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Prateek Singh Rathore Actuary Manager, Tata Aig Insurance Solutions
 
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(rate this)
Yes 
11
VS
72
 No
Suryanarayan Murthy  |  Argues in support of  "No"  |  1 year ago
NO.. A BIG NO... Discussion on this topic is in bad taste.. sorry
Prateek Singh Rathore  |  Argues in support of  |  1 year ago
Hindu girls cannot decide to do whatever they feel like. They must follow the orders of the men of the family , otherwise they bring shame to us and she must face the consequences.
Ayan Choudhury  |  Argues in support of  "No"  |  1 year ago
More I hear this more I tend to agree with the view point that north-west of India is truley a place of backward people. Unfortunately Indian politcs is controlled by them. Thats why India is still so backwards. All our economic progress will be...
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Debate: "Should girl's marriageable age be lowered to 15?" deleted from your view.
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(rate this)
Yes 
3
VS
3
 No
Japan Shah  |  Argues in support of  "No"  |  3 years ago
Dear ,  the insurame companies have come loaded with guns in the past few years, the industry have already consolidate a lot in 2008, i believe the year 2009 the companies are looking for expansion. If one can see the first quater of 2009 2-3 new...
Prateek Singh Rathore  |  Argues in support of  "Yes"  |  3 years ago
yes this is the time for consolidation and regroiup things, work out strategies and executing them well is the need of the hour, so i to agree with dushyant and vijay on their views,
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Debate: "Year 2009 is period of consolidation for insurance or expansion" deleted from your view.
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Prateek Singh Rathore  |  Answered  |  3 years ago
Future of in surance will definately be great because people are becoming more aware about safety as well as investment . Today insurance not only provides life cover but it also has the multiplier features . In todays scenario this is the only...
Dushyant Hada  |  Answered  |  3 years ago
The future of Insurance is great and in coming days its going to be big contributor to GDP. Reason: Heavy focus on infrastructure development, more inclination towards better life style be it shelter, food, education or entertainment or health....
Jithesh Ramesh  |  Answered  |  3 years ago
We live in the information age. People are becoming more aware of the importance of insurance in their life. But then there is a growing need to educate people to buy insurance and make them aware of the importance of insurance in their life....
 
 
Answer: "what is the future of insurance in INDIA?" deleted from your view.
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(rate this)
ULIP 
18
VS
24
 Mutual Funds
sandeep  |  Argues in support of  "Mutual Funds"  |  2 months ago
Dear sir U need more to know about MF B`cos there are wide range of MF available.
Prateek Singh Rathore  |  Argues in support of  |  3 years ago
In this market situation one should prefer ULIP than Mutual Fund Because ULIP has some advantages now. Yes in terms of return it is not so good as mutual fund but interms of safety it is the best option.
SURENDRA TEWARI  |  Argues in support of  "Mutual Funds"  |  2 years ago
There is ever ending comparison between ULIPs and Mutual Funds. The reason behind is that the ULIPs are mis-sold by agents and purchased by the insured, as Investments and not as Insurance but the ULIPs are getting protection in the name of...
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Debate: "ULIP and mutual funds" deleted from your view.
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(rate this)
1 INSURANCE IS RECESSION PROOF
2 Try to become the Financial Advisor
s.kumaravadivelu  |  Supported idea  "Try to become the Financial Advisor"  |  3 years ago
At the bck drop of the prevailing recession, it is high time to educate people to get their life covered which offers a social protection apart from in built tax saving it offers.A Financial advisor needs to focus on the importance savings in...
Prateek Singh Rathore  |  Added idea  |  3 years ago
Getting quality leads will really help the insurance people this time around, and getting leads is not all that difficult. Simply go to Goggle and type in "insurance lead" and in a matter of seconds you have the hundreds of ways to get leads. Many...
Manoj Chaturvedi  |  Supported idea  "INSURANCE IS RECESSION PROOF"  |  3 years ago
Dr.Sanjay i completely agree.Insurance industry is somewhat recessaion proof and because of its huge scope this industry will do wonders in the coming years.Because still a huge population is there which is not insured and they have the...
 
 
Ideate: "Tips for Insurance Agents in a bad economy !!!" deleted from your view.
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(rate this)
Big businesses 
9
VS
3
 Small businesses
Nikhil  |  Argues in support of  "Big businesses"  |  1 year ago
I agree with Mr Aiyer , Insurance is not a busniees which is carried on at smaller levels It is money and patience wherein break even takes nearly 7-8 years and in present scenarios it will run upto more than a decade A individual or a samll...
Prateek Singh Rathore  |  Argues in support of  |  3 years ago
Insurance companies should be a part of big companies because this would give them more amount even if the number of deals are not that great.
mohd arif bootwala  |  Argues in support of  "Big businesses"  |  3 years ago
I would agree with Mr.Aiyer, however IRDA our govt regulations are very strict in this matter, however other aspects are all secondary for appointing an insurance company, most well estabilished companies and Banks are in into insurance these days.  
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Debate: "Insurance companies-Big businesses or Small businesses" deleted from your view.
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1 insurance in the bad market
2 Slowdown = Bag full of Challenges
Maria Colaco  |  Added idea  "Sales a challenge"  |  3 years ago
In the Indian Context Insurance is still viewed as a tax instrument and not as a need. Customers are still not aware of the adequate insurance they need. Most of the customers have purchased insurance to save taxes and not for the reason that...
Jithesh Ramesh  |  Supported idea  "insurance in the bad market"  |  3 years ago
Definitely I support Mr.Krissh completely.If the insurance agents or advisors are not keeping in mind the needs of customers and are offering them the policies or products which they are not in need of then that will definitely bring down...
 
 
Ideate: "What challenges are faced by Insurance companies during this slowdown period ????" deleted from your view.
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(rate this)
Yes 
2
VS
1
 No
Amar Prasad  |  Argues in support of  "No"  |  3 years ago
This scheme was successful because there was a salary hike so people could afford it but now as their is a reduction in salary they would also cut down these rates.
Prateek Singh Rathore  |  Argues in support of  "Yes"  |  3 years ago
I think it will, the past records show that Rs9,925 cr has been obtained from FPI(first premium insurance). Pension and group schemes segment is alo growin by 40%.
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Debate: "LIC's biz" deleted from your view.
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(rate this)
1 Targeted marketing for growth and retention
2 Amalgamated customer view
Arvind Jain  |  Supported idea  "Targeted marketing for growth and retention"  |  3 years ago
I appreciate that the CRM is good but it depends how the insurer's are managing it.  
Vijay Kumar  |  Added idea  "Targeted marketing for growth and retention"  |  3 years ago
There are various schemes in Insurance and to decide the audience for that team CRM helps to find  the target customer in order to make the approach easy.
 
 
Ideate: "CRM and Insurance" deleted from your view.
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(rate this)
Yes 
15
VS
33
 No
Phani Mohan krishna  |  Argues in support of  "Yes"  |  2 years ago
India is no more safer due to Corruption/non accountability of bureaucracy/Politicians. I had recieved SMS from MD of MNC the very same day Mumbai was attacked expressing distrust in our Politicial system and I completly share his views. we can...
Ajay Kumar Singh  |  Argues in support of  "No"  |  3 years ago
I am giving you a solution: suppose you have three brothers- A, B, and C. A and B are fighting always. What B will do? should he leave the home? Think before speaking?
Prateek Singh Rathore  |  Argues in support of  "Yes"  |  3 years ago
Terrorist have managed to kill some of our finest officers in NSG and other Indian forces. It is a big loss to the nation. These officers lost their lives in the process of protecting civilians who continue to be a soft target for terrorists any...
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Debate: "Terror attack in Mumbai: India is no more a safer place ?" deleted from your view.
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