Create knowledge
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(rate this)
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We are too optimistic
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I Fail To Earn Enough Money And Be Tensed For Not Having Enough....
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pranav patwardhan
| Supported idea
| 1 year ago
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Truly said..Saving is a good habit to develop.
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pranav patwardhan
| Added idea
"Don't always follow mass, rather take your own decision to invest with future planning"
| 1 year ago
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One should invest taking into account risk appetite of the self and pattern of market in which he invests.e.g.investment in real estate should be made with utmost care as chances of getting good return are as high as losing your money in case of...
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Ideate: "What are the biggest money mistakes which we make?" deleted from your view.
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(rate this)
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1
We are too optimistic
2
I Fail To Earn Enough Money And Be Tensed For Not Having Enough....
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pranav patwardhan
| Supported idea
| 1 year ago
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Truly said..Saving is a good habit to develop.
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pranav patwardhan
| Added idea
"Don't always follow mass, rather take your own decision to invest with future planning"
| 1 year ago
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One should invest taking into account risk appetite of the self and pattern of market in which he invests.e.g.investment in real estate should be made with utmost care as chances of getting good return are as high as losing your money in case of...
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Ideate: "What are the biggest money mistakes which we make?" deleted from your view.
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(rate this)
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Yes
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16
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VS |
10
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No
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suman kumar
| Argues in support of
"No"
| 1 year ago
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limitations of a mobile(memory, processor and softwares availability) is a major issue in using banking on mobile. it will have a long way to go.
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pranav patwardhan
| Argues in support of
| 2 years ago
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Yes, it is convenient to have paid mobile/internet/electricity/credit card bills by mobile. It saves time and though risk may be there, convenience overshadows risk as amount involved is not substantial. If NEFT/RTGS transactions are to be made as...
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Rashmi Patil
| Argues in support of
"Yes"
| 2 years ago
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Yes , Of course its very much comfortable if you have learnt how to use this. This will reduce the frequently going to banks or ATMs. by this method, we can do our banking transaction sitting in our home. So, I would prefer to carry out banking...
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Debate: "Would you be comfortable in carrying out banking transactions from your mobile?" deleted from your view.
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(rate this)
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Yes
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21
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VS |
12
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No
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Vipin Bhasin
| Argues in support of
"No"
| 1 year ago
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It is not true that Indians banks are more financially robust than big foreign banks. Rashmi In recession Indian banks are less effected not due to more financially robust but due to credit risk policy. In India to get loan is not easy even for...
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pranav patwardhan
| Argues in support of
| 2 years ago
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The Risk Capacity of bank is also needed to be considered while releasing liquidity. In fact it is the base for calculating risk appetite. Banking sector employees also have marketing sales teams and are given targets on yearly basis. The employee has...
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Rashmi Patil
| Argues in support of
"Yes"
| 2 years ago
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Last year, when the whole world was struggling because of this recession, Indian banks were one of the least effected sectors. They not only could come out of the recession very fast, but also could cover up all the losses incurred very easily....
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Debate: "Are Indian banks ‘financially robust'?" deleted from your view.
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(rate this)
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1
INCREASE SUICIDES
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development by pvt company, & gov. both
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Esha Johar
| Supported idea
"ADOPTION MODEL"
| 2 years ago
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I agree with Ravi, the micro finance model used in rural development is being successful. So we can adopt the same model and make some changes according to the urban wants and needs. This will help to promote microfinance in urban India. By...
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pranav patwardhan
| Added idea
| 2 years ago
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Microfinance helps in starting a business/venture to a class of people who have skills but are unemployed/underemployed due to lack of opportunities in the job market, but it has the biggest challenge of security of money lended. It gives focus to a...
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Ideate: "How can we promote microfinance in urban India?" deleted from your view.
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(rate this)
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1
Facilitate with UID project
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By leveraging existing network of Post Offices in India
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Sandeep Kule
| Supported idea
"Facilitate with UID project"
| 1 year ago
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I do support ur idea to associate the UID with Bank ID. This initiative makes it easy for banks to reach to every citizen. Once we acheive that, it will become the golden period for Banking Industry. This inturn will satisfy the social concern of...
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pranav patwardhan
| Added idea
| 2 years ago
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CBS can be implemented by leveraging the existing network of post offices in india. Post office can be the point of contact because of its reach--right from a small village to urban areas. Additional counters can be added to the existing...
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praveenkumar
| Supported idea
"Facilitate with UID project"
| 2 years ago
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i will be agree with your comment, who are the people still under bpl they unable receive the banking services, i hope as per your statement the uid project will abe implement as early as possible
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Ideate: "How centralised banking system should be implemented in Banks?" deleted from your view.
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(rate this)
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It will LOWER the tax burden
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4
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7
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It will NOT LOWER the tax burden
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pranav patwardhan
| Argues in support of
"It will NOT LOWER the tax burden"
| 2 years ago
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The GST regime has a different motive than to increase or lower the burden of tax on consumers. It is being proposed to bring all the products/services produced in india under single umbrella and tax them. The controls of imposing tax are going...
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RAMANATHA PRABHU N
| Argues in support of
"It will LOWER the tax burden"
| 2 years ago
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YOU know that the proposed GST is subsume of most of the Indirect taxes, so double impact is taken off, if any. Further basic minimum below which CGST is not applicable is proposed to be substantially enhanced to Rs.1.5 crores level. According to...
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Rashmi Patil
| Argues in support of
"It will NOT LOWER the tax burden"
| 2 years ago
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According to me tax burden will increase because India's fiscal deficit is going to increase because of that deficit the tax burden will be increased. Theoretically people may be talking that rates will be down but nothing of that sort will...
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Debate: "Will the shift to the GST regime lower the tax burden on consumers?" deleted from your view.
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(rate this)
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Yes
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20
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6
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No
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Sharad Kiyal
| Argues in support of
"Yes"
| 2 years ago
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Previously people think insurance as an investment where they get tax benefit and money security. But due to modernization and development there are several more instruments for money security and tax benefit, so now young generation like us opt...
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pranav patwardhan
| Argues in support of
| 2 years ago
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One should first clear the need of Term Plan and Insurance policy in his personal life.The need will decide the nature and the tenure of Term Plan/insurance. Nowadays companies offer plans, which give free life cover for certain period of time...
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kandula murali mohan reddy
| Argues in support of
"Yes"
| 2 years ago
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if u go insurance policy for an amount of rs.200000/- for 15 years , u have to pay premium around rs. 15000 per annum. if u go for term policy for rs. 2500000/Â u have to pay around rs. 7000 to 9000 premium. i suggest u go for term policy. under...
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Debate: "Are term plans the best when it comes to insurance?" deleted from your view.
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(rate this)
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Yes
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12
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6
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No
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Ravi
| Argues in support of
"Yes"
| 2 years ago
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I agree with you Veena. Education is going to be a multi billion dollar business in India in coming years.
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pranav patwardhan
| Argues in support of
"No"
| 2 years ago
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I would like to be a little careful while going in for full time education business, as it requires good infrastructure, facilities, prefered location etc. Infrastructure is the primary requirement for education business as nowadays...
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Veena Gupta
| Argues in support of
"Yes"
| 2 years ago
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Yes i think they should bet on Education, as education is taking very good shape in the country and with new reforms that will be in place in the future, this is a right time for them to invest in this area which would not have found many takers...
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Debate: "Should VCs & PE investors bet on education business? " deleted from your view.
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(rate this)
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Yes
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13
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3
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No
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Pragya Kothari
| Argues in support of
"Yes"
| 2 years ago
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Government should invest money in construction of Roads and solar panels capable of using road and double as power generation units it could serve a great purpose.. We should use a little bit of sunshine to solve or power losses and have roads...
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pranav patwardhan
| Argues in support of
| 2 years ago
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Interesting to see that our cabinet minister Kamalnath has joined the contest of making money out of investment. Road Infrastructure is considered as basic support for Industries indian transport sector. The roads can fetch returns only when tolls are...
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Rashmi Patil
| Argues in support of
"Yes"
| 2 years ago
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I think this is a great opportunity for Indian infrastructure, and its good news that investments are happening in India, and we are seeing investments in different avenues like Highway construction and that to world market is interested in...
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Debate: "US Pension funds & PE players bet on Indian Highways " deleted from your view.
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