give is of Citibank who is planning to expand their offices for about 2000 in number by the enf of this fiscal year and I suppose for that...
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Debate: "Jobs and Banks and slow down" deleted from your view.
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(rate this)
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Yes
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1
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2
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No
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Rahul Gautam
| Argues in support of
"No"
| 3 years ago
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No the Government is not helping by empowering the microfinance because even today loan products are still too inflexible, and savings and insurance services that the poor also need are not widely available due to regulatory barriers. And there...
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Omkar Bapat
| Argues in support of
| 3 years ago
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No the Government is not doing anything for the poor and the poor people are getting still poorer day by day their earnings of a day is so low that they can't even properly have food and then medicines if they are older. As you can see by yourself...
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Debate: "Has the Government done enough to Empower Microfinance to help the Poor? " deleted from your view.
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(rate this)
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1
Special economic reforms
2
Helping in the Bailout!!
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Rahul Gautam
| Supported idea
"Special economic reforms"
| 3 years ago
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Yes there should be special economic reforms by which both the countries are beneffitted for that matter, so i guess with these economic reforms there would be closer ties with both the countries which will really help in future.
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Omkar Bapat
| Added idea
| 3 years ago
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By devicing special economic reforms with the US government and Indian government by this making sure there is progressive outsourcing happening and striking better deals in other areas also.
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Ideate: "How will India get affected with the election of Obama as President??." deleted from your view.
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(rate this)
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1
Cut your expenses
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Extend the tenure
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Rahul Gautam
| Added idea
"Extend the tenure"
| 3 years ago
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One can extend the tenure of loan in such a way that the EMI outgo remains at a manageable level. I will give an example to make this understand. For example, you may have opted for a 20-year loan. If the increment doesn’t meet your repayment...
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Omkar Bapat
| Supported idea
"Cut your expenses"
| 3 years ago
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Making lifestyle changes is always advisable. All the other ways are external but this is something you have control of. So as long as the loan amount keeps hanging near the door, its advisable to live a cost effective life.
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Ideate: "Tips for availing home loans" deleted from your view.
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(rate this)
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Yes
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6
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VS |
5
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No
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SHRIKANT MANOHAR DANKE
| Argues in support of
"Yes"
| 1 year ago
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May be, as I am not expert from finance sector. Thanks for referral, Danish.
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Omkar Bapat
| Argues in support of
| 3 years ago
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Ganesan, definitely this move will release some tension in the market, but I do not expect any immediate cuts in lending rates. Banks will be very selective in disbursing funds. This cut is a temporary measure by RBI and tight monetary policy is likely...
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Danish khan
| Argues in support of
"Yes"
| 1 year ago
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yes it will lead to the decrease in cost of funds of the commercial banks which in turn will reduce base rate which is benchmark for lending. when interest rate decreases the intrinsic value of financial securities increases which will lead to...
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Debate: "Will the CRR cut ease the market? " deleted from your view.
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(rate this)
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Benefits
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5
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4
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Drawbacks
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MUKESH RAAT
| Argues in support of
"Drawbacks"
| 2 years ago
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us might cn utilise some other to come out from this type of problem might be its top bureaocrat might be thinking to resolve these type of problem
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Omkar Bapat
| Argues in support of
| 3 years ago
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I definitely feel there are drawbacks. A reverse descending clock auction would work best for securities held by multiple banks, but not as well for securities that are owned by just one or two institutions. In that case, there would be less...
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Pankaj Gautam
| Argues in support of
"Benefits"
| 3 years ago
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An auction process would make sense, because it would allow the banks with the best information about the securities to determine the price that has set up auctions for governments globally. But competition among sellers would prevent banks from...
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Debate: "Is auction a solution for US bailout?" deleted from your view.
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(rate this)
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Yes
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6
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2
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No
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Harender Singh
| Argues in support of
"No"
| 1 year ago
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Eko India Financial Services Private Limited provides Eko, a technology solution for banks to offer mobile banking services in India. Its solution provides peer-to-peer money transfers, cash deposits and withdrawal, wage and salary payments,...
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Omkar Bapat
| Argues in support of
| 3 years ago
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Banking is essential in a modern community, banks are not. Now there very much little that banks do that could not equally be done by markets, non-bank financial institutions or non-financial banking institutions. As entry barriers are eroded, a wide...
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c Mohanachandran
| Argues in support of
"Yes"
| 2 years ago
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Presently NBFCs are having some control of RBI than in the past. There are several guide lines existing from RBI on this matter. Still who can assure a total foolproof guarantee of money deposited by the common man in NBFCs albeit a corpus deposit...
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Debate: "Are banks necessary for banking?" deleted from your view.
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