CIBIL Entry and clearance.

Dear Sir,

    My PAN no: ARLPB4755F
    DOB : 10/11/1980
    This is BIJOY NS  i have taken loan from PNB Kerala (loan number - Kesru-22-2007) and settled everything.And i having closure letter during the time some due i was paid at late. So now i am in CIBIL list. Please find the attachment for closure letter.

   Now try to apply for personal loan in HDFC bank they rejected for my loan.

    Kindly advise me how to improve my CIBIL score and please remove my name from cibil. Hereafter i followed rules and all.

   e.

    Awaiting your thoughts and let me know what steps i do to clear?

    Thanks,
    BIJOY NS

Iam raju from hyd , i have suffered alot with my CIBIL report that i had two written-off ,one with icici n citi bank. 

ICICI  settled that a/c but after 8months also the bankers still now they didnt updated my status in CIBIL .Citi bank is settled and updation also over .

Then i got the consultant through bank .Icredizen they helped me so much when uproach them they have educated me about CIBIL ,later with in 1month u know the ICICI updation done in my CIBIL report .

Iam very thankfull to Icredizen Team .                                              

If u have issues in CIBIL pls call them #8143708195.(geetha)

(Raju)

As Mr. Mohammad pointed out, you have to settle the account with ICICI first. Best way is to approach them and ask for a one time settlement. They will give some concession in the dues and you can settle the account. Don't forget to take a letter from them that the account is fully and finally settled. Then apply to CIBIL.

other then the legal procedure you havve to settle your card payment with icici bank.after clearing the dues they issue a NOC letter.then u have to apply to CIBIL for removing your name from the default list.also you have to pay RS.150 towarrds the CIBIL fee.