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Padmanabhan R Articled / Audit assistant, Finance student
 
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1 MORE INCOME FROM CONSULTANCY SERVICES - BIG 4s REPORTED
2 One shop stop advantage
By : Padmanabhan R
Dr.R.SUDHAKAR RAO  |  Added idea  "MORE INCOME FROM CONSULTANCY SERVICES - BIG 4s REPORTED"  |  3 days ago
In our Nationalized Bank , THE DENA BANK , the public sector banking business transformation exercise undertaken jointly with one of the selected BIG 4s , namely , the KPMG .The KPMG'S consultancy services purchased by us are Strategy Redesign ....
Padmanabhan R  |  Added idea  "One shop stop advantage "  |  3 days ago
The one shop stop will be the best advantage in favour of the big 4s, though regulatory restrictions on independence can slower the process. 
 
 
Ideate: "Big 4s getting serious about consultancy" deleted from your view.
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With luck 
24
VS
42
 Wth only hard working
By : Yadnesh Goswami
cmsrinivas  |  Argues in support of  "With luck"  |  7 months ago
70% hardwork and 30% luck essential for going top
Padmanabhan R  |  Argues in support of  |  7 months ago
Both. One can reach with luck alone, but to maintain hard work is required.
ALEX FERNANDES  |  Argues in support of  "Wth only hard working"  |  2 years ago
Good debate !!!  Successful people don't believe in luck. They are hard workers !!! 
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Debate: "Persons who reached at top because of hard working or with luck?" deleted from your view.
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mutual fund 
10
VS
7
 insurance
By : Ajay Sharma
Padmanabhan R  |  Argues in support of  "mutual fund"  |  8 months ago
Mutual funds and Insurance serve different purposes. I don’t think they are comparable. Demand for ulip have been on constant fall, and ulip depends heavily on mis selling. If are looking for an investment go for mutual fund. If insurance is your...
Vinod kumar  |  Argues in support of  "insurance"  |  2 years ago
Both are not comparable. one is risk avoiding and other is risky. But as per the situation of general Public insurance is better than the mutual fund. For a common man it is very difficult to put his saving with mutual fund because in short term...
Niranjan Meena  |  Argues in support of  "insurance"  |  2 years ago
Both these instruments are designed to serve different purposes and are not comparable. A unit-linked plan from an insurance company is an insurance policy designed to pay a lump sum on maturity or on death if earlier. Premium paid under these...
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Debate: "is mutual fund better than insurance for invesment?" deleted from your view.
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Yes 
7
VS
4
 No
By : Leena Khade
Vinoy Scaria James  |  Argues in support of  "Yes"  |  8 months ago
Yes! I agree with Murthy Sir that the younger generation of Indians tend to take risks and as such are prone to risk a degree of debt especially in terms of loans etc... But it is nowhere near the attitude prevailing in the West.
Padmanabhan R  |  Argues in support of  "No"  |  8 months ago
I also agree, it is changing. Just see the rise in the number of users of credit card.
Suryanarayan Murthy  |  Argues in support of  "No"  |  1 year ago
The Indian mind set is slowly changing. 20 years back, yes, people are scared of a debt. With the younger generation, willing to take risks, the times are changing.
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Debate: "Indians do not like to be indebted " deleted from your view.
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Why ca n’t we contain Inflation which other developed nations find it easier to do?   Inflation is the general rise in price levels. It is matter of previlages and authority that is mismatched that lead to loss in value of the currency which had been our problem for long where our currency now is so undervalued and is loosing it as a pattern for long time. It all emerges, let us forget about the standard routes of raising rates or restricting money supply or even creating autostabilizers there is a fundamental reason why we have inflation far beyond what may be required by our growth and employment. Suppose if one get an electric connection, one need to also buy an inverter to get sustained...
By : Mathew Cherian
SHRIKANT MANOHAR DANKE  |  Commented  |  11 months ago
It is due to unwillingness of our political parties, as we have the most talented former finance minister as our P.M, still he don't have any control on finance department. We need someone like Mr.Chintamanrao Deshmukh or Mr. Dr. Dhananjay Gadgil....
Padmanabhan R  |  Commented  |  1 year ago
Nice point, India is n’t developed enough to be called a developing nation. I think supply side factors and mismanagement add to this. The price difference between what the producer gets and what the final consumer pays, even for necessities are so...
akshaya bhatia  |  Commented  |  1 year ago
Good points, Cherian, main reason that inflation goes on unchecked is lacunae in our economic policies, which unmindful of our actual gross industrial plus economic development status relish in aping the developed countries without weighing any...
 
 
Insight: "Why our Inflation cannot be controlled through traditional tools of economics." deleted from your view.
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(rate this)
Yes 
16
VS
3
 No
By : Hemant Sharma
Padmanabhan R  |  Argues in support of  "Yes"  |  1 year ago
MFI to successfully serve it’s purpose requires monitoring. Uneducated borrowers are less prudent on financial decisions. Profiteering intentions of MFI, encouraging reckless lending can make the situation worse
Japan Shah  |  Argues in support of  "No"  |  2 years ago
The Microfinance Institutions have evolved and are working in the areas where the regulated banks are not helping.. The MFI's should have the freedom to work and there should be no regulation on it, as the size/amount of credit given by them is...
Hemant Sharma  |  Argues in support of  "No"  |  2 years ago
MFIs are free of RBI regulation, and have flourished in the consequent freedom to innovate and expand. The RBI takes ages to approve bank branches, while MFIs open several every month. MFIs have cheap, flexible staff, but as banks they will face...
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Debate: "Should microfinace institutions be brought under regulation??" deleted from your view.
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Recently there are discussions about china window dressing it’s financial information , growth rate, inflation rate . Kindly share your views regarding the credibility of economic information from China. Any country that maintains a highly undervalued currency for such a long period, as China did is highly prone to inflation. 
By : Padmanabhan R  | New post
Mathew Cherian  |  Commented  |  1 year ago
One cannot be sure about credibilities of economic information, unless one subscribe to some credible information sights. Developed nation data are more reliable. like frb.org etc; We find more chinese products in our daily consumption than say...
 
 
Insight: "credibility of economic information from China" deleted from your view.
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Yes, there is a direct correlation, as normally observed...  
7
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7
 No, both are mutually exclusive malaise...not related
By : akshaya bhatia
RAVI PRATAP SINGH  |  Argues in support of  "Yes, there is a direct correlation, as normally observed... "  |  1 year ago
when there is deffernec in demand and supply, naturally the prize with increase. and that situation every human is willing to get the necesisty things at any cost, the corruption started from there only.
Padmanabhan R  |  Argues in support of  |  1 year ago
Though different things contribute to corruption and inflation, I also agree they may be related. Rampant corruption results in huge unaccounted money with the corruptors, which can push the price levels higher.
akshaya bhatia  |  Argues in support of  "Yes, there is a direct correlation, as normally observed... "  |  1 year ago
Normally, this is often observed global trend, whenever there is inflation in a region, the instances of corruption are also rampant there and also vice a versa..if there this correlation is valid, what could be the reasons?? If this is just an...
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Debate: "Is inflation a catalyst to rise in corruption??.!!.." deleted from your view.
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(rate this)
Yes 
18
VS
7
 No
By : Padmanabhan R
Padmanabhan R  |  Argues in support of  "Yes"  |  1 year ago
We should go for an inclusive approach rather than being exclusive. It’s merit should be assessed as a financial alternative rather than a religious product. As far a secular nation like India is concerned it is about a highly potential market and...
Kaisar Ahmad Mir  |  Argues in support of  "No"  |  1 year ago
Islamic finance is also gaining acceptance where it is seen as an ethical alternative to the conventional system, bridging the gap between socialism and capitalism. According to the Vatican’s official newspaper Osservatore Romano in its March...
Jyoti Rath  |  Argues in support of  "Yes"  |  3 years ago
Yes definitely we should encourage Islamic financial system involve representative of experts of Islamic finance, investors, fund manager including public and private mutual funds, banks, farmers, industrialists and specialized project financing...
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Debate: "Islamic finance - yet to be exploited" deleted from your view.
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(rate this)
1 Excessive volatility in capital inflows
2 higher gdp growth rate.
By : Leena Khade
Padmanabhan R  |  Supported idea  "Excessive volatility in capital inflows"  |  2 years ago
I think with imports from china increasing every day, we should consider the net impact of exports and imports.
manikanta raj  |  Added idea  "higher gdp growth rate."  |  2 years ago
If a country is a export oriented country having more and more exports year by year, the country can take the competitive advantage in the international market by devaluating its currency. For example if india want to buy jet rocket engine. only...
 
 
Ideate: "What will happen if there is currency devaluation??" deleted from your view.
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